Brickyard Bank in Lincolnwood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Brickyard Bank - Overview

  • General
  • FDIC Certificate #: 22811
    Status: Active
    Federal Reserve ID: 270531
    Bank Holding Company (Regulatory Top Holder): Brickyard Bancorp, Inc. (RSSDID: 2447935, Location: Lincolnwood, IL)
    Date Established: Febuary 26, 1979
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 10473
    FDIC's unique #: 15930
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 26, 1979
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6676 North Lincoln Avenue, Lincolnwood, IL 60712
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $136.0 mil
    Equity capital: $12.2 mil
    Deposits held in domestic offices: $122.7 mil
    Return on assets (ROA): -0.74% (-$1.0 mil)
    Quarterly return on assets: -2.31% (-$3.1 mil)
    Return on Equity (ROE): -8.41% (-$1.0 mil)
    Quarterly return on equity: -25.38% (-$3.0 mil)
    Net income: -$1.1 mil
    Quarterly Net income: -$0.8 mil
    Pretax return on assets: -0.74% (-$1,006.3 mil)
    Quarterly Pretax return on assets: -2.31% (-$3,141.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $135,992Total assets
  • $10,551Cash and due from depository institutions
  • $8,534Interest-bearing balances
  • $14,970Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $85,229Net loans & leases
  • $2,423Loan loss allowance
  • $0Trading account assets
  • $5,494Bank premises and fixed assets
  • $13,130Other real estate owned
  • $0Goodwill and other intangibles
  • $135,992Life insurance assets
  • $6,618All other assets
  • $123,836Total liabilities and capital
  • $122,728Total liabilities
  • $110,432Total deposits
  • $122,728Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,108Subordinated debt
  • $12,156All other liabilities
  • $12,156Total equity capital
  • $12,156Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $24,850Surplus
  • $-13,694Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,258Income earned, not collected on loans
  • $0Earning assets
  • $435Long-term assets (5+ years)
  • $108,733Average Assets, year-to-date
  • $5,274Average Assets, quarterly
  • $147,067Volatile liabilities
  • $137,642Insider loans
  • $99,425FHLB advances
  • $137,176Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,053Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,193Restructured Loans and leases
  • $4,518Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,240Total interest income
  • $1,793Total interest expense
  • $4,447Net interest income
  • $178Provision for loan and lease losses
  • -$490Total noninterest income
  • $0Fiduciary activities
  • $214Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$704Additional noninterest income
  • $4,868Total noninterest expense
  • $1,505Salaries and employee benefits
  • $714Premises and equipment expense
  • $2,649Additional noninterest expense
  • -$1,089Pre-tax net operating income
  • $1Securities gains (losses)
  • $0Applicable income taxes
  • -$1,088Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,088Net income attributable to bank
  • $0Net charge-offs
  • -$1,088Cash dividends
  • $867Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 1.48%Cost of funding earning assets
  • 3.66%Net interest margin
  • -0.40%Noninterest income to earning assets
  • 4.01%Noninterest expense to earning assets
  • -0.74%Net operating income to assets
  • -0.74%Return on assets (ROA)
  • -0.74%Pretax return on assets
  • -8.41%Return on equity (ROE)
  • -8.41%Retained earnings to average equity (YTD only)
  • 0.90%Net charge-offs to loans
  • 20.53%Credit loss provision to net charge-offs
  • -1.05%Efficiency ratio
  • 123,022Assets per employee
  • 5.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.76%Loss allowance to noncurrent loans
  • 56.90%Noncurrent assets plus other real estate owned to assets
  • 12.79%Noncurrent loans to loans
  • 4.86%Net loans and leases to deposits
  • 69.45%Net loans and leases to core deposits
  • 72.78%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 8.79%Tier 1 risk-based capital ratio
  • 12.12%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $147,067Average earning assets
  • $12,933Average equity
  • $121,420Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015930Brickyard Bank6676 North Lincoln Avenue, Lincolnwood, IL 60712Febuary 26, 1979Full Service Brick and Mortar
    2471459Mccormick Boulevard Facility7000 North Mccormick Boulevard, Lincolnwood, IL 60712August 01, 2006Limited Service Mobile
    3492558Skokie Office Branch3536 Dempster Street, Skokie, IL 60076September 01, 2008Full Service Brick and Mortar

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