Bank of the Ozarks in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 07, 1999

  • Bank of the Ozarks in Little Rock, Arkansas (AR)
  • Show street view No street view available for this location

Bank of the Ozarks - Overview

  • General
  • FDIC Certificate #: 31505
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of the Ozarks wca (#15506)
    Federal Reserve ID: 82770
    Date Established: January 01, 1965
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7086
    FDIC's unique #: 44339
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 15, 1966
    Last Structure Change Effective Date: January 07, 1999
    Last Structure Change Process Date: Febuary 26, 1999
    Last Data Update: Febuary 26, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 109 North Chester, Little Rock, AR 72201
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $37.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $37,737Total assets
  • $1,010Cash and due from depository institutions
  • $31Interest-bearing balances
  • $30,829Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $4,102Bank premises and fixed assets
  • $0Other real estate owned
  • $817Goodwill and other intangibles
  • $0Life insurance assets
  • $979All other assets
  • $37,737Total liabilities and capital
  • $31,740Total liabilities
  • $26,830Total deposits
  • $26,383Interest-bearing deposits
  • $26,830Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,785Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11Other borrowed funds
  • $0Subordinated debt
  • $114All other liabilities
  • $5,997Total equity capital
  • $5,997Total bank equity capital
  • $5,997Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $5,850Undivided profits
  • Memoranda
  • $-103Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $30,860Average Assets, quarterly
  • $0Volatile liabilities
  • $33,985Insider loans
  • $39,122FHLB advances
  • $13,025Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $11,744Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,816Total interest income
  • $1,454Total interest expense
  • $362Net interest income
  • $0Provision for loan and lease losses
  • $292Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $292Additional noninterest income
  • $918Total noninterest expense
  • $597Salaries and employee benefits
  • $125Premises and equipment expense
  • $196Additional noninterest expense
  • -$264Pre-tax net operating income
  • $0Securities gains (losses)
  • -$161Applicable income taxes
  • -$103Income before extraordinary items
  • $0Extraordinary gains - net
  • -$103Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.40%Yield on earning assets
  • 5.12%Cost of funding earning assets
  • 1.28%Net interest margin
  • 1.03%Noninterest income to earning assets
  • 3.23%Noninterest expense to earning assets
  • -0.30%Net operating income to assets
  • -0.30%Return on assets (ROA)
  • -0.78%Pretax return on assets
  • -2.31%Return on equity (ROE)
  • -2.31%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 135,780Assets per employee
  • 0.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 15.89%Core capital (leverage) ratio
  • 14.03%Tier 1 risk-based capital ratio
  • 44.11%Total risk-based capital ratio
  • Memoranda
  • $44Average assets
  • $33,985Average earning assets
  • $4,463Average equity
  • $28,389Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of the Ozarks.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents