Champions Bank, National Association in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 06, 1995

  • Champions Bank, National Association in Houston, Texas (TX)
  • Show street view No street view available for this location

Champions Bank, National Association - Overview

  • General
  • FDIC Certificate #: 26221
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank Katy, National Association (#16236)
    Federal Reserve ID: 530767
    Date Established: May 01, 1985
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 32553
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 01, 1985
    Last Structure Change Effective Date: March 06, 1995
    Last Structure Change Process Date: May 12, 1995
    Last Data Update: May 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 5500 Fm 1960 West, Houston, TX 77069
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $51.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $27Total assets
  • $51,110Cash and due from depository institutions
  • $5,780Interest-bearing balances
  • $0Securities
  • $5,846Federal funds sold & reverse repurchase agreements
  • $1,300Net loans & leases
  • $36,455Loan loss allowance
  • $361Trading account assets
  • $0Bank premises and fixed assets
  • $1,079Other real estate owned
  • $89Goodwill and other intangibles
  • $561Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $51,110Total liabilities
  • $47,350Total deposits
  • $47,195Interest-bearing deposits
  • $31,352Deposits held in domestic offices
  • 47195.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $155Total equity capital
  • $155Total bank equity capital
  • $3,760Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $760Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $24Income earned, not collected on loans
  • $218Earning assets
  • $43,601Long-term assets (5+ years)
  • $2,173Average Assets, year-to-date
  • $51,823Average Assets, quarterly
  • $51,217Volatile liabilities
  • $4,048Insider loans
  • $2,224FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,735Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,840Total risk weighted assets
  • $32,849Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,615Total interest expense
  • $976Net interest income
  • $2,639Provision for loan and lease losses
  • $73Total noninterest income
  • $492Fiduciary activities
  • $0Service charges on deposit accounts
  • $377Trading account gains & fees
  • $0Additional noninterest income
  • $115Total noninterest expense
  • $2,467Salaries and employee benefits
  • $1,130Premises and equipment expense
  • $409Additional noninterest expense
  • $928Pre-tax net operating income
  • $591Securities gains (losses)
  • $0Applicable income taxes
  • $188Income before extraordinary items
  • $403Extraordinary gains - net
  • $0Net income attributable to bank
  • $403Net charge-offs
  • $89Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.87%Cost of funding earning assets
  • 2.12%Net interest margin
  • 5.74%Noninterest income to earning assets
  • 1.07%Noninterest expense to earning assets
  • 5.37%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.78%Pretax return on assets
  • 1.14%Return on equity (ROE)
  • 11.23%Retained earnings to average equity (YTD only)
  • 11.23%Net charge-offs to loans
  • 0.24%Credit loss provision to net charge-offs
  • 82.02%Efficiency ratio
  • 78,793Assets per employee
  • 1.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 1504.17%Noncurrent assets plus other real estate owned to assets
  • 0.22%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 77.24%Net loans and leases to core deposits
  • 84.49%Equity capital to assets
  • 7.36%Core capital (leverage) ratio
  • 7.68%Tier 1 risk-based capital ratio
  • 11.69%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $51,823Average earning assets
  • $3,589Average equity
  • $45,951Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Champions Bank, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents