Central West End Bank, A Federal Savings Bank in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 2006

  • Central West End Bank, A Federal Savings Bank in Saint Louis, Missouri (MO)
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Central West End Bank, A Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 31975
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Pulaski Bank (#30284)
    Federal Reserve ID: 717577
    Date Established: July 05, 1979
    WWW: http://www.cwe-bank.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7677
    FDIC's unique #: 44809
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: July 05, 1979
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: April 20, 2006
    Last Data Update: May 09, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 415 Debaliviere, Saint Louis, MO 63112
    County: Saint Louis (City)
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Merger - Without Assistance
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $50.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $50,245Total assets
  • $7,193Cash and due from depository institutions
  • $6,444Interest-bearing balances
  • $7,709Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $33,341Net loans & leases
  • $331Loan loss allowance
  • $0Trading account assets
  • $883Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $650Life insurance assets
  • $1,119All other assets
  • $50,245Total liabilities and capital
  • $45,790Total liabilities
  • $45,010Total deposits
  • $40,661Interest-bearing deposits
  • $45,010Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $421Other borrowed funds
  • $0Subordinated debt
  • $359All other liabilities
  • $4,455Total equity capital
  • $4,455Total bank equity capital
  • $4,455Perpetual preferred stock
  • $0Common stock
  • $951Surplus
  • $399Undivided profits
  • Memoranda
  • $3,105Noncurrent loans and leases
  • $2,889Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $209Average Assets, year-to-date
  • $47,494Average Assets, quarterly
  • $0Volatile liabilities
  • $48,215Insider loans
  • $48,227FHLB advances
  • $15,627Loans and leases held for sale
  • $421Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,889Total unused commitments
  • $0Restructured Loans and leases
  • $327Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $2,430Total interest income
  • $699Total interest expense
  • $1,731Net interest income
  • $0Provision for loan and lease losses
  • $353Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $353Additional noninterest income
  • $1,698Total noninterest expense
  • $993Salaries and employee benefits
  • $370Premises and equipment expense
  • $335Additional noninterest expense
  • $386Pre-tax net operating income
  • $0Securities gains (losses)
  • $143Applicable income taxes
  • $243Income before extraordinary items
  • $0Extraordinary gains - net
  • $243Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.28%Yield on earning assets
  • 1.52%Cost of funding earning assets
  • 3.76%Net interest margin
  • 0.77%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.80%Pretax return on assets
  • 5.58%Return on equity (ROE)
  • 5.58%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 81,478Assets per employee
  • 2.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 74.07%Net loans and leases to core deposits
  • 111.87%Equity capital to assets
  • 8.87%Core capital (leverage) ratio
  • 8.94%Tier 1 risk-based capital ratio
  • 17.22%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $48,215Average earning assets
  • $4,352Average equity
  • $46,056Average loans

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