Centennial Bank in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 20, 2009

  • Centennial Bank in Little Rock, Arkansas (AR)
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Centennial Bank - Overview

  • General
  • FDIC Certificate #: 5627
    Status: Inactive
    Closing history: Absorption - Without Assistance
    Acquiring institution: Centennial Bank (#11241)
    Federal Reserve ID: 29944
    Date Established: January 01, 1904
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 3833
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 20, 2009
    Last Structure Change Process Date: June 22, 2009
    Last Data Update: June 22, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 8201 Cantrell Road, Suite 140, Little Rock, AR 72227
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $268.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $266,464Total assets
  • $7,124Cash and due from depository institutions
  • $539Interest-bearing balances
  • $22,422Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $213,691Net loans & leases
  • $5,013Loan loss allowance
  • $0Trading account assets
  • $3,144Bank premises and fixed assets
  • $100Other real estate owned
  • $14,815Goodwill and other intangibles
  • $8Life insurance assets
  • $5,168All other assets
  • $266,464Total liabilities and capital
  • $230,180Total liabilities
  • $170,459Total deposits
  • $152,977Interest-bearing deposits
  • $170,459Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $14,925Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $43,273Other borrowed funds
  • $0Subordinated debt
  • $1,523All other liabilities
  • $36,284Total equity capital
  • $36,284Total bank equity capital
  • $36,284Perpetual preferred stock
  • $0Common stock
  • $76Surplus
  • $34,279Undivided profits
  • Memoranda
  • $1,929Noncurrent loans and leases
  • $25,486Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,331Earning assets
  • $0Long-term assets (5+ years)
  • $1,102Average Assets, year-to-date
  • $236,652Average Assets, quarterly
  • $17,905Volatile liabilities
  • $259,528Insider loans
  • $265,997FHLB advances
  • $108,953Loans and leases held for sale
  • $18,048Unused loan commitments
  • $43,273Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,270Total risk weighted assets
  • $25,486Total unused commitments
  • $0Restructured Loans and leases
  • $2,653Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $16,437Total interest income
  • $6,150Total interest expense
  • $10,287Net interest income
  • $3,040Provision for loan and lease losses
  • $1,661Total noninterest income
  • $0Fiduciary activities
  • $576Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,085Additional noninterest income
  • $6,213Total noninterest expense
  • $3,252Salaries and employee benefits
  • $841Premises and equipment expense
  • $2,120Additional noninterest expense
  • $2,695Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,068Applicable income taxes
  • $1,627Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,627Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,408Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.00%Yield on earning assets
  • 2.62%Cost of funding earning assets
  • 4.38%Net interest margin
  • 0.71%Noninterest income to earning assets
  • 2.65%Noninterest expense to earning assets
  • 0.63%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 5.23%Return on equity (ROE)
  • 5.23%Retained earnings to average equity (YTD only)
  • 0.68%Net charge-offs to loans
  • 215.91%Credit loss provision to net charge-offs
  • 4.07%Efficiency ratio
  • 51,222Assets per employee
  • 7.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.29%Loss allowance to noncurrent loans
  • 376.63%Noncurrent assets plus other real estate owned to assets
  • 0.54%Noncurrent loans to loans
  • 0.61%Net loans and leases to deposits
  • 125.36%Net loans and leases to core deposits
  • 210.68%Equity capital to assets
  • 13.62%Core capital (leverage) ratio
  • 8.81%Tier 1 risk-based capital ratio
  • 11.01%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $259,528Average earning assets
  • $31,108Average equity
  • $234,691Average loans

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