Catskill Savings Bank in Catskill, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 10, 2000

  • Catskill Savings Bank in Catskill, New York (NY)
  • Show street view No street view available for this location

Catskill Savings Bank - Overview

  • General
  • FDIC Certificate #: 15998
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Troy Savings Bank (#16073)
    Federal Reserve ID: 29403
    Date Established: January 01, 1868
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 13495
    FDIC's unique #: 10228
    Numeric code: 43
    Regulator: OTS
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: November 10, 2000
    Last Structure Change Process Date: December 08, 2000
    Last Data Update: December 08, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 341 Main Street, Catskill, NY 12414
    County: Greene
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • Financial Summary
  • Total assets: $304.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 75Total employees (full-time equivalent)
  • $342,452Total assets
  • $5,138Cash and due from depository institutions
  • $117Interest-bearing balances
  • $155,418Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $157,358Net loans & leases
  • $2,140Loan loss allowance
  • $0Trading account assets
  • $3,793Bank premises and fixed assets
  • $107Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $20,638All other assets
  • $342,452Total liabilities and capital
  • $295,091Total liabilities
  • $223,915Total deposits
  • $210,874Interest-bearing deposits
  • $223,915Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $69,444Other borrowed funds
  • $0Subordinated debt
  • $1,732All other liabilities
  • $47,361Total equity capital
  • $47,361Total bank equity capital
  • $47,361Perpetual preferred stock
  • $0Common stock
  • $57Surplus
  • $28,253Undivided profits
  • Memoranda
  • $19,051Noncurrent loans and leases
  • $6,838Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $539Earning assets
  • $0Long-term assets (5+ years)
  • $953Average Assets, year-to-date
  • $312,893Average Assets, quarterly
  • $0Volatile liabilities
  • $330,678Insider loans
  • $339,910FHLB advances
  • $93,232Loans and leases held for sale
  • $107Unused loan commitments
  • $65,350Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,838Total unused commitments
  • $107Restructured Loans and leases
  • $2,140Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $21,661Total interest income
  • $11,066Total interest expense
  • $10,595Net interest income
  • $195Provision for loan and lease losses
  • $1,182Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,182Additional noninterest income
  • $5,991Total noninterest expense
  • $3,693Salaries and employee benefits
  • $647Premises and equipment expense
  • $1,651Additional noninterest expense
  • $5,591Pre-tax net operating income
  • -$159Securities gains (losses)
  • $1,251Applicable income taxes
  • $4,181Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,181Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $39Sale, conversion, retirement of capital stock, net
  • $9,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.06%Yield on earning assets
  • 3.61%Cost of funding earning assets
  • 3.45%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 1.95%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.64%Pretax return on assets
  • 7.93%Return on equity (ROE)
  • -9.14%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 500.00%Credit loss provision to net charge-offs
  • 148.36%Efficiency ratio
  • 50,870Assets per employee
  • 4.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 215.26%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 397.03%Noncurrent assets plus other real estate owned to assets
  • 0.19%Noncurrent loans to loans
  • 0.34%Net loans and leases to deposits
  • 70.28%Net loans and leases to core deposits
  • 78.63%Equity capital to assets
  • 13.83%Core capital (leverage) ratio
  • 14.84%Tier 1 risk-based capital ratio
  • 29.53%Total risk-based capital ratio
  • Memoranda
  • $31Average assets
  • $330,678Average earning assets
  • $52,716Average equity
  • $306,791Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Catskill Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents