Bank of Yutan in Yutan, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 13, 2006

  • Bank of Yutan in Yutan, Nebraska (NE)
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Bank of Yutan - Overview

  • General
  • FDIC Certificate #: 18795
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First State Bank (#13868)
    Federal Reserve ID: 545855
    Date Established: November 01, 1888
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12656
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 06, 1963
    Last Structure Change Effective Date: May 13, 2006
    Last Structure Change Process Date: May 31, 2006
    Last Data Update: May 31, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 515 Second Street, Yutan, NE 68073
    County: Saunders
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • Financial Summary
  • Total assets: $24.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $24,118Total assets
  • $1,341Cash and due from depository institutions
  • $0Interest-bearing balances
  • $2,485Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $16,739Net loans & leases
  • $250Loan loss allowance
  • $0Trading account assets
  • $547Bank premises and fixed assets
  • $578Other real estate owned
  • $1,704Goodwill and other intangibles
  • $0Life insurance assets
  • $724All other assets
  • $24,118Total liabilities and capital
  • $20,611Total liabilities
  • $15,172Total deposits
  • $12,879Interest-bearing deposits
  • $15,172Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $202Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,100Other borrowed funds
  • $0Subordinated debt
  • $137All other liabilities
  • $3,507Total equity capital
  • $3,507Total bank equity capital
  • $3,507Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $3,134Undivided profits
  • Memoranda
  • $173Noncurrent loans and leases
  • $1,288Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $288Earning assets
  • $0Long-term assets (5+ years)
  • $315Average Assets, year-to-date
  • $19,224Average Assets, quarterly
  • $1,672Volatile liabilities
  • $23,059Insider loans
  • $23,664FHLB advances
  • $3,868Loans and leases held for sale
  • $125Unused loan commitments
  • $5,100Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,288Total unused commitments
  • $0Restructured Loans and leases
  • $227Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $1,255Total interest income
  • $407Total interest expense
  • $848Net interest income
  • $0Provision for loan and lease losses
  • $176Total noninterest income
  • $0Fiduciary activities
  • $150Service charges on deposit accounts
  • $0Trading account gains & fees
  • $26Additional noninterest income
  • $630Total noninterest expense
  • $385Salaries and employee benefits
  • $72Premises and equipment expense
  • $173Additional noninterest expense
  • $394Pre-tax net operating income
  • $0Securities gains (losses)
  • $132Applicable income taxes
  • $262Income before extraordinary items
  • $0Extraordinary gains - net
  • $262Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $7Sale, conversion, retirement of capital stock, net
  • $75Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.79%Yield on earning assets
  • 2.20%Cost of funding earning assets
  • 4.59%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • 1.14%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 7.67%Return on equity (ROE)
  • 5.48%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 56.29%Efficiency ratio
  • 61,523Assets per employee
  • 3.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 28.63%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 86.81%Noncurrent assets plus other real estate owned to assets
  • 3.59%Noncurrent loans to loans
  • 1.70%Net loans and leases to deposits
  • 110.33%Net loans and leases to core deposits
  • 127.72%Equity capital to assets
  • 14.54%Core capital (leverage) ratio
  • 8.59%Tier 1 risk-based capital ratio
  • 10.04%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $23,059Average earning assets
  • $3,415Average equity
  • $18,485Average loans

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