Cabool State Bank in Cabool, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Cabool State Bank - Overview

  • General
  • FDIC Certificate #: 1419
    Status: Active
    Federal Reserve ID: 641047
    Bank Holding Company (Regulatory Top Holder): Cabool State Bank Employee Stock Ownership Plan (RSSDID: 3484012, Location: Cabool, MO)
    Date Established: March 26, 1913
    WWW: http://www.caboolstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 939
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 600 Main Street, Cabool, MO 65689
    County: Texas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $66.3 mil
    Equity capital: $9.0 mil
    Deposits held in domestic offices: $57.1 mil
    Return on assets (ROA): 0.38% ($0.3 mil)
    Quarterly return on assets: 0.36% ($0.2 mil)
    Return on Equity (ROE): 2.88% ($0.3 mil)
    Quarterly return on equity: 2.61% ($0.2 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.38% ($251.8 mil)
    Quarterly Pretax return on assets: 0.36% ($238.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $66,254Total assets
  • $14,674Cash and due from depository institutions
  • $10,858Interest-bearing balances
  • $10,189Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,984Net loans & leases
  • $768Loan loss allowance
  • $0Trading account assets
  • $2,304Bank premises and fixed assets
  • $933Other real estate owned
  • $0Goodwill and other intangibles
  • $66,254Life insurance assets
  • $1,170All other assets
  • $57,207Total liabilities and capital
  • $57,076Total liabilities
  • $47,020Total deposits
  • $57,076Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $131Subordinated debt
  • $9,047All other liabilities
  • $9,047Total equity capital
  • $9,047Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $200Surplus
  • $8,647Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,554Income earned, not collected on loans
  • $268Earning assets
  • $441Long-term assets (5+ years)
  • $58,031Average Assets, year-to-date
  • $2,661Average Assets, quarterly
  • $67,587Volatile liabilities
  • $65,872Insider loans
  • $40,683FHLB advances
  • $65,973Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,905Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,803Restructured Loans and leases
  • $404Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,724Total interest income
  • $445Total interest expense
  • $2,279Net interest income
  • $49Provision for loan and lease losses
  • $213Total noninterest income
  • $0Fiduciary activities
  • $86Service charges on deposit accounts
  • $0Trading account gains & fees
  • $127Additional noninterest income
  • $2,186Total noninterest expense
  • $1,301Salaries and employee benefits
  • $302Premises and equipment expense
  • $583Additional noninterest expense
  • $257Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $257Income before extraordinary items
  • $0Extraordinary gains - net
  • $257Net income attributable to bank
  • $0Net charge-offs
  • $257Cash dividends
  • $211Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.60%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • 0.38%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.38%Pretax return on assets
  • 2.88%Return on equity (ROE)
  • 2.88%Retained earnings to average equity (YTD only)
  • 0.53%Net charge-offs to loans
  • 23.22%Credit loss provision to net charge-offs
  • 1.45%Efficiency ratio
  • 87,721Assets per employee
  • 2.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.03%Loss allowance to noncurrent loans
  • 30.07%Noncurrent assets plus other real estate owned to assets
  • 5.26%Noncurrent loans to loans
  • 6.77%Net loans and leases to deposits
  • 64.80%Net loans and leases to core deposits
  • 66.15%Equity capital to assets
  • 13.66%Core capital (leverage) ratio
  • 13.50%Tier 1 risk-based capital ratio
  • 21.89%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $67,587Average earning assets
  • $8,924Average equity
  • $59,169Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0939Cabool State Bank600 Main Street, Cabool, MO 65689March 26, 1913Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Cabool State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents