Century South Bank of Dawsonville in city_name, state_name - Detailed Financial Reports, Location

Century South Bank of Dawsonville in Dawsonville, Georgia (GA)
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Century South Bank of Dawsonville - Overview

General
FDIC Certificate #: 33369
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 1764028
Date Established: April 22, 1991
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 14257
FDIC's unique #: 46949
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 22, 1991
Last Structure Change Effective Date: November 09, 2001
Last Structure Change Process Date: November 21, 2001
Last Data Update: November 21, 2001
Data Source Date: April 05, 2012
Location
Address: 5000 Georgia Highway 400, Dawsonville, GA 30534
County: Dawson
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
Financial Summary
Total assets: $82.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
25Total employees (full-time equivalent)
$74,870Total assets
$4,874Cash and due from depository institutions
$82Interest-bearing balances
$17,796Securities
$0Federal funds sold & reverse repurchase agreements
$49,082Net loans & leases
$648Loan loss allowance
$0Trading account assets
$1,721Bank premises and fixed assets
$62Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,335All other assets
$74,870Total liabilities and capital
$68,229Total liabilities
$63,001Total deposits
$55,728Interest-bearing deposits
$63,001Deposits held in domestic offices
0.00%% insured (estimated)
$4,940Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$288All other liabilities
$6,641Total equity capital
$6,641Total bank equity capital
$6,641Perpetual preferred stock
$0Common stock
$540Surplus
$3,512Undivided profits
Memoranda
$2,589Noncurrent loans and leases
$5,612Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$337Earning assets
$0Long-term assets (5+ years)
$483Average Assets, year-to-date
$66,960Average Assets, quarterly
$10,699Volatile liabilities
$73,667Insider loans
$74,047FHLB advances
$16,570Loans and leases held for sale
$3,752Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,612Total unused commitments
$0Restructured Loans and leases
$648Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$6,086Total interest income
$3,113Total interest expense
$2,973Net interest income
$65Provision for loan and lease losses
$708Total noninterest income
$0Fiduciary activities
$447Service charges on deposit accounts
$0Trading account gains & fees
$261Additional noninterest income
$2,393Total noninterest expense
$1,121Salaries and employee benefits
$351Premises and equipment expense
$921Additional noninterest expense
$1,223Pre-tax net operating income
$0Securities gains (losses)
$373Applicable income taxes
$850Income before extraordinary items
$0Extraordinary gains - net
$850Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$180Sale, conversion, retirement of capital stock, net
$328Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.06%Yield on earning assets
4.63%Cost of funding earning assets
4.42%Net interest margin
1.05%Noninterest income to earning assets
3.56%Noninterest expense to earning assets
1.15%Net operating income to assets
1.15%Return on assets (ROA)
1.66%Pretax return on assets
13.98%Return on equity (ROE)
8.58%Retained earnings to average equity (YTD only)
0.37%Net charge-offs to loans
36.11%Credit loss provision to net charge-offs
7.16%Efficiency ratio
65,010Assets per employee
2.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.59%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
192.28%Noncurrent assets plus other real estate owned to assets
0.53%Noncurrent loans to loans
0.68%Net loans and leases to deposits
77.91%Net loans and leases to core deposits
95.54%Equity capital to assets
8.87%Core capital (leverage) ratio
9.02%Tier 1 risk-based capital ratio
12.61%Total risk-based capital ratio
Memoranda
$14Average assets
$73,667Average earning assets
$6,081Average equity
$67,193Average loans

Century South Bank of Dawsonville in Dawsonville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Century South Bank of Dawsonville - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

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Century South Bank of Dawsonville in Dawsonville, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Century South Bank of Dawsonville - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

Century South Bank of Dawsonville in Dawsonville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches