Banterra Bank of Hamilton County in Mcleansboro, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 22, 1995

  • Banterra Bank of Hamilton County in Mcleansboro, Illinois (IL)
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Banterra Bank of Hamilton County - Overview

  • General
  • FDIC Certificate #: 16638
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Banterra Bank Group (#16578)
    Federal Reserve ID: 378745
    Date Established: November 01, 1947
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10778
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 01, 1947
    Last Structure Change Effective Date: September 22, 1995
    Last Structure Change Process Date: October 24, 1995
    Last Data Update: October 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Jackson And Market Streets, Mcleansboro, IL 62859
    County: Hamilton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Mount Vernon, IL (#34500)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $45.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $44,278Cash and due from depository institutions
  • $2,148Interest-bearing balances
  • $888Securities
  • $14,464Federal funds sold & reverse repurchase agreements
  • $1,200Net loans & leases
  • $25,420Loan loss allowance
  • $469Trading account assets
  • $0Bank premises and fixed assets
  • $253Other real estate owned
  • $0Goodwill and other intangibles
  • $793Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $44,278Total liabilities
  • $39,906Total deposits
  • $39,339Interest-bearing deposits
  • $36,122Deposits held in domestic offices
  • 39339.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $402Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $165Total equity capital
  • $165Total bank equity capital
  • $4,372Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,200Undivided profits
  • Memoranda
  • $2,872Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $64Income earned, not collected on loans
  • $517Earning assets
  • $41,972Long-term assets (5+ years)
  • $1,356Average Assets, year-to-date
  • $42,887Average Assets, quarterly
  • $43,324Volatile liabilities
  • $3,404Insider loans
  • $710FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,273Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,459Total risk weighted assets
  • $27,503Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,914Total interest expense
  • $1,297Net interest income
  • $1,617Provision for loan and lease losses
  • $144Total noninterest income
  • $167Fiduciary activities
  • $0Service charges on deposit accounts
  • $62Trading account gains & fees
  • $0Additional noninterest income
  • $105Total noninterest expense
  • $823Salaries and employee benefits
  • $349Premises and equipment expense
  • $77Additional noninterest expense
  • $397Pre-tax net operating income
  • $817Securities gains (losses)
  • -$2Applicable income taxes
  • $296Income before extraordinary items
  • $519Extraordinary gains - net
  • $0Net income attributable to bank
  • $519Net charge-offs
  • $89Cash dividends
  • $400Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.11%Cost of funding earning assets
  • 3.16%Net interest margin
  • 3.95%Noninterest income to earning assets
  • 0.41%Noninterest expense to earning assets
  • 2.01%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.21%Pretax return on assets
  • 1.90%Return on equity (ROE)
  • 11.76%Retained earnings to average equity (YTD only)
  • 2.70%Net charge-offs to loans
  • 0.36%Credit loss provision to net charge-offs
  • 161.80%Efficiency ratio
  • 46,132Assets per employee
  • 3.69%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.07%Loss allowance to loans
  • 1.81%Loss allowance to noncurrent loans
  • 732.81%Noncurrent assets plus other real estate owned to assets
  • 0.14%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 64.62%Net loans and leases to core deposits
  • 69.96%Equity capital to assets
  • 9.87%Core capital (leverage) ratio
  • 10.27%Tier 1 risk-based capital ratio
  • 16.21%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $42,887Average earning assets
  • $4,412Average equity
  • $40,982Average loans

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