- bankencyclopedia.com
- Banks in Illinois (IL)
- Bank of Lyons
Bank of Lyons in Lyons, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of December 01, 1998
- Bank of Lyons in Lyons, Illinois (IL)
-
Show street view
No street view available for this location
Bank of Lyons - Overview
- General
- FDIC Certificate #: 16805
Status: Inactive
Closing history: Participated in Reorganization
Acquiring institution: BankChicago (#18168)
Federal Reserve ID: 290931
Date Established: June 18, 1949
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 10912
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: July 07, 1949
Last Structure Change Effective Date: December 01, 1998
Last Structure Change Process Date: Febuary 03, 1999
Last Data Update: Febuary 03, 1999
Data Source Date: April 05, 2012 - Location
- Address: 8601 West Ogden Avenue, Lyons, IL 60534
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974) - History of Changes
- Merger - Without Assistance
Participated in Reorganization - Financial Summary
- Total assets: $70.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
- Dollar figures in thousands
- 44Total employees (full-time equivalent)
- $67,466Total assets
- $10,073Cash and due from depository institutions
- $7,231Interest-bearing balances
- $25,986Securities
- $3,060Federal funds sold & reverse repurchase agreements
- $26,257Net loans & leases
- $452Loan loss allowance
- $0Trading account assets
- $1,385Bank premises and fixed assets
- $0Other real estate owned
- $0Goodwill and other intangibles
- $0Life insurance assets
- $705All other assets
- $67,466Total liabilities and capital
- $58,573Total liabilities
- $57,573Total deposits
- $48,012Interest-bearing deposits
- $57,573Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $588Other borrowed funds
- $0Subordinated debt
- $412All other liabilities
- $8,893Total equity capital
- $8,893Total bank equity capital
- $8,893Perpetual preferred stock
- $0Common stock
- $1,149Surplus
- $3,951Undivided profits
- Memoranda
- $3,793Noncurrent loans and leases
- $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $0Earning assets
- $0Long-term assets (5+ years)
- $120Average Assets, year-to-date
- $62,534Average Assets, quarterly
- $26,836Volatile liabilities
- $65,787Insider loans
- $66,559FHLB advances
- $7,678Loans and leases held for sale
- $474Unused loan commitments
- $0Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $94Total risk weighted assets
- $4,094Total unused commitments
- $0Restructured Loans and leases
- $32,141Derivatives
Income and Expense (December 31, 1997)
- Dollar figures in thousands
- $4,318Total interest income
- $1,732Total interest expense
- $2,586Net interest income
- $0Provision for loan and lease losses
- $536Total noninterest income
- $0Fiduciary activities
- $269Service charges on deposit accounts
- $0Trading account gains & fees
- $267Additional noninterest income
- $2,596Total noninterest expense
- $1,663Salaries and employee benefits
- $442Premises and equipment expense
- $491Additional noninterest expense
- $526Pre-tax net operating income
- $0Securities gains (losses)
- $111Applicable income taxes
- $415Income before extraordinary items
- $0Extraordinary gains - net
- $415Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $9Sale, conversion, retirement of capital stock, net
- $115Net operating income
Performance and Condition Ratios (December 31, 1997)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 7.13%Yield on earning assets
- 2.86%Cost of funding earning assets
- 4.27%Net interest margin
- 0.89%Noninterest income to earning assets
- 4.29%Noninterest expense to earning assets
- 0.63%Net operating income to assets
- 0.63%Return on assets (ROA)
- 0.80%Pretax return on assets
- 4.76%Return on equity (ROE)
- 3.44%Retained earnings to average equity (YTD only)
- 0.04%Net charge-offs to loans
- 0.00%Credit loss provision to net charge-offs
- 58.44%Efficiency ratio
- 83,152Assets per employee
- 1.53%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 27.71%Loss allowance to loans
- 1.69%Loss allowance to noncurrent loans
- 0.00%Noncurrent assets plus other real estate owned to assets
- 0.00%Noncurrent loans to loans
- 0.00%Net loans and leases to deposits
- 45.61%Net loans and leases to core deposits
- 52.01%Equity capital to assets
- 13.18%Core capital (leverage) ratio
- 13.20%Tier 1 risk-based capital ratio
- 27.61%Total risk-based capital ratio
- Memoranda
- $29Average assets
- $65,787Average earning assets
- $8,710Average equity
- $60,533Average loans
- bankencyclopedia.com
- Banks in Illinois (IL)
- Bank of Lyons
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Lyons.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: