Camino Real Bank, National Association in Eagle Pass, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1995

  • Camino Real Bank, National Association in Eagle Pass, Texas (TX)
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Camino Real Bank, National Association - Overview

  • General
  • FDIC Certificate #: 22615
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Camino Real Bank, National Association (#25765)
    Federal Reserve ID: 1006250
    Date Established: Febuary 21, 1978
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 15776
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 21, 1978
    Last Structure Change Effective Date: November 30, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Quarry Street, Eagle Pass, TX 78852
    County: Maverick
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Eagle Pass, TX (#20580)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $129.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $67Total assets
  • $128,794Cash and due from depository institutions
  • $8,202Interest-bearing balances
  • $0Securities
  • $66,292Federal funds sold & reverse repurchase agreements
  • $10,400Net loans & leases
  • $38,582Loan loss allowance
  • $605Trading account assets
  • $0Bank premises and fixed assets
  • $2,388Other real estate owned
  • $81Goodwill and other intangibles
  • $1,747Life insurance assets
  • $1,102All other assets
  • $0Total liabilities and capital
  • $128,794Total liabilities
  • $119,827Total deposits
  • $118,535Interest-bearing deposits
  • $92,934Deposits held in domestic offices
  • 118535.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $792Subordinated debt
  • $0All other liabilities
  • $500Total equity capital
  • $500Total bank equity capital
  • $8,967Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $3,539Undivided profits
  • Memoranda
  • $2,428Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $136Income earned, not collected on loans
  • $280Earning assets
  • $115,274Long-term assets (5+ years)
  • $7,711Average Assets, year-to-date
  • $120,810Average Assets, quarterly
  • $123,715Volatile liabilities
  • $21,123Insider loans
  • $1,826FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,646Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,950Total risk weighted assets
  • $49,379Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $7,120Total interest expense
  • $2,425Net interest income
  • $4,695Provision for loan and lease losses
  • $0Total noninterest income
  • $1,663Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,315Trading account gains & fees
  • $0Additional noninterest income
  • $348Total noninterest expense
  • $4,610Salaries and employee benefits
  • $1,920Premises and equipment expense
  • $644Additional noninterest expense
  • $2,046Pre-tax net operating income
  • $1,748Securities gains (losses)
  • $0Applicable income taxes
  • $569Income before extraordinary items
  • $1,179Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,179Net charge-offs
  • $27Cash dividends
  • $1,694Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.52%Cost of funding earning assets
  • 2.22%Net interest margin
  • 4.30%Noninterest income to earning assets
  • 1.52%Noninterest expense to earning assets
  • 4.22%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 1.45%Return on equity (ROE)
  • 12.13%Retained earnings to average equity (YTD only)
  • -5.30%Net charge-offs to loans
  • 0.08%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 71,406Assets per employee
  • 1.92%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 143.68%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 444.85%Noncurrent assets plus other real estate owned to assets
  • 0.17%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 32.55%Net loans and leases to core deposits
  • 39.29%Equity capital to assets
  • 6.96%Core capital (leverage) ratio
  • 7.34%Tier 1 risk-based capital ratio
  • 18.13%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $120,810Average earning assets
  • $9,718Average equity
  • $109,150Average loans

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