Bodcaw Bank in Stamps, Arkansas (AR)



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Bodcaw Bank routing number info

Table of contents:
Bodcaw Bank
GeneralFDIC Certificate #: 5624
Status: Active
Federal Reserve ID: 942847
Bank Holding Company (Regulatory Top Holder): Bodcaw Bancshares, Inc. (RSSDID: 2712781, Location: Stamps, AR)
Date Established: January 01, 1903
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 3831
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 26, 2012
Last Structure Change Process Date: March 26, 2012
Last Data Update: March 26, 2012
Data Source Date: April 05, 2012
LocationAddress: 307 Thomas Street, Stamps, AR 71860
County: Lafayette
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of ChangesChange in Location
Financial SummaryTotal assets: $76.6 mil
Equity capital: $8.6 mil
Deposits held in domestic offices: $67.5 mil
Return on assets (ROA): 1.00% ($0.8 mil)
Quarterly return on assets: 0.48% ($0.4 mil)
Return on Equity (ROE): 9.01% ($0.8 mil)
Quarterly return on equity: 4.27% ($0.4 mil)
Net income: $0.8 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 1.10% ($842.6 mil)
Quarterly Pretax return on assets: 0.61% ($467.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)15
Total assets$76,597
Cash and due from depository institutions$3,988
Interest-bearing balances$100
Securities$44,069
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$27,623
Loan loss allowance $141
Trading account assets$0
Bank premises and fixed assets$81
Other real estate owned$30
Goodwill and other intangibles$0
All other assets$806
Life insurance assets$76,597
Total liabilities and capital$67,992
Total liabilities$67,454
Total deposits$59,073
Interest-bearing deposits$67,454
Deposits held in domestic offices$91
% insured (estimated)75.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $463
All other liabilities $8,605
Total equity capital$8,605
Total bank equity capital$8,605
Perpetual preferred stock$0
Common stock$250
Surplus$3,000
Undivided profits $5,355
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $300
Earning assets $0
Long-term assets (5+ years) $621
Average Assets, year-to-date $71,792
Average Assets, quarterly $43,765
Volatile liabilities $75,954
Insider loans $76,668
FHLB advances $38,837
Loans and leases held for sale $77,206
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $8,131
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,610
Derivatives$1,950
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,472
Total interest expense $1,246
Net interest income $2,226
Provision for loan and lease losses $56
Total noninterest income $156
Fiduciary activities $0
Service charges on deposit accounts $97
Trading account gains & fees $0
Additional noninterest income $59
Total noninterest expense $1,511
Salaries and employee benefits $773
Premises and equipment expense $105
Additional noninterest expense $633
Pre-tax net operating income $815
Securities gains (losses) $17
Applicable income taxes $72
Income before extraordinary items $760
Extraordinary gains - net $0
Net income attributable to bank $760
Net charge-offs $0
Cash dividends $760
Sale, conversion, retirement of capital stock, net $70
Net operating income $500
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.88%
Cost of funding earning assets 1.75%
Net interest margin 3.13%
Noninterest income to earning assets 0.22%
Noninterest expense to earning assets 2.12%
Net operating income to assets 0.98%
Return on assets (ROA) 1.00%
Pretax return on assets 1.10%
Return on equity (ROE) 9.01%
Retained earnings to average equity (YTD only) 3.08%
Net charge-offs to loans 0.26%
Credit loss provision to net charge-offs 80.00%
Efficiency ratio12.44%
Assets per employee$63,434
Cash dividends to net income (YTD only)5.11%
Condition Ratios (%)
Loss allowance to loans 65.79%
Loss allowance to noncurrent loans 0.51%
Noncurrent assets plus other real estate owned to assets 47.00%
Noncurrent loans to loans 0.43%
Net loans and leases to deposits1.08%
Net loans and leases to core deposits 40.95%
Equity capital to assets 50.72%
Core capital (leverage) ratio 11.23%
Tier 1 risk-based capital ratio 10.53%
Total risk-based capital ratio 20.94%
Memoranda
Average assets$21
Average earning assets$75,954
Average equity $8,436
Average loans $71,196
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1 Arkansas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03831Bodcaw Bank307 Thomas Street, Stamps, AR 71860January 01, 1903Full Service Brick and Mortar
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