Canton State Bank in Canton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Canton State Bank - Overview

  • General
  • FDIC Certificate #: 15285
    Status: Active
    Federal Reserve ID: 481140
    Bank Holding Company (Regulatory Top Holder): Canton Bancshares, Inc. (RSSDID: 1095021, Location: Hannibal, MO)
    Date Established: September 27, 1935
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 9629
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: October 01, 1935
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 345 Lewis Street, Canton, MO 63435
    County: Lewis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $31.9 mil
    Equity capital: $2.9 mil
    Deposits held in domestic offices: $28.4 mil
    Return on assets (ROA): 0.14% ($0.0 mil)
    Quarterly return on assets: 0.17% ($0.1 mil)
    Return on Equity (ROE): 1.63% ($0.0 mil)
    Quarterly return on equity: 1.90% ($0.1 mil)
    Net income: $0.0 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.11% ($35.1 mil)
    Quarterly Pretax return on assets: 0.07% ($22.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $31,924Total assets
  • $2,983Cash and due from depository institutions
  • $1,900Interest-bearing balances
  • $12,242Securities
  • $86Federal funds sold & reverse repurchase agreements
  • $15,445Net loans & leases
  • $247Loan loss allowance
  • $0Trading account assets
  • $177Bank premises and fixed assets
  • $217Other real estate owned
  • $0Goodwill and other intangibles
  • $31,924Life insurance assets
  • $774All other assets
  • $28,984Total liabilities and capital
  • $28,408Total liabilities
  • $23,452Total deposits
  • $28,408Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $500Trading liabilities
  • $0Other borrowed funds
  • $76Subordinated debt
  • $2,940All other liabilities
  • $2,940Total equity capital
  • $2,940Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $350Surplus
  • $2,390Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $400Income earned, not collected on loans
  • $0Earning assets
  • $181Long-term assets (5+ years)
  • $29,673Average Assets, year-to-date
  • $6,911Average Assets, quarterly
  • $33,415Volatile liabilities
  • $33,661Insider loans
  • $20,438FHLB advances
  • $33,656Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,537Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $225Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,284Total interest income
  • $384Total interest expense
  • $900Net interest income
  • $0Provision for loan and lease losses
  • $48Total noninterest income
  • $0Fiduciary activities
  • $42Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6Additional noninterest income
  • $987Total noninterest expense
  • $486Salaries and employee benefits
  • $95Premises and equipment expense
  • $406Additional noninterest expense
  • -$39Pre-tax net operating income
  • $77Securities gains (losses)
  • -$8Applicable income taxes
  • $46Income before extraordinary items
  • $0Extraordinary gains - net
  • $46Net income attributable to bank
  • $0Net charge-offs
  • $46Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $2Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.09%Yield on earning assets
  • 1.22%Cost of funding earning assets
  • 2.87%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • -0.09%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • 0.11%Pretax return on assets
  • 1.63%Return on equity (ROE)
  • 1.56%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -9.75%Efficiency ratio
  • 104,114Assets per employee
  • 2.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.35%Loss allowance to loans
  • 1.57%Loss allowance to noncurrent loans
  • 61.75%Noncurrent assets plus other real estate owned to assets
  • 1.93%Noncurrent loans to loans
  • 2.55%Net loans and leases to deposits
  • 54.37%Net loans and leases to core deposits
  • 54.37%Equity capital to assets
  • 9.21%Core capital (leverage) ratio
  • 7.54%Tier 1 risk-based capital ratio
  • 12.41%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $33,415Average earning assets
  • $2,817Average equity
  • $31,374Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    09629Canton State Bank345 Lewis Street, Canton, MO 63435September 27, 1935Full Service Brick and Mortar

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