Capital Bank & Trust Company of Clayton in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 31, 1994

  • Capital Bank & Trust Company of Clayton in Clayton, Missouri (MO)
  • Show street view No street view available for this location

Capital Bank & Trust Company of Clayton - Overview

  • General
  • FDIC Certificate #: 26020
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Missouri (#27127)
    Federal Reserve ID: 229847
    Date Established: March 25, 1985
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 32300
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 25, 1985
    Last Structure Change Effective Date: August 31, 1994
    Last Structure Change Process Date: September 19, 1994
    Last Data Update: December 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 8182 Maryland Avenue, Clayton, MO 63105
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $75.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $81,397Cash and due from depository institutions
  • $2,432Interest-bearing balances
  • $954Securities
  • $16,961Federal funds sold & reverse repurchase agreements
  • $15,500Net loans & leases
  • $44,797Loan loss allowance
  • $1,404Trading account assets
  • $0Bank premises and fixed assets
  • $712Other real estate owned
  • $18Goodwill and other intangibles
  • $977Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $81,397Total liabilities
  • $73,707Total deposits
  • $70,584Interest-bearing deposits
  • $51,481Deposits held in domestic offices
  • 70584.00%% insured (estimated)
  • $51Federal funds purchased & repurchase agreements
  • $2,891Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $232Total equity capital
  • $232Total bank equity capital
  • $7,690Perpetual preferred stock
  • $0Common stock
  • $1,489Surplus
  • $4,116Undivided profits
  • Memoranda
  • $2,085Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $767Income earned, not collected on loans
  • $277Earning assets
  • $78,212Long-term assets (5+ years)
  • $2,032Average Assets, year-to-date
  • $74,430Average Assets, quarterly
  • $76,673Volatile liabilities
  • $18,063Insider loans
  • $3,566FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,152Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,690Total risk weighted assets
  • $54,215Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,972Total interest expense
  • $1,886Net interest income
  • $3,086Provision for loan and lease losses
  • $250Total noninterest income
  • $153Fiduciary activities
  • $0Service charges on deposit accounts
  • $52Trading account gains & fees
  • $0Additional noninterest income
  • $101Total noninterest expense
  • $2,155Salaries and employee benefits
  • $1,017Premises and equipment expense
  • $414Additional noninterest expense
  • $724Pre-tax net operating income
  • $834Securities gains (losses)
  • $0Applicable income taxes
  • $289Income before extraordinary items
  • $545Extraordinary gains - net
  • $7Net income attributable to bank
  • $552Net charge-offs
  • $311Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.95%Cost of funding earning assets
  • 2.64%Net interest margin
  • 4.32%Noninterest income to earning assets
  • 0.21%Noninterest expense to earning assets
  • 3.01%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.74%Pretax return on assets
  • 1.13%Return on equity (ROE)
  • 7.48%Retained earnings to average equity (YTD only)
  • 7.48%Net charge-offs to loans
  • 0.64%Credit loss provision to net charge-offs
  • 80.39%Efficiency ratio
  • 66,533Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.04%Loss allowance to noncurrent loans
  • 183.05%Noncurrent assets plus other real estate owned to assets
  • 0.96%Noncurrent loans to loans
  • 1.66%Net loans and leases to deposits
  • 63.47%Net loans and leases to core deposits
  • 80.84%Equity capital to assets
  • 9.45%Core capital (leverage) ratio
  • 10.26%Tier 1 risk-based capital ratio
  • 14.18%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $74,430Average earning assets
  • $7,381Average equity
  • $71,492Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Capital Bank & Trust Company of Clayton.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents