Bodcaw Bank in Stamps, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bodcaw Bank in Stamps, Arkansas (AR)
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Bodcaw Bank - Overview

  • General
  • FDIC Certificate #: 5624
    Status: Active
    Federal Reserve ID: 942847
    Bank Holding Company (Regulatory Top Holder): Bodcaw Bancshares, Inc. (RSSDID: 2712781, Location: Stamps, AR)
    Date Established: January 01, 1903
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 3831
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 26, 2012
    Last Structure Change Process Date: March 26, 2012
    Last Data Update: March 26, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 307 Thomas Street, Stamps, AR 71860
    County: Lafayette
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $76.6 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $67.5 mil
    Return on assets (ROA): 1.00% ($0.8 mil)
    Quarterly return on assets: 0.48% ($0.4 mil)
    Return on Equity (ROE): 9.01% ($0.8 mil)
    Quarterly return on equity: 4.27% ($0.4 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.10% ($842.6 mil)
    Quarterly Pretax return on assets: 0.61% ($467.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $76,597Total assets
  • $3,988Cash and due from depository institutions
  • $100Interest-bearing balances
  • $44,069Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $27,623Net loans & leases
  • $141Loan loss allowance
  • $0Trading account assets
  • $81Bank premises and fixed assets
  • $30Other real estate owned
  • $0Goodwill and other intangibles
  • $76,597Life insurance assets
  • $806All other assets
  • $67,992Total liabilities and capital
  • $67,454Total liabilities
  • $59,073Total deposits
  • $67,454Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 75.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $463Subordinated debt
  • $8,605All other liabilities
  • $8,605Total equity capital
  • $8,605Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $3,000Surplus
  • $5,355Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $300Income earned, not collected on loans
  • $0Earning assets
  • $621Long-term assets (5+ years)
  • $71,792Average Assets, year-to-date
  • $43,765Average Assets, quarterly
  • $75,954Volatile liabilities
  • $76,668Insider loans
  • $38,837FHLB advances
  • $77,206Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,131Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,610Restructured Loans and leases
  • $1,950Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,472Total interest income
  • $1,246Total interest expense
  • $2,226Net interest income
  • $56Provision for loan and lease losses
  • $156Total noninterest income
  • $0Fiduciary activities
  • $97Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $1,511Total noninterest expense
  • $773Salaries and employee benefits
  • $105Premises and equipment expense
  • $633Additional noninterest expense
  • $815Pre-tax net operating income
  • $17Securities gains (losses)
  • $72Applicable income taxes
  • $760Income before extraordinary items
  • $0Extraordinary gains - net
  • $760Net income attributable to bank
  • $0Net charge-offs
  • $760Cash dividends
  • $70Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.88%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 3.13%Net interest margin
  • 0.22%Noninterest income to earning assets
  • 2.12%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.10%Pretax return on assets
  • 9.01%Return on equity (ROE)
  • 3.08%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 80.00%Credit loss provision to net charge-offs
  • 12.44%Efficiency ratio
  • 63,434Assets per employee
  • 5.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.79%Loss allowance to loans
  • 0.51%Loss allowance to noncurrent loans
  • 47.00%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 40.95%Net loans and leases to core deposits
  • 50.72%Equity capital to assets
  • 11.23%Core capital (leverage) ratio
  • 10.53%Tier 1 risk-based capital ratio
  • 20.94%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $75,954Average earning assets
  • $8,436Average equity
  • $71,196Average loans

List of branches

  • 1 Arkansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03831Bodcaw Bank307 Thomas Street, Stamps, AR 71860January 01, 1903Full Service Brick and Mortar

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