Central Bank and Trust in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 15, 2001

  • Central Bank and Trust in Little Rock, Arkansas (AR)
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Central Bank and Trust - Overview

  • General
  • FDIC Certificate #: 33242
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Arvest Bank (#8728)
    Federal Reserve ID: 1821024
    Date Established: November 30, 1990
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 7 (Interstate: No)
    OTS Docket #: 11490
    FDIC's unique #: 46682
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 30, 1990
    Last Structure Change Effective Date: November 15, 2001
    Last Structure Change Process Date: December 06, 2001
    Last Data Update: December 06, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1501 South Main, Little Rock, AR 72203
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $152.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 69Total employees (full-time equivalent)
  • $125,589Total assets
  • $7,479Cash and due from depository institutions
  • $7Interest-bearing balances
  • $21,212Securities
  • $4,425Federal funds sold & reverse repurchase agreements
  • $76,228Net loans & leases
  • $1,019Loan loss allowance
  • $0Trading account assets
  • $5,284Bank premises and fixed assets
  • $60Other real estate owned
  • $8,605Goodwill and other intangibles
  • $0Life insurance assets
  • $2,296All other assets
  • $125,589Total liabilities and capital
  • $111,240Total liabilities
  • $106,712Total deposits
  • $87,049Interest-bearing deposits
  • $106,712Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,040Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,488All other liabilities
  • $14,349Total equity capital
  • $14,349Total bank equity capital
  • $14,349Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $15,619Undivided profits
  • Memoranda
  • $-1,470Noncurrent loans and leases
  • $26,392Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,231Earning assets
  • $0Long-term assets (5+ years)
  • $800Average Assets, year-to-date
  • $101,872Average Assets, quarterly
  • $3,307Volatile liabilities
  • $115,282Insider loans
  • $122,366FHLB advances
  • $23,544Loans and leases held for sale
  • $1,362Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,392Total unused commitments
  • $0Restructured Loans and leases
  • $1,019Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $8,073Total interest income
  • $4,680Total interest expense
  • $3,393Net interest income
  • $228Provision for loan and lease losses
  • $2,610Total noninterest income
  • $0Fiduciary activities
  • $466Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,144Additional noninterest income
  • $8,257Total noninterest expense
  • $3,270Salaries and employee benefits
  • $1,112Premises and equipment expense
  • $3,875Additional noninterest expense
  • -$2,482Pre-tax net operating income
  • $0Securities gains (losses)
  • -$792Applicable income taxes
  • -$1,690Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,690Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $186Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.42%Yield on earning assets
  • 4.88%Cost of funding earning assets
  • 3.54%Net interest margin
  • 2.72%Noninterest income to earning assets
  • 8.61%Noninterest expense to earning assets
  • -1.47%Net operating income to assets
  • -1.47%Return on assets (ROA)
  • -2.15%Pretax return on assets
  • -13.15%Return on equity (ROE)
  • -13.15%Retained earnings to average equity (YTD only)
  • 0.26%Net charge-offs to loans
  • 122.58%Credit loss provision to net charge-offs
  • -12.12%Efficiency ratio
  • 119,657Assets per employee
  • 1.82%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 82.78%Noncurrent assets plus other real estate owned to assets
  • 1.03%Noncurrent loans to loans
  • 1.59%Net loans and leases to deposits
  • 71.43%Net loans and leases to core deposits
  • 88.42%Equity capital to assets
  • 11.43%Core capital (leverage) ratio
  • 7.63%Tier 1 risk-based capital ratio
  • 10.27%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $115,282Average earning assets
  • $12,849Average equity
  • $95,890Average loans

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