Bankers Trust Company in Des Moines, Iowa (IA), AZ
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bankers Trust Company in Des Moines, Iowa (IA), AZ
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Bankers Trust Company - Overview

  • General
  • FDIC Certificate #: 953
    Status: Active
    Federal Reserve ID: 811046
    Bank Holding Company (Regulatory Top Holder): Btc Financial Corporation (RSSDID: 1201671, Location: Des Moines, IA)
    Date Established: June 01, 1917
    WWW: http://www.bankerstrust.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 21 (Domestic: 21, Interstate: Yes)
    OTS Docket #: 11653
    FDIC's unique #: 621
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 2009
    Last Structure Change Process Date: January 13, 2010
    Last Data Update: January 13, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 453 7th Street, Des Moines, IA 50309
    County: Polk
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Des Moines, IA (#2120)
    Combined Statistical Area (CSA): Des Moines-Newton-Pella, IA (#218)
    Core Based Statistical Area (CBSA): Des Moines-West Des Moines, IA (#19780)
    CBSA Metro Statistical Area: Des Moines-West Des Moines, IA (#19780)
  • History of Changes
  • Name Change
    Change in Primary Regulatory Agency
    Change in Supervisory Agency
  • Financial Summary
  • Total assets: $2,686.8 mil
    Equity capital: $229.4 mil
    Deposits held in domestic offices: $1,857.5 mil
    Return on assets (ROA): 0.72% ($19.3 mil)
    Quarterly return on assets: 0.79% ($21.2 mil)
    Return on Equity (ROE): 8.30% ($19.0 mil)
    Quarterly return on equity: 9.16% ($21.0 mil)
    Net income: $18.6 mil
    Quarterly Net income: $5.2 mil
    Pretax return on assets: 1.02% ($27,405.0 mil)
    Quarterly Pretax return on assets: 1.15% ($30,897.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 402Total employees (full-time equivalent)
  • $2,686,761Total assets
  • $339,582Cash and due from depository institutions
  • $268,952Interest-bearing balances
  • $440,504Securities
  • $8,000Federal funds sold & reverse repurchase agreements
  • $1,766,051Net loans & leases
  • $30,956Loan loss allowance
  • $0Trading account assets
  • $16,569Bank premises and fixed assets
  • $37,014Other real estate owned
  • $182Goodwill and other intangibles
  • $2,686,761Life insurance assets
  • $78,859All other assets
  • $2,457,353Total liabilities and capital
  • $1,857,452Total liabilities
  • $1,289,870Total deposits
  • $1,857,452Interest-bearing deposits
  • $46Deposits held in domestic offices
  • 257249.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $286,759Trading liabilities
  • $0Other borrowed funds
  • $55,893Subordinated debt
  • $229,408All other liabilities
  • $229,408Total equity capital
  • $229,408Total bank equity capital
  • $6,000Perpetual preferred stock
  • $38,903Common stock
  • $74,276Surplus
  • $110,229Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $12,210Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $14,007Income earned, not collected on loans
  • $0Earning assets
  • $7,449Long-term assets (5+ years)
  • $2,483,507Average Assets, year-to-date
  • $409,510Average Assets, quarterly
  • $2,595,991Volatile liabilities
  • $2,655,744Insider loans
  • $1,985,080FHLB advances
  • $2,677,792Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $220,502Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $704,811Restructured Loans and leases
  • $1,113Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $99,454Total interest income
  • $25,210Total interest expense
  • $74,244Net interest income
  • $8,600Provision for loan and lease losses
  • $24,146Total noninterest income
  • $12,902Fiduciary activities
  • $6,966Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,278Additional noninterest income
  • $63,478Total noninterest expense
  • $35,806Salaries and employee benefits
  • $6,500Premises and equipment expense
  • $21,172Additional noninterest expense
  • $26,312Pre-tax net operating income
  • $209Securities gains (losses)
  • $7,954Applicable income taxes
  • $18,567Income before extraordinary items
  • $0Extraordinary gains - net
  • $18,567Net income attributable to bank
  • $0Net charge-offs
  • $18,567Cash dividends
  • $6,982Sale, conversion, retirement of capital stock, net
  • $9,750Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.12%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 3.08%Net interest margin
  • 1.00%Noninterest income to earning assets
  • 2.63%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 1.02%Pretax return on assets
  • 8.30%Return on equity (ROE)
  • 3.94%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 123.17%Credit loss provision to net charge-offs
  • 5.00%Efficiency ratio
  • 64,517Assets per employee
  • 6.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.51%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 221.00%Noncurrent assets plus other real estate owned to assets
  • 1.90%Noncurrent loans to loans
  • 0.78%Net loans and leases to deposits
  • 95.08%Net loans and leases to core deposits
  • 100.11%Equity capital to assets
  • 8.54%Core capital (leverage) ratio
  • 8.23%Tier 1 risk-based capital ratio
  • 11.11%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $2,595,991Average earning assets
  • $223,771Average equity
  • $2,411,990Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4,108,412Managed Assets
  • 1Number of Accounts
  • $1,210,954Personal trust and agency accounts
  • $560,958Employee benefit-defined contribution accounts
  • $365,743Employee benefit-defined benefit accounts
  • $13,096Other retirement accounts
  • $60,162Corporate trust and agency accounts
  • $21,329Investment management agency accounts
  • $183,014Other fiduciary accounts
  • $6,652Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 4426Number of Accounts
  • $0Personal trust and agency accounts
  • $60,161Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,897,458Other retirement accounts
  • $580,911Corporate trust and agency accounts
  • $1,645,059Other fiduciary accounts
  • $43,133Fiduciary accounts held in foreign offices

List of branches

  • 2 Arizona Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    31465732Bankers Trust Company Phoenix Branch4742 North 24th Street, Phoenix, AZ 85016January 22, 2008Full Service Brick and Mortar
    32490138Maricopa County Messenger Service4742 North 24th Street, Phoenix, AZ 85016January 22, 2008Limited Service Messenger
  • 19 Iowa Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0621Bankers Trust Company453 7th Street, Des Moines, IA 50309June 01, 1917Full Service Brick and Mortar
    1186720Grimes Branch110 South Main Street, Grimes, IA 50111June 01, 1917Full Service Brick and Mortar
    2186721West Branch7000 University Avenue, Des Moines, IA 50311August 27, 1959Full Service Brick and Mortar
    3186722North Branch3905 Merle Hay Road, Des Moines, IA 50310March 13, 1967Full Service Brick and Mortar
    4186723Downtown Branch717 7th Street, Des Moines, IA 50309October 26, 1970Full Service Brick and Mortar
    6186725South Branch655 East Army Post Road, Des Moines, IA 50315November 24, 1975Full Service Brick and Mortar
    7186726Clive Branch114th And University Avenue, Clive, IA 50325July 22, 1991Full Service Brick and Mortar
    8186727East Branch150 East Euclid, Des Moines, IA 50313November 28, 1994Full Service Brick and Mortar
    10186729Mobile Skywalk Branch665 Locust, Des Moines, IA 50309Febuary 17, 2000Limited Service Mobile
    11186730Mobile West Branch7000 University Avenue, Des Moines, IA 50311Febuary 17, 2000Limited Service Mobile
    12186731Mobile Clive Branch11111 University Avenue, Clive, IA 50325Febuary 17, 2000Limited Service Mobile
    13186732Mobile East Branch150 East Euclid, Des Moines, IA 50313Febuary 17, 2000Limited Service Mobile
    14186733Mobile North Branch3905 Merle Hay Road, Des Moines, IA 50310Febuary 17, 2000Limited Service Mobile
    15186734Mobile South Branch655 East Army Post Road, Des Moines, IA 50315Febuary 17, 2000Limited Service Mobile
    16186735Mobile Grimes Branch110 South Main, Grimes, IA 50111Febuary 17, 2000Limited Service Mobile
    19436703Ankeny Branch102 Northeast Trilein, Ankeny, IA 50021December 04, 2004Full Service Brick and Mortar
    20444308Deerfield Branch13371 Hickman Road, Urbandale, IA 50323August 22, 2005Full Service Brick and Mortar
    21457871Bankers Trust Altoona3820 Sw 8th Street, Des Moines, IA 50304November 13, 2006Full Service Brick and Mortar
    30493029Ames Branch1510 Buckeye Ave, Ames, IA 50010September 09, 2008Full Service Brick and Mortar

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