Bellevue State Bank in Bellevue, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bellevue State Bank - Overview

  • General
  • FDIC Certificate #: 14415
    Status: Active
    Federal Reserve ID: 178244
    Bank Holding Company (Regulatory Top Holder): Bellevue State Bank Employee Stock Ownership Plan (RSSDID: 2307310, Location: Bellevue, IA)
    Date Established: January 01, 1934
    WWW: http://www.bellevuestatebank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9006
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 31, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South 2nd Street, Bellevue, IA 52031
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $79.7 mil
    Equity capital: $8.7 mil
    Deposits held in domestic offices: $70.4 mil
    Return on assets (ROA): 1.88% ($1.5 mil)
    Quarterly return on assets: 1.57% ($1.3 mil)
    Return on Equity (ROE): 17.35% ($1.6 mil)
    Quarterly return on equity: 13.95% ($1.3 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.98% ($1,578.1 mil)
    Quarterly Pretax return on assets: 1.65% ($1,315.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $79,701Total assets
  • $1,950Cash and due from depository institutions
  • $0Interest-bearing balances
  • $18,746Securities
  • $2,436Federal funds sold & reverse repurchase agreements
  • $53,474Net loans & leases
  • $724Loan loss allowance
  • $0Trading account assets
  • $926Bank premises and fixed assets
  • $192Other real estate owned
  • $0Goodwill and other intangibles
  • $79,701Life insurance assets
  • $1,977All other assets
  • $70,971Total liabilities and capital
  • $70,378Total liabilities
  • $60,756Total deposits
  • $70,378Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $593Subordinated debt
  • $8,730All other liabilities
  • $8,730Total equity capital
  • $8,730Total bank equity capital
  • $0Perpetual preferred stock
  • $137Common stock
  • $1,350Surplus
  • $7,243Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $133Income earned, not collected on loans
  • $0Earning assets
  • $820Long-term assets (5+ years)
  • $74,656Average Assets, year-to-date
  • $10,926Average Assets, quarterly
  • $77,114Volatile liabilities
  • $78,111Insider loans
  • $70,017FHLB advances
  • $79,577Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,346Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,381Restructured Loans and leases
  • $510Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,635Total interest income
  • $744Total interest expense
  • $2,891Net interest income
  • $175Provision for loan and lease losses
  • $340Total noninterest income
  • $0Fiduciary activities
  • $88Service charges on deposit accounts
  • $0Trading account gains & fees
  • $252Additional noninterest income
  • $1,578Total noninterest expense
  • $989Salaries and employee benefits
  • $141Premises and equipment expense
  • $448Additional noninterest expense
  • $1,478Pre-tax net operating income
  • $50Securities gains (losses)
  • $75Applicable income taxes
  • $1,453Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,453Net income attributable to bank
  • $0Net charge-offs
  • $1,453Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $614Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.99%Yield on earning assets
  • 1.02%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.17%Noninterest expense to earning assets
  • 1.82%Net operating income to assets
  • 1.88%Return on assets (ROA)
  • 1.98%Pretax return on assets
  • 17.35%Return on equity (ROE)
  • 10.02%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 250.00%Credit loss provision to net charge-offs
  • 23.61%Efficiency ratio
  • 48,839Assets per employee
  • 6.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.26%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 544.36%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 75.98%Net loans and leases to core deposits
  • 77.92%Equity capital to assets
  • 10.95%Core capital (leverage) ratio
  • 10.49%Tier 1 risk-based capital ratio
  • 11.92%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $77,114Average earning assets
  • $8,374Average equity
  • $72,801Average loans

List of branches

  • 1 Iowa Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09006Bellevue State Bank200 South 2nd Street, Bellevue, IA 52031January 01, 1934Full Service Brick and Mortar

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