Castle Bank Harvard, National Association in Harvard, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 24, 2000

  • Castle Bank Harvard, National Association in Harvard, Illinois (IL)
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Castle Bank Harvard, National Association - Overview

  • General
  • FDIC Certificate #: 12817
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Castle Bank, National Association (#13908)
    Federal Reserve ID: 753931
    Date Established: January 01, 1877
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 14219
    FDIC's unique #: 8119
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 24, 2000
    Last Structure Change Process Date: July 06, 2000
    Last Data Update: July 06, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 201-203 West Diggins Street, Harvard, IL 60033
    County: Mchenry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $65.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $71,426Total assets
  • $2,476Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,603Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $52,424Net loans & leases
  • $638Loan loss allowance
  • $0Trading account assets
  • $1,066Bank premises and fixed assets
  • $140Other real estate owned
  • $748Goodwill and other intangibles
  • $0Life insurance assets
  • $969All other assets
  • $71,426Total liabilities and capital
  • $64,261Total liabilities
  • $57,257Total deposits
  • $51,448Interest-bearing deposits
  • $57,257Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $6,460Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $544All other liabilities
  • $7,165Total equity capital
  • $7,165Total bank equity capital
  • $7,165Perpetual preferred stock
  • $0Common stock
  • $480Surplus
  • $6,483Undivided profits
  • Memoranda
  • $202Noncurrent loans and leases
  • $5,994Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $667Earning assets
  • $0Long-term assets (5+ years)
  • $387Average Assets, year-to-date
  • $66,027Average Assets, quarterly
  • $9,353Volatile liabilities
  • $71,692Insider loans
  • $70,349FHLB advances
  • $16,606Loans and leases held for sale
  • $1,887Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,331Total risk weighted assets
  • $5,994Total unused commitments
  • $0Restructured Loans and leases
  • $638Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $5,081Total interest income
  • $2,424Total interest expense
  • $2,657Net interest income
  • $0Provision for loan and lease losses
  • $507Total noninterest income
  • $0Fiduciary activities
  • $279Service charges on deposit accounts
  • $0Trading account gains & fees
  • $228Additional noninterest income
  • $2,363Total noninterest expense
  • $1,063Salaries and employee benefits
  • $334Premises and equipment expense
  • $966Additional noninterest expense
  • $801Pre-tax net operating income
  • $34Securities gains (losses)
  • $254Applicable income taxes
  • $581Income before extraordinary items
  • $0Extraordinary gains - net
  • $581Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $152Sale, conversion, retirement of capital stock, net
  • $375Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.59%Yield on earning assets
  • 3.62%Cost of funding earning assets
  • 3.97%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • 0.78%Net operating income to assets
  • 0.81%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 8.05%Return on equity (ROE)
  • 2.86%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 5.27%Efficiency ratio
  • 70,386Assets per employee
  • 2.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 64.54%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 95.65%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 1.26%Net loans and leases to deposits
  • 91.56%Net loans and leases to core deposits
  • 111.28%Equity capital to assets
  • 10.03%Core capital (leverage) ratio
  • 9.60%Tier 1 risk-based capital ratio
  • 12.98%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $71,692Average earning assets
  • $7,213Average equity
  • $66,923Average loans

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