CapitalMark Bank & Trust in Chattanooga, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

CapitalMark Bank & Trust - Overview

  • General
  • FDIC Certificate #: 58507
    Status: Active
    Federal Reserve ID: 3560783
    Date Established: March 05, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 454896
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 05, 2007
    Last Structure Change Effective Date: March 05, 2007
    Last Structure Change Process Date: March 05, 2007
    Last Data Update: March 05, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Broad Street, Chattanooga, TN 37402
    County: Hamilton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Chattanooga, TN-GA (#1560)
    Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
    Core Based Statistical Area (CBSA): Chattanooga, TN-GA (#16860)
    CBSA Metro Statistical Area: Chattanooga, TN-GA (#16860)
  • History of Changes
  • Corrections
    Change in Geographic Region/Area/Territory/Field Office
    New Institution
  • Financial Summary
  • Total assets: $662.1 mil
    Equity capital: $70.7 mil
    Deposits held in domestic offices: $573.0 mil
    Return on assets (ROA): 0.63% ($4.2 mil)
    Quarterly return on assets: 0.73% ($4.8 mil)
    Return on Equity (ROE): 5.95% ($4.2 mil)
    Quarterly return on equity: 6.42% ($4.6 mil)
    Net income: $3.4 mil
    Quarterly Net income: $1.1 mil
    Pretax return on assets: 0.89% ($5,892.4 mil)
    Quarterly Pretax return on assets: 1.07% ($7,084.2 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 76Total employees (full-time equivalent)
  • $662,071Total assets
  • $15,676Cash and due from depository institutions
  • $5,544Interest-bearing balances
  • $271,235Securities
  • $615Federal funds sold & reverse repurchase agreements
  • $358,653Net loans & leases
  • $4,558Loan loss allowance
  • $0Trading account assets
  • $3,311Bank premises and fixed assets
  • $2,722Other real estate owned
  • $0Goodwill and other intangibles
  • $662,071Life insurance assets
  • $9,859All other assets
  • $591,368Total liabilities and capital
  • $572,967Total liabilities
  • $513,330Total deposits
  • $572,967Interest-bearing deposits
  • $65Deposits held in domestic offices
  • 1324.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,000Trading liabilities
  • $0Other borrowed funds
  • $2,077Subordinated debt
  • $70,703All other liabilities
  • $70,703Total equity capital
  • $70,703Total bank equity capital
  • $18,212Perpetual preferred stock
  • $6,780Common stock
  • $41,260Surplus
  • $4,451Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $4,757Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,519Income earned, not collected on loans
  • $0Earning assets
  • $2,505Long-term assets (5+ years)
  • $636,047Average Assets, year-to-date
  • $263,753Average Assets, quarterly
  • $537,172Volatile liabilities
  • $621,184Insider loans
  • $435,476FHLB advances
  • $619,495Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $70,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $102,815Restructured Loans and leases
  • $3,658Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $24,248Total interest income
  • $4,602Total interest expense
  • $19,646Net interest income
  • $2,510Provision for loan and lease losses
  • $1,339Total noninterest income
  • $512Fiduciary activities
  • $400Service charges on deposit accounts
  • $0Trading account gains & fees
  • $427Additional noninterest income
  • $13,869Total noninterest expense
  • $7,763Salaries and employee benefits
  • $1,499Premises and equipment expense
  • $4,607Additional noninterest expense
  • $4,606Pre-tax net operating income
  • $174Securities gains (losses)
  • $1,379Applicable income taxes
  • $3,401Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,401Net income attributable to bank
  • $0Net charge-offs
  • $3,401Cash dividends
  • $3,976Sale, conversion, retirement of capital stock, net
  • $157Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.72%Yield on earning assets
  • 0.90%Cost of funding earning assets
  • 3.82%Net interest margin
  • 0.26%Noninterest income to earning assets
  • 2.70%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 0.89%Pretax return on assets
  • 5.95%Return on equity (ROE)
  • 5.68%Retained earnings to average equity (YTD only)
  • 1.19%Net charge-offs to loans
  • 63.13%Credit loss provision to net charge-offs
  • 1.79%Efficiency ratio
  • 66,090Assets per employee
  • 8.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 4.62%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 82.59%Noncurrent assets plus other real estate owned to assets
  • 1.24%Noncurrent loans to loans
  • 1.52%Net loans and leases to deposits
  • 62.60%Net loans and leases to core deposits
  • 82.51%Equity capital to assets
  • 10.68%Core capital (leverage) ratio
  • 11.30%Tier 1 risk-based capital ratio
  • 16.07%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $537,172Average earning assets
  • $57,126Average equity
  • $514,022Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $82,925Managed Assets
  • 1Number of Accounts
  • $28,003Personal trust and agency accounts
  • $21,679Employee benefit-defined contribution accounts
  • $176Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,049Corporate trust and agency accounts
  • $977Investment management agency accounts
  • $2,030Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $92Non-managed Assets
  • 203Number of Accounts
  • $0Personal trust and agency accounts
  • $3,049Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $54,922Other retirement accounts
  • $31,723Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $23,199Fiduciary accounts held in foreign offices

List of branches

  • 2 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0454896Capitalmark Bank & Trust801 Broad Street, Chattanooga, TN 37402March 05, 2007Full Service Brick and Mortar
    1479365Capitalmark Bank & Trust Branch551 W. Main St., Knoxville, TN 37902November 05, 2007Full Service Brick and Mortar

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