Bellevue State Bank in Bellevue, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bellevue State Bank - Overview

  • General
  • FDIC Certificate #: 14415
    Status: Active
    Federal Reserve ID: 178244
    Bank Holding Company (Regulatory Top Holder): Bellevue State Bank Employee Stock Ownership Plan (RSSDID: 2307310, Location: Bellevue, IA)
    Date Established: January 01, 1934
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9006
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: May 31, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South 2nd Street, Bellevue, IA 52031
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $79.7 mil
    Equity capital: $8.7 mil
    Deposits held in domestic offices: $70.4 mil
    Return on assets (ROA): 1.88% ($1.5 mil)
    Quarterly return on assets: 1.57% ($1.3 mil)
    Return on Equity (ROE): 17.35% ($1.6 mil)
    Quarterly return on equity: 13.95% ($1.3 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 1.98% ($1,578.1 mil)
    Quarterly Pretax return on assets: 1.65% ($1,315.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $79,701Total assets
  • $1,950Cash and due from depository institutions
  • $0Interest-bearing balances
  • $18,746Securities
  • $2,436Federal funds sold & reverse repurchase agreements
  • $53,474Net loans & leases
  • $724Loan loss allowance
  • $0Trading account assets
  • $926Bank premises and fixed assets
  • $192Other real estate owned
  • $0Goodwill and other intangibles
  • $79,701Life insurance assets
  • $1,977All other assets
  • $70,971Total liabilities and capital
  • $70,378Total liabilities
  • $60,756Total deposits
  • $70,378Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $593Subordinated debt
  • $8,730All other liabilities
  • $8,730Total equity capital
  • $8,730Total bank equity capital
  • $0Perpetual preferred stock
  • $137Common stock
  • $1,350Surplus
  • $7,243Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $133Income earned, not collected on loans
  • $0Earning assets
  • $820Long-term assets (5+ years)
  • $74,656Average Assets, year-to-date
  • $10,926Average Assets, quarterly
  • $77,114Volatile liabilities
  • $78,111Insider loans
  • $70,017FHLB advances
  • $79,577Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,346Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,381Restructured Loans and leases
  • $510Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,635Total interest income
  • $744Total interest expense
  • $2,891Net interest income
  • $175Provision for loan and lease losses
  • $340Total noninterest income
  • $0Fiduciary activities
  • $88Service charges on deposit accounts
  • $0Trading account gains & fees
  • $252Additional noninterest income
  • $1,578Total noninterest expense
  • $989Salaries and employee benefits
  • $141Premises and equipment expense
  • $448Additional noninterest expense
  • $1,478Pre-tax net operating income
  • $50Securities gains (losses)
  • $75Applicable income taxes
  • $1,453Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,453Net income attributable to bank
  • $0Net charge-offs
  • $1,453Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $614Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.99%Yield on earning assets
  • 1.02%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.47%Noninterest income to earning assets
  • 2.17%Noninterest expense to earning assets
  • 1.82%Net operating income to assets
  • 1.88%Return on assets (ROA)
  • 1.98%Pretax return on assets
  • 17.35%Return on equity (ROE)
  • 10.02%Retained earnings to average equity (YTD only)
  • 0.14%Net charge-offs to loans
  • 250.00%Credit loss provision to net charge-offs
  • 23.61%Efficiency ratio
  • 48,839Assets per employee
  • 6.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.26%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 544.36%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 75.98%Net loans and leases to core deposits
  • 77.92%Equity capital to assets
  • 10.95%Core capital (leverage) ratio
  • 10.49%Tier 1 risk-based capital ratio
  • 11.92%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $77,114Average earning assets
  • $8,374Average equity
  • $72,801Average loans

List of branches

  • 1 Iowa Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09006Bellevue State Bank200 South 2nd Street, Bellevue, IA 52031January 01, 1934Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bellevue State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents