Bankers Trust of North Carolina in Greensboro, North Carolina (NC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 18, 1993

  • Bankers Trust of North Carolina in Greensboro, North Carolina (NC)
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Bankers Trust of North Carolina - Overview

  • General
  • FDIC Certificate #: 26918
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Triad Bank (#24082)
    Federal Reserve ID: 312927
    Date Established: March 16, 1987
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    FDIC's unique #: 36306
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 16, 1987
    Last Structure Change Effective Date: December 18, 1993
    Last Structure Change Process Date: January 26, 1994
    Last Data Update: January 26, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 419 North Elm Street, Greensboro, NC 27401
    County: Guilford
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Charlotte
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Greensboro--Winston-Salem--High Point, NC (#3120)
    Combined Statistical Area (CSA): Greensboro-Winston-Salem-High Point, NC (#268)
    Core Based Statistical Area (CBSA): Greensboro-High Point, NC (#24660)
    CBSA Metro Statistical Area: Greensboro-High Point, NC (#24660)
  • Financial Summary
  • Total assets: $78.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $57Total assets
  • $86,586Cash and due from depository institutions
  • $4,510Interest-bearing balances
  • $0Securities
  • $18,396Federal funds sold & reverse repurchase agreements
  • $7,000Net loans & leases
  • $49,190Loan loss allowance
  • $1,644Trading account assets
  • $0Bank premises and fixed assets
  • $4,450Other real estate owned
  • $2,068Goodwill and other intangibles
  • $972Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $86,586Total liabilities
  • $79,144Total deposits
  • $77,075Interest-bearing deposits
  • $66,581Deposits held in domestic offices
  • 77075.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $860Trading liabilities
  • $0Other borrowed funds
  • $850Subordinated debt
  • $0All other liabilities
  • $359Total equity capital
  • $359Total bank equity capital
  • $7,442Perpetual preferred stock
  • $0Common stock
  • $4,277Surplus
  • $8,364Undivided profits
  • Memoranda
  • $-5,199Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,323Income earned, not collected on loans
  • $274Earning assets
  • $74,586Long-term assets (5+ years)
  • $3,934Average Assets, year-to-date
  • $92,185Average Assets, quarterly
  • $87,352Volatile liabilities
  • $7,547Insider loans
  • $34FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,070Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,442Total risk weighted assets
  • $62,250Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,647Total interest expense
  • $3,432Net interest income
  • $3,215Provision for loan and lease losses
  • $597Total noninterest income
  • $589Fiduciary activities
  • $0Service charges on deposit accounts
  • $457Trading account gains & fees
  • $0Additional noninterest income
  • $132Total noninterest expense
  • $4,224Salaries and employee benefits
  • $1,809Premises and equipment expense
  • $859Additional noninterest expense
  • $1,556Pre-tax net operating income
  • -$1,017Securities gains (losses)
  • $37Applicable income taxes
  • $0Income before extraordinary items
  • -$980Extraordinary gains - net
  • $0Net income attributable to bank
  • -$980Net charge-offs
  • $459Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $752Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.30%Cost of funding earning assets
  • 4.29%Net interest margin
  • 4.01%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 5.27%Net operating income to assets
  • -1.10%Return on assets (ROA)
  • -1.06%Pretax return on assets
  • -1.06%Return on equity (ROE)
  • -12.16%Retained earnings to average equity (YTD only)
  • -12.16%Net charge-offs to loans
  • 0.78%Credit loss provision to net charge-offs
  • 130.07%Efficiency ratio
  • 111,041Assets per employee
  • 1.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.23%Loss allowance to noncurrent loans
  • 70.77%Noncurrent assets plus other real estate owned to assets
  • 5.07%Noncurrent loans to loans
  • 4.57%Net loans and leases to deposits
  • 63.82%Net loans and leases to core deposits
  • 69.88%Equity capital to assets
  • 8.59%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 11.95%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $92,185Average earning assets
  • $8,057Average equity
  • $80,092Average loans

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