Carroll County Savings and Loan Association in Carrollton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Carroll County Savings and Loan Association in Carrollton, Missouri (MO)
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Carroll County Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 31713
    Status: Active
    Federal Reserve ID: 452476
    Date Established: January 01, 1920
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 7372
    FDIC's unique #: 44547
    Numeric code: 36
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: September 24, 1974
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 121 North Folger Street, Carrollton, MO 64633
    County: Carroll
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $24.7 mil
    Equity capital: $3.0 mil
    Deposits held in domestic offices: $21.7 mil
    Return on assets (ROA): 0.24% ($0.1 mil)
    Quarterly return on assets: 0.18% ($0.0 mil)
    Return on Equity (ROE): 2.02% ($0.1 mil)
    Quarterly return on equity: 1.47% ($0.0 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.36% ($89.1 mil)
    Quarterly Pretax return on assets: 0.24% ($59.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $24,743Total assets
  • $3,205Cash and due from depository institutions
  • $2,890Interest-bearing balances
  • $10,472Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $10,470Net loans & leases
  • $110Loan loss allowance
  • $0Trading account assets
  • $63Bank premises and fixed assets
  • $321Other real estate owned
  • $0Goodwill and other intangibles
  • $24,743Life insurance assets
  • $212All other assets
  • $21,747Total liabilities and capital
  • $21,738Total liabilities
  • $21,738Total deposits
  • $21,738Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $9Subordinated debt
  • $2,996All other liabilities
  • $2,996Total equity capital
  • $2,996Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $2,996Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $75Long-term assets (5+ years)
  • $23,832Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $25,238Volatile liabilities
  • $24,779Insider loans
  • $7,890FHLB advances
  • $24,743Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,996Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $883Total interest income
  • $442Total interest expense
  • $441Net interest income
  • $60Provision for loan and lease losses
  • $10Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $10Additional noninterest income
  • $300Total noninterest expense
  • $178Salaries and employee benefits
  • $36Premises and equipment expense
  • $86Additional noninterest expense
  • $91Pre-tax net operating income
  • $0Securities gains (losses)
  • $31Applicable income taxes
  • $60Income before extraordinary items
  • $0Extraordinary gains - net
  • $60Net income attributable to bank
  • $0Net charge-offs
  • $60Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.61%Yield on earning assets
  • 1.81%Cost of funding earning assets
  • 1.80%Net interest margin
  • 0.04%Noninterest income to earning assets
  • 1.23%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.36%Pretax return on assets
  • 2.02%Return on equity (ROE)
  • 2.02%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,519Assets per employee
  • 6.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.04%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 1.30%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 48.16%Net loans and leases to core deposits
  • 48.16%Equity capital to assets
  • 12.11%Core capital (leverage) ratio
  • 12.11%Tier 1 risk-based capital ratio
  • 37.97%Total risk-based capital ratio
  • Memoranda
  • $39Average assets
  • $25,238Average earning assets
  • $2,968Average equity
  • $24,434Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    044547Carroll County Savings And Loan Asso121 North Folger Street, Carrollton, MO 64633January 01, 1920Full Service Brick and Mortar

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