Bullitt County Bank in Shepherdsville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2006

  • Bullitt County Bank in Shepherdsville, Kentucky (KY)
  • Show street view No street view available for this location

Bullitt County Bank - Overview

  • General
  • FDIC Certificate #: 9674
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: PBI Bank (#9314)
    Federal Reserve ID: 191944
    Date Established: January 01, 1889
    WWW: http://www.bullittcountybank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 9402
    FDIC's unique #: 6190
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 2006
    Last Structure Change Process Date: January 12, 2006
    Last Data Update: January 12, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 Buckman Street, Shepherdsville, KY 40165
    County: Bullitt
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $170.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $170,532Total assets
  • $4,677Cash and due from depository institutions
  • $1,512Interest-bearing balances
  • $6,992Securities
  • $221Federal funds sold & reverse repurchase agreements
  • $152,647Net loans & leases
  • $1,967Loan loss allowance
  • $0Trading account assets
  • $1,903Bank premises and fixed assets
  • $1,150Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,942All other assets
  • $170,532Total liabilities and capital
  • $154,817Total liabilities
  • $135,488Total deposits
  • $116,797Interest-bearing deposits
  • $135,488Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $18,339Other borrowed funds
  • $0Subordinated debt
  • $990All other liabilities
  • $15,715Total equity capital
  • $15,715Total bank equity capital
  • $15,715Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $9,800Undivided profits
  • Memoranda
  • $5,715Noncurrent loans and leases
  • $22,555Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,856Earning assets
  • $0Long-term assets (5+ years)
  • $779Average Assets, year-to-date
  • $161,372Average Assets, quarterly
  • $16,042Volatile liabilities
  • $166,779Insider loans
  • $172,292FHLB advances
  • $23,417Loans and leases held for sale
  • $931Unused loan commitments
  • $18,339Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $22,555Total unused commitments
  • $0Restructured Loans and leases
  • $1,844Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $11,744Total interest income
  • $3,723Total interest expense
  • $8,021Net interest income
  • $1,200Provision for loan and lease losses
  • $960Total noninterest income
  • $0Fiduciary activities
  • $772Service charges on deposit accounts
  • $0Trading account gains & fees
  • $188Additional noninterest income
  • $3,361Total noninterest expense
  • $1,425Salaries and employee benefits
  • $319Premises and equipment expense
  • $1,617Additional noninterest expense
  • $4,420Pre-tax net operating income
  • $8Securities gains (losses)
  • $1,487Applicable income taxes
  • $2,941Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,941Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $937Sale, conversion, retirement of capital stock, net
  • $1,800Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.49%Yield on earning assets
  • 2.37%Cost of funding earning assets
  • 5.11%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 2.14%Noninterest expense to earning assets
  • 1.76%Net operating income to assets
  • 1.76%Return on assets (ROA)
  • 2.66%Pretax return on assets
  • 19.34%Return on equity (ROE)
  • 7.50%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 128.07%Credit loss provision to net charge-offs
  • 6.00%Efficiency ratio
  • 37,423Assets per employee
  • 5.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 61.20%Loss allowance to loans
  • 1.27%Loss allowance to noncurrent loans
  • 105.98%Noncurrent assets plus other real estate owned to assets
  • 1.76%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 112.66%Net loans and leases to core deposits
  • 134.74%Equity capital to assets
  • 9.22%Core capital (leverage) ratio
  • 9.05%Tier 1 risk-based capital ratio
  • 10.73%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $166,779Average earning assets
  • $15,203Average equity
  • $156,821Average loans

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