Capital Bank & Trust Company of Clayton in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 31, 1994

  • Capital Bank & Trust Company of Clayton in Clayton, Missouri (MO)
  • Show street view No street view available for this location

Capital Bank & Trust Company of Clayton - Overview

  • General
  • FDIC Certificate #: 26020
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Missouri (#27127)
    Federal Reserve ID: 229847
    Date Established: March 25, 1985
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 32300
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 25, 1985
    Last Structure Change Effective Date: August 31, 1994
    Last Structure Change Process Date: September 19, 1994
    Last Data Update: December 20, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 8182 Maryland Avenue, Clayton, MO 63105
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $75.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $81,397Cash and due from depository institutions
  • $2,432Interest-bearing balances
  • $954Securities
  • $16,961Federal funds sold & reverse repurchase agreements
  • $15,500Net loans & leases
  • $44,797Loan loss allowance
  • $1,404Trading account assets
  • $0Bank premises and fixed assets
  • $712Other real estate owned
  • $18Goodwill and other intangibles
  • $977Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $81,397Total liabilities
  • $73,707Total deposits
  • $70,584Interest-bearing deposits
  • $51,481Deposits held in domestic offices
  • 70584.00%% insured (estimated)
  • $51Federal funds purchased & repurchase agreements
  • $2,891Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $232Total equity capital
  • $232Total bank equity capital
  • $7,690Perpetual preferred stock
  • $0Common stock
  • $1,489Surplus
  • $4,116Undivided profits
  • Memoranda
  • $2,085Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $767Income earned, not collected on loans
  • $277Earning assets
  • $78,212Long-term assets (5+ years)
  • $2,032Average Assets, year-to-date
  • $74,430Average Assets, quarterly
  • $76,673Volatile liabilities
  • $18,063Insider loans
  • $3,566FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,152Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,690Total risk weighted assets
  • $54,215Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,972Total interest expense
  • $1,886Net interest income
  • $3,086Provision for loan and lease losses
  • $250Total noninterest income
  • $153Fiduciary activities
  • $0Service charges on deposit accounts
  • $52Trading account gains & fees
  • $0Additional noninterest income
  • $101Total noninterest expense
  • $2,155Salaries and employee benefits
  • $1,017Premises and equipment expense
  • $414Additional noninterest expense
  • $724Pre-tax net operating income
  • $834Securities gains (losses)
  • $0Applicable income taxes
  • $289Income before extraordinary items
  • $545Extraordinary gains - net
  • $7Net income attributable to bank
  • $552Net charge-offs
  • $311Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.95%Cost of funding earning assets
  • 2.64%Net interest margin
  • 4.32%Noninterest income to earning assets
  • 0.21%Noninterest expense to earning assets
  • 3.01%Net operating income to assets
  • 0.73%Return on assets (ROA)
  • 0.74%Pretax return on assets
  • 1.13%Return on equity (ROE)
  • 7.48%Retained earnings to average equity (YTD only)
  • 7.48%Net charge-offs to loans
  • 0.64%Credit loss provision to net charge-offs
  • 80.39%Efficiency ratio
  • 66,533Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.04%Loss allowance to noncurrent loans
  • 183.05%Noncurrent assets plus other real estate owned to assets
  • 0.96%Noncurrent loans to loans
  • 1.66%Net loans and leases to deposits
  • 63.47%Net loans and leases to core deposits
  • 80.84%Equity capital to assets
  • 9.45%Core capital (leverage) ratio
  • 10.26%Tier 1 risk-based capital ratio
  • 14.18%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $74,430Average earning assets
  • $7,381Average equity
  • $71,492Average loans

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