Cape Cod Bank and Trust, National Association in Hyannis, Massachusetts (MA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 30, 2004

  • Cape Cod Bank and Trust, National Association in Hyannis, Massachusetts (MA)
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Cape Cod Bank and Trust, National Association - Overview

  • General
  • FDIC Certificate #: 10538
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: TD Bank, National Association (#18409)
    Federal Reserve ID: 620305
    Date Established: January 01, 1916
    WWW: http://www.ccbt.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 36 (Interstate: No)
    OTS Docket #: 12461
    FDIC's unique #: 6748
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 30, 2004
    Last Structure Change Process Date: May 21, 2004
    Last Data Update: May 21, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 307 Main Street, Hyannis, MA 2601
    County: Barnstable
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: South Boston
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Core Based Statistical Area (CBSA): Barnstable Town, MA (#12700)
    CBSA Metro Statistical Area: Barnstable Town, MA (#12700)
  • Financial Summary
  • Total assets: $1,283.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 394Total employees (full-time equivalent)
  • $1,337,125Total assets
  • $38,925Cash and due from depository institutions
  • $671Interest-bearing balances
  • $437,760Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $788,175Net loans & leases
  • $12,713Loan loss allowance
  • $0Trading account assets
  • $20,927Bank premises and fixed assets
  • $1,500Other real estate owned
  • $8,017Goodwill and other intangibles
  • $0Life insurance assets
  • $41,821All other assets
  • $1,337,125Total liabilities and capital
  • $1,218,792Total liabilities
  • $1,005,985Total deposits
  • $876,603Interest-bearing deposits
  • $1,005,985Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $21,144Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $181,871Other borrowed funds
  • $0Subordinated debt
  • $9,792All other liabilities
  • $118,333Total equity capital
  • $118,333Total bank equity capital
  • $118,333Perpetual preferred stock
  • $0Common stock
  • $23,015Surplus
  • $22,092Undivided profits
  • Memoranda
  • $73,226Noncurrent loans and leases
  • $222,529Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,550Earning assets
  • $2Long-term assets (5+ years)
  • $4,442Average Assets, year-to-date
  • $1,226,606Average Assets, quarterly
  • $293,476Volatile liabilities
  • $1,356,311Insider loans
  • $1,344,629FHLB advances
  • $125,992Loans and leases held for sale
  • $25,252Unused loan commitments
  • $179,927Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,306Total risk weighted assets
  • $222,529Total unused commitments
  • $194Restructured Loans and leases
  • $12,028Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $59,208Total interest income
  • $17,544Total interest expense
  • $41,664Net interest income
  • $0Provision for loan and lease losses
  • $23,141Total noninterest income
  • $7,596Fiduciary activities
  • $5,303Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10,242Additional noninterest income
  • $48,384Total noninterest expense
  • $26,177Salaries and employee benefits
  • $5,594Premises and equipment expense
  • $16,613Additional noninterest expense
  • $16,421Pre-tax net operating income
  • -$1,692Securities gains (losses)
  • $8,083Applicable income taxes
  • $6,646Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,646Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$329Sale, conversion, retirement of capital stock, net
  • $11,000Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.87%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 3.43%Net interest margin
  • 1.90%Noninterest income to earning assets
  • 3.98%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.49%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 5.64%Return on equity (ROE)
  • -3.69%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,670Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 165.51%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 498.55%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.32%Net loans and leases to deposits
  • 78.35%Net loans and leases to core deposits
  • 83.01%Equity capital to assets
  • 8.85%Core capital (leverage) ratio
  • 8.61%Tier 1 risk-based capital ratio
  • 11.86%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,356,311Average earning assets
  • $117,940Average equity
  • $1,215,433Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,106,473Managed Assets
  • 1Number of Accounts
  • $732,612Personal trust and agency accounts
  • $392,080Employee benefit-defined contribution accounts
  • $9,911Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $51,133Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $278,792Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $696Non-managed Assets
  • 1357Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $373,861Other retirement accounts
  • $13,530Corporate trust and agency accounts
  • $1,301Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

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