Barrington Bank & Trust Company, National Association in Barrington, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Barrington Bank & Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 34395
    Status: Active
    Federal Reserve ID: 2508751
    Bank Holding Company (Regulatory Top Holder): Wintrust Financial Corporation (RSSDID: 2260406, Location: Lake Forest, IL)
    Date Established: December 19, 1996
    WWW: http://www.barringtonbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Domestic: 5, Interstate: No)
    FDIC's unique #: 57158
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 19, 1996
    Last Structure Change Effective Date: Febuary 10, 2012
    Last Structure Change Process Date: Febuary 13, 2012
    Last Data Update: Febuary 13, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 South Hough Street, Barrington, IL 60010
    County: Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Lake County-Kenosha County, IL-WI (#29404)
  • History of Changes
  • Participated in FDIC Assisted Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $1,283.1 mil
    Equity capital: $139.0 mil
    Deposits held in domestic offices: $924.2 mil
    Return on assets (ROA): 0.67% ($8.6 mil)
    Quarterly return on assets: 0.79% ($10.1 mil)
    Return on Equity (ROE): 6.33% ($8.8 mil)
    Quarterly return on equity: 7.41% ($10.3 mil)
    Net income: $7.9 mil
    Quarterly Net income: $2.5 mil
    Pretax return on assets: 1.10% ($14,113.8 mil)
    Quarterly Pretax return on assets: 1.30% ($16,679.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 661Total employees (full-time equivalent)
  • $1,283,070Total assets
  • $32,066Cash and due from depository institutions
  • $19,706Interest-bearing balances
  • $49,276Securities
  • $298Federal funds sold & reverse repurchase agreements
  • $1,021,026Net loans & leases
  • $6,746Loan loss allowance
  • $0Trading account assets
  • $27,481Bank premises and fixed assets
  • $20,648Other real estate owned
  • $19,413Goodwill and other intangibles
  • $1,283,070Life insurance assets
  • $112,862All other assets
  • $1,144,119Total liabilities and capital
  • $924,218Total liabilities
  • $756,814Total deposits
  • $924,218Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 170000.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $18,000Trading liabilities
  • $0Other borrowed funds
  • $31,901Subordinated debt
  • $138,951All other liabilities
  • $138,951Total equity capital
  • $138,951Total bank equity capital
  • $0Perpetual preferred stock
  • $2,500Common stock
  • $117,967Surplus
  • $18,484Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $306,838Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,844Income earned, not collected on loans
  • $0Earning assets
  • $4,201Long-term assets (5+ years)
  • $1,090,306Average Assets, year-to-date
  • $133,786Average Assets, quarterly
  • $1,178,463Volatile liabilities
  • $1,236,386Insider loans
  • $998,130FHLB advances
  • $1,221,192Loans and leases held for sale
  • $3,344Unused loan commitments
  • $1,333Tier 1 (core) risk-based capital
  • $119,534Tier 2 risk-based capital
  • $1,027Total risk weighted assets
  • $984Total unused commitments
  • $235,101Restructured Loans and leases
  • $15,199Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $44,619Total interest income
  • $7,936Total interest expense
  • $36,683Net interest income
  • $3,474Provision for loan and lease losses
  • $53,448Total noninterest income
  • $0Fiduciary activities
  • $1,552Service charges on deposit accounts
  • $0Trading account gains & fees
  • $51,896Additional noninterest income
  • $73,840Total noninterest expense
  • $50,320Salaries and employee benefits
  • $4,369Premises and equipment expense
  • $19,151Additional noninterest expense
  • $12,817Pre-tax net operating income
  • $123Securities gains (losses)
  • $5,009Applicable income taxes
  • $7,931Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,931Net income attributable to bank
  • $0Net charge-offs
  • $7,931Cash dividends
  • $4,373Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 3.55%Net interest margin
  • 5.18%Noninterest income to earning assets
  • 7.15%Noninterest expense to earning assets
  • 0.67%Net operating income to assets
  • 0.67%Return on assets (ROA)
  • 1.10%Pretax return on assets
  • 6.33%Return on equity (ROE)
  • 6.33%Retained earnings to average equity (YTD only)
  • 0.48%Net charge-offs to loans
  • 79.44%Credit loss provision to net charge-offs
  • 3.73%Efficiency ratio
  • 81,925Assets per employee
  • 1.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.66%Loss allowance to noncurrent loans
  • 76.28%Noncurrent assets plus other real estate owned to assets
  • 2.30%Noncurrent loans to loans
  • 0.86%Net loans and leases to deposits
  • 110.47%Net loans and leases to core deposits
  • 125.40%Equity capital to assets
  • 10.83%Core capital (leverage) ratio
  • 9.79%Tier 1 risk-based capital ratio
  • 11.98%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,178,463Average earning assets
  • $125,358Average equity
  • $1,032,482Average loans

List of branches

  • 8 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    057158Barrington Bank & Trust Company, National Association201 South Hough Street, Barrington, IL 60010December 19, 1996Full Service Brick and Mortar
    1419685Hoffman Estates Community Bank Branc1375 Palatine Road, Hoffman Estates, IL 60192September 13, 2001Full Service Brick and Mortar
    2437947Palatine Branch110 W Palatine Rd, Palatine, IL 60067March 03, 2005Full Service Brick and Mortar
    3442930Northwest Highway Branch233 W. Northwest Highway, Barrington, IL 60010April 08, 2005Full Service Retail
    4465584West Golf Road Branch2497 West Golf Road, Hoffman Estates, IL 60169June 04, 2007Full Service Brick and Mortar
    516244Charter National Bank Branch2200 West Higgins Road, Hoffman Estates, IL 60169July 31, 1980Full Service Brick and Mortar
    613852Hanover Park Branch1400 Irving Park Road, Hanover Park, IL 60103April 10, 1970Full Service Brick and Mortar
    7478534North Barrington Branch2069 North Barrinton Rd, Hoffman Estates, IL 60169April 10, 2008Full Service Brick and Mortar

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