Bowling Green Bank & Trust Company, National Association in Bowling Green, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 02, 2000

  • Bowling Green Bank & Trust Company, National Association in Bowling Green, Kentucky (KY)
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Bowling Green Bank & Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 11365
    Status: Inactive
    Closing history: Office Sold
    Acquiring institution: (#14876)
    Federal Reserve ID: 969648
    Date Established: July 01, 1911
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    OTS Docket #: 10233
    FDIC's unique #: 7262
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 02, 2000
    Last Structure Change Process Date: December 01, 2000
    Last Data Update: December 01, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1820 Scottsville Road, Bowling Green, KY 42104
    County: Warren
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Bowling Green, KY (#14540)
    CBSA Metro Statistical Area: Bowling Green, KY (#14540)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
  • Financial Summary
  • Total assets: $208.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 85Total employees (full-time equivalent)
  • $200,672Total assets
  • $12,309Cash and due from depository institutions
  • $31Interest-bearing balances
  • $33,241Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $146,949Net loans & leases
  • $3,174Loan loss allowance
  • $0Trading account assets
  • $4,964Bank premises and fixed assets
  • $0Other real estate owned
  • $824Goodwill and other intangibles
  • $0Life insurance assets
  • $2,385All other assets
  • $200,672Total liabilities and capital
  • $184,032Total liabilities
  • $154,199Total deposits
  • $111,241Interest-bearing deposits
  • $154,199Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $23,823Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,181Other borrowed funds
  • $0Subordinated debt
  • $829All other liabilities
  • $16,640Total equity capital
  • $16,640Total bank equity capital
  • $16,640Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $14,976Undivided profits
  • Memoranda
  • $164Noncurrent loans and leases
  • $29,659Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $474Earning assets
  • $0Long-term assets (5+ years)
  • $889Average Assets, year-to-date
  • $180,221Average Assets, quarterly
  • $20,113Volatile liabilities
  • $192,405Insider loans
  • $195,489FHLB advances
  • $31,617Loans and leases held for sale
  • $17,932Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $387Total risk weighted assets
  • $29,659Total unused commitments
  • $0Restructured Loans and leases
  • $1,900Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $12,923Total interest income
  • $4,733Total interest expense
  • $8,190Net interest income
  • $0Provision for loan and lease losses
  • $5,259Total noninterest income
  • $1,111Fiduciary activities
  • $1,281Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,867Additional noninterest income
  • $6,351Total noninterest expense
  • $2,965Salaries and employee benefits
  • $1,022Premises and equipment expense
  • $2,364Additional noninterest expense
  • $7,098Pre-tax net operating income
  • -$5Securities gains (losses)
  • $2,251Applicable income taxes
  • $4,842Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,842Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$49Sale, conversion, retirement of capital stock, net
  • $5,180Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.71%Yield on earning assets
  • 2.82%Cost of funding earning assets
  • 4.89%Net interest margin
  • 3.14%Noninterest income to earning assets
  • 3.79%Noninterest expense to earning assets
  • 2.52%Net operating income to assets
  • 2.52%Return on assets (ROA)
  • 3.69%Pretax return on assets
  • 28.82%Return on equity (ROE)
  • -2.01%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 45,334Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 106.98%Loss allowance to loans
  • 2.11%Loss allowance to noncurrent loans
  • 669.62%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 95.30%Net loans and leases to core deposits
  • 98.01%Equity capital to assets
  • 8.29%Core capital (leverage) ratio
  • 8.42%Tier 1 risk-based capital ratio
  • 10.63%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $192,405Average earning assets
  • $16,799Average equity
  • $167,644Average loans

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