Bank of New Madrid in New Madrid, Missouri (MO)



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Bank of New Madrid routing number info

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Bank of New Madrid
GeneralFDIC Certificate #: 14701
Status: Active
Federal Reserve ID: 688556
Bank Holding Company (Regulatory Top Holder): Dixie Bancshares Corp. (RSSDID: 1095272, Location: New Madrid, MO)
Date Established: January 01, 1933
WWW: http://www.bankofnewmadrid.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 13112
FDIC's unique #: 9196
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: August 25, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 229 Main Street, New Madrid, MO 63869
County: New Madrid
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $81.7 mil
Equity capital: $8.4 mil
Deposits held in domestic offices: $71.0 mil
Return on assets (ROA): 1.07% ($0.9 mil)
Quarterly return on assets: 1.33% ($1.1 mil)
Return on Equity (ROE): 11.10% ($0.9 mil)
Quarterly return on equity: 12.91% ($1.0 mil)
Net income: $0.9 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.07% ($874.3 mil)
Quarterly Pretax return on assets: 1.33% ($1,086.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)28
Total assets$81,709
Cash and due from depository institutions$11,214
Interest-bearing balances$6,381
Securities$22,610
Federal funds sold & reverse repurchase agreements$1,241
Net loans & leases$42,638
Loan loss allowance $404
Trading account assets$0
Bank premises and fixed assets$1,485
Other real estate owned$1,087
Goodwill and other intangibles$0
All other assets$1,434
Life insurance assets$81,709
Total liabilities and capital$73,266
Total liabilities$70,985
Total deposits$48,545
Interest-bearing deposits$70,985
Deposits held in domestic offices$78
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$2,000
Other borrowed funds $0
Subordinated debt $281
All other liabilities $8,443
Total equity capital$8,443
Total bank equity capital$8,443
Perpetual preferred stock$0
Common stock$414
Surplus$1,286
Undivided profits $6,743
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $22
Earning assets $0
Long-term assets (5+ years) $847
Average Assets, year-to-date $72,870
Average Assets, quarterly $14,553
Volatile liabilities $82,124
Insider loans $80,833
FHLB advances $52,987
Loans and leases held for sale $79,628
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $8,202
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,548
Derivatives$2,226
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,875
Total interest expense $506
Net interest income $3,369
Provision for loan and lease losses $86
Total noninterest income $481
Fiduciary activities $1
Service charges on deposit accounts $308
Trading account gains & fees $0
Additional noninterest income $172
Total noninterest expense $2,924
Salaries and employee benefits $1,650
Premises and equipment expense $239
Additional noninterest expense $1,035
Pre-tax net operating income $840
Securities gains (losses) $42
Applicable income taxes $0
Income before extraordinary items $882
Extraordinary gains - net $0
Net income attributable to bank $882
Net charge-offs $0
Cash dividends $882
Sale, conversion, retirement of capital stock, net $272
Net operating income $761
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.16%
Cost of funding earning assets 0.67%
Net interest margin 4.48%
Noninterest income to earning assets 0.64%
Noninterest expense to earning assets 3.89%
Net operating income to assets 1.02%
Return on assets (ROA) 1.07%
Pretax return on assets 1.07%
Return on equity (ROE) 11.10%
Retained earnings to average equity (YTD only) 1.52%
Net charge-offs to loans 0.63%
Credit loss provision to net charge-offs 31.62%
Efficiency ratio3.40%
Assets per employee$75,948
Cash dividends to net income (YTD only)2.92%
Condition Ratios (%)
Loss allowance to loans 86.28%
Loss allowance to noncurrent loans 0.94%
Noncurrent assets plus other real estate owned to assets 1836.36%
Noncurrent loans to loans 1.36%
Net loans and leases to deposits0.05%
Net loans and leases to core deposits 60.07%
Equity capital to assets 63.46%
Core capital (leverage) ratio 10.33%
Tier 1 risk-based capital ratio 10.30%
Total risk-based capital ratio 15.48%
Memoranda
Average assets$16
Average earning assets$82,124
Average equity $7,949
Average loans $75,159
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$991
Number of Accounts1
Personal trust and agency accounts$991
Employee benefit-defined contribution accounts$991
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts4
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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3 Missouri Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
09196Bank Of New Madrid229 Main Street, New Madrid, MO 63869January 01, 1933Full Service Brick and Mortar
112004Lilbourn BranchThird And Dawson Streets, Lilbourn, MO 63862September 21, 1959Full Service Brick and Mortar
2231956Portageville Branch112 East First Street, Portageville, MO 63873November 03, 1997Full Service Brick and Mortar
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