Cattleman's National Bank in Johnson City, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Cattleman's National Bank - Overview

  • General
  • FDIC Certificate #: 26688
    Status: Active
    Federal Reserve ID: 663768
    Date Established: June 02, 1986
    WWW: http://www.cattlemansnationalbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Domestic: 5, Interstate: No)
    FDIC's unique #: 35717
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 02, 1986
    Last Structure Change Effective Date: September 27, 2011
    Last Structure Change Process Date: December 05, 2011
    Last Data Update: December 05, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 403 Us Highways 281 And 290 South, Johnson City, TX 78636
    County: Blanco
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $83.4 mil
    Equity capital: $6.2 mil
    Deposits held in domestic offices: $77.2 mil
    Return on assets (ROA): -0.09% (-$0.1 mil)
    Quarterly return on assets: -0.35% (-$0.3 mil)
    Return on Equity (ROE): -1.19% (-$0.1 mil)
    Quarterly return on equity: -4.56% (-$0.3 mil)
    Net income: -$0.1 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -0.14% (-$116.8 mil)
    Quarterly Pretax return on assets: -0.44% (-$367.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $83,408Total assets
  • $35,686Cash and due from depository institutions
  • $30,870Interest-bearing balances
  • $162Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $43,647Net loans & leases
  • $761Loan loss allowance
  • $0Trading account assets
  • $3,088Bank premises and fixed assets
  • $70Other real estate owned
  • $0Goodwill and other intangibles
  • $83,407Life insurance assets
  • $755All other assets
  • $77,218Total liabilities and capital
  • $77,153Total liabilities
  • $60,499Total deposits
  • $77,153Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $65Subordinated debt
  • $6,189All other liabilities
  • $6,189Total equity capital
  • $6,189Total bank equity capital
  • $0Perpetual preferred stock
  • $750Common stock
  • $750Surplus
  • $4,689Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $365Income earned, not collected on loans
  • $0Earning assets
  • $146Long-term assets (5+ years)
  • $74,679Average Assets, year-to-date
  • $13,037Average Assets, quarterly
  • $78,976Volatile liabilities
  • $82,167Insider loans
  • $45,600FHLB advances
  • $82,332Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,187Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,832Restructured Loans and leases
  • $79Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,839Total interest income
  • $397Total interest expense
  • $2,442Net interest income
  • -$60Provision for loan and lease losses
  • $727Total noninterest income
  • $0Fiduciary activities
  • $517Service charges on deposit accounts
  • $0Trading account gains & fees
  • $210Additional noninterest income
  • $3,342Total noninterest expense
  • $1,512Salaries and employee benefits
  • $413Premises and equipment expense
  • $1,417Additional noninterest expense
  • -$113Pre-tax net operating income
  • $0Securities gains (losses)
  • -$39Applicable income taxes
  • -$74Income before extraordinary items
  • $0Extraordinary gains - net
  • -$74Net income attributable to bank
  • $0Net charge-offs
  • -$74Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.00%Yield on earning assets
  • 0.56%Cost of funding earning assets
  • 3.44%Net interest margin
  • 1.02%Noninterest income to earning assets
  • 4.71%Noninterest expense to earning assets
  • -0.09%Net operating income to assets
  • -0.09%Return on assets (ROA)
  • -0.14%Pretax return on assets
  • -1.19%Return on equity (ROE)
  • -1.19%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 105,459Assets per employee
  • 3.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 208.49%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 56.57%Net loans and leases to core deposits
  • 56.98%Equity capital to assets
  • 7.42%Core capital (leverage) ratio
  • 7.51%Tier 1 risk-based capital ratio
  • 13.57%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $78,976Average earning assets
  • $6,218Average equity
  • $70,977Average loans

List of branches

  • 5 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    035717Cattleman's National Bank403 Us Highways 281 And 290 South, Johnson City, TX 78636June 02, 1986Full Service Brick and Mortar
    2259919Blanco Branch1108 Main St, Blanco, TX 78606May 01, 1987Full Service Brick and Mortar
    3259920Marble Falls Branch1001 Highway 1431 West, Marble Falls, TX 78654March 15, 1991Full Service Brick and Mortar
    4259921Johnson City Branch403 Highway 281 & 290 South, Johnson City, TX 78636April 09, 1992Full Service Brick and Mortar
    5259922Dripping Springs Branch401 East Highway Us 290, Dripping Springs, TX 78620October 16, 1996Full Service Brick and Mortar

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