Campus State Bank in Campus, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Campus State Bank - Overview

  • General
  • FDIC Certificate #: 10840
    Status: Active
    Federal Reserve ID: 424437
    Date Established: January 01, 1899
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6933
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 206 Center St, Campus, IL 60920
    County: Livingston
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Pontiac, IL (#38700)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $19.1 mil
    Equity capital: $1.9 mil
    Deposits held in domestic offices: $17.1 mil
    Return on assets (ROA): 0.46% ($0.1 mil)
    Quarterly return on assets: -1.09% (-$0.2 mil)
    Return on Equity (ROE): 4.44% ($0.1 mil)
    Quarterly return on equity: -10.55% (-$0.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 0.60% ($114.6 mil)
    Quarterly Pretax return on assets: -0.76% (-$145.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $19,096Total assets
  • $2,738Cash and due from depository institutions
  • $2,565Interest-bearing balances
  • $3,072Securities
  • $251Federal funds sold & reverse repurchase agreements
  • $12,754Net loans & leases
  • $130Loan loss allowance
  • $0Trading account assets
  • $47Bank premises and fixed assets
  • $8Other real estate owned
  • $0Goodwill and other intangibles
  • $19,096Life insurance assets
  • $226All other assets
  • $17,151Total liabilities and capital
  • $17,138Total liabilities
  • $15,019Total deposits
  • $17,138Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $13Subordinated debt
  • $1,945All other liabilities
  • $1,945Total equity capital
  • $1,945Total bank equity capital
  • $0Perpetual preferred stock
  • $50Common stock
  • $500Surplus
  • $1,395Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $411Income earned, not collected on loans
  • $0Earning assets
  • $194Long-term assets (5+ years)
  • $18,642Average Assets, year-to-date
  • $3,153Average Assets, quarterly
  • $18,779Volatile liabilities
  • $19,052Insider loans
  • $11,476FHLB advances
  • $19,075Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,945Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,198Restructured Loans and leases
  • $466Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $867Total interest income
  • $135Total interest expense
  • $732Net interest income
  • $0Provision for loan and lease losses
  • $121Total noninterest income
  • $0Fiduciary activities
  • $4Service charges on deposit accounts
  • $0Trading account gains & fees
  • $117Additional noninterest income
  • $676Total noninterest expense
  • $518Salaries and employee benefits
  • $20Premises and equipment expense
  • $138Additional noninterest expense
  • $177Pre-tax net operating income
  • -$65Securities gains (losses)
  • $26Applicable income taxes
  • $86Income before extraordinary items
  • $0Extraordinary gains - net
  • $86Net income attributable to bank
  • $0Net charge-offs
  • $86Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $30Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.74%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.66%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • 0.72%Net operating income to assets
  • 0.46%Return on assets (ROA)
  • 0.60%Pretax return on assets
  • 4.44%Return on equity (ROE)
  • 2.89%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,250Assets per employee
  • 3.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.88%Loss allowance to loans
  • 1.01%Loss allowance to noncurrent loans
  • 31.63%Noncurrent assets plus other real estate owned to assets
  • 2.19%Noncurrent loans to loans
  • 3.19%Net loans and leases to deposits
  • 74.42%Net loans and leases to core deposits
  • 74.42%Equity capital to assets
  • 10.19%Core capital (leverage) ratio
  • 10.20%Tier 1 risk-based capital ratio
  • 16.95%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $18,779Average earning assets
  • $1,936Average equity
  • $18,307Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06933Campus State Bank206 Center St, Campus, IL 60920January 01, 1899Full Service Brick and Mortar

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