Century South Bank of the Coastal Region, National Association in Savannah, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 09, 2001

  • Century South Bank of the Coastal Region, National Association in Savannah, Georgia (GA)
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Century South Bank of the Coastal Region, National Association - Overview

  • General
  • FDIC Certificate #: 26213
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company (#9846)
    Federal Reserve ID: 310736
    Date Established: April 30, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 11819
    FDIC's unique #: 32544
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 30, 1985
    Last Structure Change Effective Date: November 09, 2001
    Last Structure Change Process Date: November 21, 2001
    Last Data Update: November 21, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 7393 Hodgson Memorial Drive, Savannah, GA 31416
    County: Chatham
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Savannah, GA (#7520)
    Combined Statistical Area (CSA): Savannah-Hinesville-Fort Stewart, GA (#496)
    Core Based Statistical Area (CBSA): Savannah, GA (#42340)
    CBSA Metro Statistical Area: Savannah, GA (#42340)
  • Financial Summary
  • Total assets: $226.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 56Total employees (full-time equivalent)
  • $213,342Total assets
  • $6,072Cash and due from depository institutions
  • $296Interest-bearing balances
  • $41,672Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $159,155Net loans & leases
  • $1,661Loan loss allowance
  • $0Trading account assets
  • $3,461Bank premises and fixed assets
  • $23Other real estate owned
  • $284Goodwill and other intangibles
  • $0Life insurance assets
  • $2,675All other assets
  • $213,342Total liabilities and capital
  • $195,965Total liabilities
  • $156,970Total deposits
  • $127,374Interest-bearing deposits
  • $156,970Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $27,700Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,000Other borrowed funds
  • $0Subordinated debt
  • $1,295All other liabilities
  • $17,377Total equity capital
  • $17,377Total bank equity capital
  • $17,377Perpetual preferred stock
  • $0Common stock
  • $4,212Surplus
  • $9,647Undivided profits
  • Memoranda
  • $3,518Noncurrent loans and leases
  • $26,393Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $109Earning assets
  • $0Long-term assets (5+ years)
  • $1,075Average Assets, year-to-date
  • $201,123Average Assets, quarterly
  • $22,482Volatile liabilities
  • $199,590Insider loans
  • $207,292FHLB advances
  • $54,681Loans and leases held for sale
  • $3,717Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $26,393Total unused commitments
  • $0Restructured Loans and leases
  • $1,662Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $17,329Total interest income
  • $7,633Total interest expense
  • $9,696Net interest income
  • $283Provision for loan and lease losses
  • $2,250Total noninterest income
  • $0Fiduciary activities
  • $882Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,368Additional noninterest income
  • $6,750Total noninterest expense
  • $3,079Salaries and employee benefits
  • $893Premises and equipment expense
  • $2,778Additional noninterest expense
  • $4,913Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,633Applicable income taxes
  • $3,280Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,280Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $97Sale, conversion, retirement of capital stock, net
  • $1,119Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.48%Yield on earning assets
  • 4.18%Cost of funding earning assets
  • 5.31%Net interest margin
  • 1.23%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • 1.64%Net operating income to assets
  • 1.64%Return on assets (ROA)
  • 2.46%Pretax return on assets
  • 20.62%Return on equity (ROE)
  • 13.58%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 291.75%Credit loss provision to net charge-offs
  • 53.57%Efficiency ratio
  • 56,211Assets per employee
  • 3.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.12%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 1523.85%Noncurrent assets plus other real estate owned to assets
  • 0.06%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 101.39%Net loans and leases to core deposits
  • 113.69%Equity capital to assets
  • 8.15%Core capital (leverage) ratio
  • 8.34%Tier 1 risk-based capital ratio
  • 10.77%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $199,590Average earning assets
  • $15,910Average equity
  • $182,704Average loans

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