Brunswick Federal Savings, F.A. in Brunswick, Maine (ME)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1996

  • Brunswick Federal Savings, F.A. in Brunswick, Maine (ME)
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Brunswick Federal Savings, F.A. - Overview

  • General
  • FDIC Certificate #: 29841
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Northeast Bank (#19690)
    Federal Reserve ID: 609775
    Date Established: January 01, 1888
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4184
    FDIC's unique #: 42675
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: May 19, 1958
    Last Structure Change Effective Date: July 01, 1996
    Last Structure Change Process Date: August 22, 1996
    Last Data Update: August 22, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 186 Main Street, Brunswick, ME 4011
    County: Cumberland
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Combined Statistical Area (CSA): Portland-Lewiston-South Portland, ME (#438)
    Core Based Statistical Area (CBSA): Portland-South Portland-Biddeford, ME (#38860)
    CBSA Metro Statistical Area: Portland-South Portland-Biddeford, ME (#38860)
  • Financial Summary
  • Total assets: $107.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $31Total assets
  • $103,564Cash and due from depository institutions
  • $11,714Interest-bearing balances
  • $10,738Securities
  • $5,468Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $81,312Loan loss allowance
  • $731Trading account assets
  • $0Bank premises and fixed assets
  • $1,307Other real estate owned
  • $479Goodwill and other intangibles
  • $2,457Life insurance assets
  • $827All other assets
  • $0Total liabilities and capital
  • $103,564Total liabilities
  • $95,023Total deposits
  • $73,169Interest-bearing deposits
  • $69,584Deposits held in domestic offices
  • 73169.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $20,739Subordinated debt
  • $0All other liabilities
  • $1,115Total equity capital
  • $1,115Total bank equity capital
  • $8,541Perpetual preferred stock
  • $0Common stock
  • $165Surplus
  • $1,999Undivided profits
  • Memoranda
  • $6,377Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $505Income earned, not collected on loans
  • $496Earning assets
  • $97,518Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $101,393Average Assets, quarterly
  • $101,678Volatile liabilities
  • $27,884Insider loans
  • $1,498FHLB advances
  • $20,700Loans and leases held for sale
  • $0Unused loan commitments
  • $11,971Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,866Total risk weighted assets
  • $58,202Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,464Total interest expense
  • $4,321Net interest income
  • $4,143Provision for loan and lease losses
  • $99Total noninterest income
  • $834Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $834Total noninterest expense
  • $3,440Salaries and employee benefits
  • $970Premises and equipment expense
  • $473Additional noninterest expense
  • $1,997Pre-tax net operating income
  • $1,438Securities gains (losses)
  • $76Applicable income taxes
  • $526Income before extraordinary items
  • $988Extraordinary gains - net
  • $0Net income attributable to bank
  • $988Net charge-offs
  • $202Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.91%Cost of funding earning assets
  • 4.55%Net interest margin
  • 4.36%Noninterest income to earning assets
  • 0.88%Noninterest expense to earning assets
  • 3.62%Net operating income to assets
  • 0.93%Return on assets (ROA)
  • 0.97%Pretax return on assets
  • 1.49%Return on equity (ROE)
  • 12.46%Retained earnings to average equity (YTD only)
  • 12.46%Net charge-offs to loans
  • 0.25%Credit loss provision to net charge-offs
  • 49.01%Efficiency ratio
  • 67,450Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.89%Loss allowance to noncurrent loans
  • 144.75%Noncurrent assets plus other real estate owned to assets
  • 0.95%Noncurrent loans to loans
  • 0.62%Net loans and leases to deposits
  • 111.13%Net loans and leases to core deposits
  • 123.16%Equity capital to assets
  • 8.25%Core capital (leverage) ratio
  • 7.64%Tier 1 risk-based capital ratio
  • 13.51%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $101,393Average earning assets
  • $7,931Average equity
  • $94,951Average loans

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