Calvert Bank in Calvert City, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 13, 2001

  • Calvert Bank in Calvert City, Kentucky (KY)
  • Show street view No street view available for this location

Calvert Bank - Overview

  • General
  • FDIC Certificate #: 8125
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community Financial Services Bank (#287)
    Federal Reserve ID: 976141
    Date Established: October 01, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 13219
    FDIC's unique #: 5174
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 13, 2001
    Last Structure Change Process Date: July 19, 2001
    Last Data Update: July 19, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Fifth And Cedar Streets, Calvert City, KY 42029
    County: Marshall
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $63.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $66,341Total assets
  • $1,396Cash and due from depository institutions
  • $5Interest-bearing balances
  • $14,546Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $48,944Net loans & leases
  • $583Loan loss allowance
  • $0Trading account assets
  • $754Bank premises and fixed assets
  • $122Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $579All other assets
  • $66,341Total liabilities and capital
  • $60,888Total liabilities
  • $56,669Total deposits
  • $49,378Interest-bearing deposits
  • $56,669Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,409Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,450Other borrowed funds
  • $0Subordinated debt
  • $360All other liabilities
  • $5,453Total equity capital
  • $5,453Total bank equity capital
  • $5,453Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $1,450Undivided profits
  • Memoranda
  • $3,853Noncurrent loans and leases
  • $3,011Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $172Earning assets
  • $0Long-term assets (5+ years)
  • $339Average Assets, year-to-date
  • $63,495Average Assets, quarterly
  • $9,673Volatile liabilities
  • $65,191Insider loans
  • $66,153FHLB advances
  • $10,725Loans and leases held for sale
  • $797Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,011Total unused commitments
  • $0Restructured Loans and leases
  • $542Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,559Total interest income
  • $2,741Total interest expense
  • $2,818Net interest income
  • $215Provision for loan and lease losses
  • $359Total noninterest income
  • $0Fiduciary activities
  • $261Service charges on deposit accounts
  • $0Trading account gains & fees
  • $98Additional noninterest income
  • $1,848Total noninterest expense
  • $584Salaries and employee benefits
  • $259Premises and equipment expense
  • $1,005Additional noninterest expense
  • $1,114Pre-tax net operating income
  • $0Securities gains (losses)
  • $333Applicable income taxes
  • $781Income before extraordinary items
  • $0Extraordinary gains - net
  • $781Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $130Sale, conversion, retirement of capital stock, net
  • $75Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.96%Yield on earning assets
  • 4.42%Cost of funding earning assets
  • 4.54%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.98%Noninterest expense to earning assets
  • 1.20%Net operating income to assets
  • 1.20%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 16.04%Return on equity (ROE)
  • 14.50%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 165.38%Credit loss provision to net charge-offs
  • 10.22%Efficiency ratio
  • 58,168Assets per employee
  • 4.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 9.60%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 338.95%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 86.37%Net loans and leases to core deposits
  • 98.28%Equity capital to assets
  • 8.22%Core capital (leverage) ratio
  • 8.10%Tier 1 risk-based capital ratio
  • 12.35%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $65,191Average earning assets
  • $4,869Average equity
  • $62,021Average loans

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