Brookhaven Bank in Atlanta, Georgia (GA)



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Brookhaven Bank routing number info

Table of contents:
Brookhaven Bank
GeneralFDIC Certificate #: 58456
Status: Active
Federal Reserve ID: 3625132
Date Established: August 14, 2007
WWW: http://www.brookhavenbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 452189
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 14, 2007
Last Structure Change Effective Date: August 14, 2007
Last Structure Change Process Date: August 15, 2007
Last Data Update: August 15, 2007
Data Source Date: April 05, 2012
LocationAddress: 2987 Clairmont Road, Ne, Suite 150, Atlanta, GA 30329
County: Dekalb
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
History of ChangesChange in Geographic Region/Area/Territory/Field Office
New Institution
Financial SummaryTotal assets: $156.5 mil
Equity capital: $17.8 mil
Deposits held in domestic offices: $130.8 mil
Return on assets (ROA): 0.64% ($1.0 mil)
Quarterly return on assets: 0.32% ($0.5 mil)
Return on Equity (ROE): 5.81% ($1.0 mil)
Quarterly return on equity: 2.82% ($0.5 mil)
Net income: $1.0 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.64% ($1,001.6 mil)
Quarterly Pretax return on assets: 0.32% ($500.8 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)24
Total assets$156,507
Cash and due from depository institutions$17,217
Interest-bearing balances$12,084
Securities$30,345
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$106,248
Loan loss allowance $2,263
Trading account assets$0
Bank premises and fixed assets$873
Other real estate owned$396
Goodwill and other intangibles$0
All other assets$1,428
Life insurance assets$156,507
Total liabilities and capital$138,725
Total liabilities$130,811
Total deposits$117,523
Interest-bearing deposits$130,811
Deposits held in domestic offices$96
% insured (estimated)1624.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$5,823
Other borrowed funds $0
Subordinated debt $467
All other liabilities $17,782
Total equity capital$17,782
Total bank equity capital$17,782
Perpetual preferred stock$0
Common stock$12,000
Surplus$13,397
Undivided profits $-7,615
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $416
Earning assets $0
Long-term assets (5+ years) $538
Average Assets, year-to-date $148,677
Average Assets, quarterly $29,751
Volatile liabilities $157,799
Insider loans $156,099
FHLB advances $119,613
Loans and leases held for sale $153,909
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $17,088
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $17,009
Derivatives$1,684
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $7,636
Total interest expense $1,663
Net interest income $5,973
Provision for loan and lease losses $625
Total noninterest income $311
Fiduciary activities $0
Service charges on deposit accounts $92
Trading account gains & fees $0
Additional noninterest income $219
Total noninterest expense $4,652
Salaries and employee benefits $2,724
Premises and equipment expense $548
Additional noninterest expense $1,380
Pre-tax net operating income $1,007
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $1,007
Extraordinary gains - net $0
Net income attributable to bank $1,007
Net charge-offs $0
Cash dividends $1,007
Sale, conversion, retirement of capital stock, net $375
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets5.16%
Cost of funding earning assets 1.12%
Net interest margin 4.04%
Noninterest income to earning assets 0.21%
Noninterest expense to earning assets 3.15%
Net operating income to assets 0.64%
Return on assets (ROA) 0.64%
Pretax return on assets 0.64%
Return on equity (ROE) 5.81%
Retained earnings to average equity (YTD only) 5.81%
Net charge-offs to loans 0.34%
Credit loss provision to net charge-offs 166.67%
Efficiency ratio4.35%
Assets per employee$74,029
Cash dividends to net income (YTD only)6.52%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.09%
Noncurrent assets plus other real estate owned to assets 543.99%
Noncurrent loans to loans 0.52%
Net loans and leases to deposits0.38%
Net loans and leases to core deposits 81.22%
Equity capital to assets 83.79%
Core capital (leverage) ratio 11.36%
Tier 1 risk-based capital ratio 11.10%
Total risk-based capital ratio 14.29%
Memoranda
Average assets$16
Average earning assets$157,799
Average equity $17,331
Average loans $147,894
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2 Georgia Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0452189Brookhaven Bank2987 Clairmont Road, Ne, Suite 150, Atlanta, GA 30329August 14, 2007Full Service Brick and Mortar
1489860Johnson Ferry Road Branch2221 Johnson Ferry Road, Atlanta, GA 30319August 04, 2008Full Service Brick and Mortar
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