Bremer Bank, National Association in South St. Paul, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Bremer Bank, National Association in South St. Paul, Minnesota (MN)
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Bremer Bank, National Association - Overview

  • General
  • FDIC Certificate #: 12923
    Status: Active
    Federal Reserve ID: 800657
    Bank Holding Company (Regulatory Top Holder): Otto Bremer Foundation (RSSDID: 1121340, Location: Saint Paul, MN)
    Date Established: November 19, 1932
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 29 (Domestic: 29, Interstate: No)
    OTS Docket #: 12109
    FDIC's unique #: 8180
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 633 South Concord Street, South St. Paul, MN 55075
    County: Dakota
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $2,725.5 mil
    Equity capital: $264.2 mil
    Deposits held in domestic offices: $2,268.8 mil
    Return on assets (ROA): 0.74% ($20.2 mil)
    Quarterly return on assets: 1.05% ($28.6 mil)
    Return on Equity (ROE): 7.54% ($19.9 mil)
    Quarterly return on equity: 10.78% ($28.5 mil)
    Net income: $20.5 mil
    Quarterly Net income: $7.2 mil
    Pretax return on assets: 1.06% ($28,889.8 mil)
    Quarterly Pretax return on assets: 1.54% ($41,972.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 273Total employees (full-time equivalent)
  • $2,725,454Total assets
  • $512,481Cash and due from depository institutions
  • $461,823Interest-bearing balances
  • $432,500Securities
  • $10,544Federal funds sold & reverse repurchase agreements
  • $1,623,726Net loans & leases
  • $29,298Loan loss allowance
  • $0Trading account assets
  • $32,600Bank premises and fixed assets
  • $13,091Other real estate owned
  • $60,651Goodwill and other intangibles
  • $2,725,454Life insurance assets
  • $39,861All other assets
  • $2,461,213Total liabilities and capital
  • $2,268,759Total liabilities
  • $1,750,023Total deposits
  • $2,268,759Interest-bearing deposits
  • $72Deposits held in domestic offices
  • 126654.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $49,704Trading liabilities
  • $0Other borrowed funds
  • $16,096Subordinated debt
  • $264,241All other liabilities
  • $264,241Total equity capital
  • $264,241Total bank equity capital
  • $0Perpetual preferred stock
  • $4,608Common stock
  • $176,600Surplus
  • $83,033Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $7,186Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $21,443Income earned, not collected on loans
  • $6,749Earning assets
  • $8,375Long-term assets (5+ years)
  • $2,528,593Average Assets, year-to-date
  • $300,236Average Assets, quarterly
  • $2,753,697Volatile liabilities
  • $2,723,975Insider loans
  • $1,791,823FHLB advances
  • $2,686,086Loans and leases held for sale
  • $2,739Unused loan commitments
  • $2,739Tier 1 (core) risk-based capital
  • $213,343Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $522,883Restructured Loans and leases
  • $499Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $96,899Total interest income
  • $14,204Total interest expense
  • $82,695Net interest income
  • $10,050Provision for loan and lease losses
  • $19,483Total noninterest income
  • $0Fiduciary activities
  • $6,754Service charges on deposit accounts
  • $0Trading account gains & fees
  • $12,729Additional noninterest income
  • $64,248Total noninterest expense
  • $24,459Salaries and employee benefits
  • $6,252Premises and equipment expense
  • $33,537Additional noninterest expense
  • $27,880Pre-tax net operating income
  • $1,399Securities gains (losses)
  • $8,823Applicable income taxes
  • $20,456Income before extraordinary items
  • $0Extraordinary gains - net
  • $20,456Net income attributable to bank
  • $0Net charge-offs
  • $20,456Cash dividends
  • $9,770Sale, conversion, retirement of capital stock, net
  • $36,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.79%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 3.23%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 2.51%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.74%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 7.54%Return on equity (ROE)
  • -5.73%Retained earnings to average equity (YTD only)
  • 0.62%Net charge-offs to loans
  • 102.87%Credit loss provision to net charge-offs
  • 3.88%Efficiency ratio
  • 62,375Assets per employee
  • 9.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 175.99%Loss allowance to loans
  • 1.77%Loss allowance to noncurrent loans
  • 136.63%Noncurrent assets plus other real estate owned to assets
  • 1.27%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 71.57%Net loans and leases to core deposits
  • 72.89%Equity capital to assets
  • 9.70%Core capital (leverage) ratio
  • 7.94%Tier 1 risk-based capital ratio
  • 11.91%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $2,753,697Average earning assets
  • $271,375Average equity
  • $2,558,923Average loans

Bank Assets Sold and Securitized (December 31, 2006)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $175,000Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 29 Minnesota Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08180Bremer Bank, National Association633 South Concord Street, South St. Paul, MN 55075November 19, 1932Full Service Brick and Mortar
    1228546Inver Grove Heights Office6800 Cahill Avenue, Inver Grove Heights, MN 55076June 05, 1978Full Service Brick and Mortar
    2228547Eagan Branch1995 Rahncliff Court, Eagan, MN 55122September 07, 1989Full Service Brick and Mortar
    3273314Roseville Branch1715 West County Road B2, Roseville, MN 55113June 30, 1985Full Service Brick and Mortar
    45634Watertown Branch301 Territorial St E, Watertown, MN 55388August 31, 1916Full Service Brick and Mortar
    5228548Brooklyn Park Branch8535 Edinburgh Drive, Brooklyn Park, MN 55443June 18, 1997Full Service Retail
    6228549White Bear Lake Branch4600 White Bear Parkway, White Bear Lake, MN 55110August 13, 1997Full Service Brick and Mortar
    916011Eden Prairie Branch11800 Singletree Lane, Eden Prairie, MN 55344July 16, 1979Full Service Brick and Mortar
    10255569Calhoun Square Branch3001 Hennepin Avenue South, Minneapolis, MN 55408May 06, 1987Full Service Brick and Mortar
    11906Princeton Branch202 South Rum River Dr, Princeton, MN 55371April 01, 1908Full Service Brick and Mortar
    12189448Zimmerman Office26120 Third Street East, Zimmerman, MN 55398June 19, 1978Full Service Brick and Mortar
    1410521Milaca Branch190 South Central Avenue, Milaca, MN 56353November 29, 1945Full Service Brick and Mortar
    1714897Minnetonka Branch17600 Highway 7, Minnetonka, MN 55345April 22, 1974Full Service Brick and Mortar
    1811765St. Anthony Branch2401 Lowry Avenue, Northeast, St. Anthony, MN 55418December 10, 1957Full Service Brick and Mortar
    19245640Arden Hills Branch4061 North Lexington Avenue, Arden Hills, MN 55126November 01, 1978Full Service Brick and Mortar
    2011410St. Louis Park Branch8800 Highway 7, St. Louis Park, MN 55426March 21, 1955Full Service Brick and Mortar
    2113422Richfield Branch6500 Nicollet Avenue South, Richfield, MN 55423August 15, 1966Full Service Brick and Mortar
    22287209Edina Branch6900 France Avenue South, Edina, MN 55435June 30, 1986Full Service Brick and Mortar
    23287210Brooklyn Center Branch5540 Brooklyn Boulevard, Brooklyn Center, MN 55429June 30, 1987Full Service Brick and Mortar
    24287214Ids Center Branch80 South 8th Street Suite 240, Minneapolis, MN 55402April 28, 1995Full Service Brick and Mortar
    25280728Midway Branch427 North Snelling Ave, St. Paul, MN 55104January 01, 1891Full Service Brick and Mortar
    26280738Maplewood Branch2965 Whitebear Avenue, Maplewood, MN 55109January 01, 1891Full Service Brick and Mortar
    316255Lawson Center372 Saint Peter Street, Saint Paul, MN 55102April 01, 1933Full Service Brick and Mortar
    32365896Plymouth Branch3415 Vicksburg Lane North, Plymouth, MN 55447January 08, 2003Full Service Brick and Mortar
    33365897Minneapolis 6th Street Branch225 South Sixth Street, Suite 200, Minneapolis, MN 55402January 08, 2003Full Service Brick and Mortar
    34445947State Fair Office Branch1677 Dan Patch Avenue, Saint Paul, MN 55108August 24, 2005Full Service Brick and Mortar
    35465857Bremer Bank, Woodbury Branch10040 City Walk Drive, Woodbury, MN 55129July 01, 2006Full Service Brick and Mortar
    36478951Lakeville Branch17600 Cedar Avenue, Lakeville, MN 55044September 15, 2007Full Service Brick and Mortar
    37478952Stillwater Branch5990 Nova Scotia Avenue North, Stillwater, MN 55082April 14, 2008Full Service Brick and Mortar

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