Bullitt Federal Savings Bank in Shepherdsville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 04, 1995

  • Bullitt Federal Savings Bank in Shepherdsville, Kentucky (KY)
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Bullitt Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 31471
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First Federal Savings Bank of Elizabethtown (#28610)
    Federal Reserve ID: 246871
    Date Established: January 01, 1959
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7037
    FDIC's unique #: 44305
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: August 16, 1965
    Last Structure Change Effective Date: January 04, 1995
    Last Structure Change Process Date: January 10, 1995
    Last Data Update: January 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 395 North Buckman Street, Shepherdsville, KY 40165
    County: Bullitt
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $49.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $49,682Cash and due from depository institutions
  • $1,371Interest-bearing balances
  • $974Securities
  • $14,263Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $32,066Loan loss allowance
  • $165Trading account assets
  • $0Bank premises and fixed assets
  • $1,200Other real estate owned
  • $49Goodwill and other intangibles
  • $733Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $49,682Total liabilities
  • $42,393Total deposits
  • $39,709Interest-bearing deposits
  • $36,057Deposits held in domestic offices
  • 39709.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $2,437Subordinated debt
  • $0All other liabilities
  • $247Total equity capital
  • $247Total bank equity capital
  • $7,289Perpetual preferred stock
  • $0Common stock
  • $308Surplus
  • $2,351Undivided profits
  • Memoranda
  • $4,630Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $62Income earned, not collected on loans
  • $210Earning assets
  • $47,303Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $50,819Average Assets, quarterly
  • $50,395Volatile liabilities
  • $3,191Insider loans
  • $191FHLB advances
  • $2,285Loans and leases held for sale
  • $0Unused loan commitments
  • $841Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,289Total risk weighted assets
  • $24,953Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,444Total interest expense
  • $1,528Net interest income
  • $1,916Provision for loan and lease losses
  • $10Total noninterest income
  • $212Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $212Total noninterest expense
  • $1,136Salaries and employee benefits
  • $436Premises and equipment expense
  • $335Additional noninterest expense
  • $365Pre-tax net operating income
  • $982Securities gains (losses)
  • $0Applicable income taxes
  • $341Income before extraordinary items
  • $641Extraordinary gains - net
  • $35Net income attributable to bank
  • $676Net charge-offs
  • $6Cash dividends
  • $139Sale, conversion, retirement of capital stock, net
  • $31Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.17%Cost of funding earning assets
  • 3.18%Net interest margin
  • 3.99%Noninterest income to earning assets
  • 0.44%Noninterest expense to earning assets
  • 2.37%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 2.00%Return on equity (ROE)
  • 9.57%Retained earnings to average equity (YTD only)
  • 7.60%Net charge-offs to loans
  • 0.02%Credit loss provision to net charge-offs
  • 166.67%Efficiency ratio
  • 53,383Assets per employee
  • 2.76%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 20.56%Loss allowance to loans
  • 0.51%Loss allowance to noncurrent loans
  • 266.13%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 80.75%Net loans and leases to core deposits
  • 82.32%Equity capital to assets
  • 14.67%Core capital (leverage) ratio
  • 14.67%Tier 1 risk-based capital ratio
  • 29.21%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $50,819Average earning assets
  • $7,065Average equity
  • $48,025Average loans

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