Chappell Hill Bank in Chappell Hill, Texas (TX)



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Chappell Hill Bank routing number info

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Chappell Hill Bank
GeneralFDIC Certificate #: 11570
Status: Active
Federal Reserve ID: 748357
Date Established: January 01, 1907
WWW: http://www.chappellhillbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 7392
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 5060 Main Street, Chappell Hill, TX 77426
County: Washington
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Brenham, TX (#14780)
CBSA Micro Statistical Area: Yes
History of ChangesChange in Location
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $23.2 mil
Equity capital: $3.1 mil
Deposits held in domestic offices: $19.4 mil
Return on assets (ROA): -1.18% (-$0.3 mil)
Quarterly return on assets: -1.02% (-$0.2 mil)
Return on Equity (ROE): -8.35% (-$0.3 mil)
Quarterly return on equity: -7.72% (-$0.2 mil)
Net income: -$0.3 mil
Quarterly Net income: -$0.1 mil
Pretax return on assets: -1.18% (-$273.2 mil)
Quarterly Pretax return on assets: -1.02% (-$236.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)7
Total assets$23,152
Cash and due from depository institutions$6,570
Interest-bearing balances$3,411
Securities$1,639
Federal funds sold & reverse repurchase agreements$8,650
Net loans & leases$5,531
Loan loss allowance $460
Trading account assets$0
Bank premises and fixed assets$107
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$655
Life insurance assets$23,152
Total liabilities and capital$20,074
Total liabilities$19,369
Total deposits$14,892
Interest-bearing deposits$19,369
Deposits held in domestic offices$89
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$647
Other borrowed funds $0
Subordinated debt $58
All other liabilities $3,078
Total equity capital$3,078
Total bank equity capital$3,078
Perpetual preferred stock$0
Common stock$100
Surplus$1,500
Undivided profits $1,478
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $233
Earning assets $0
Long-term assets (5+ years) $28
Average Assets, year-to-date $19,231
Average Assets, quarterly $2,557
Volatile liabilities $22,637
Insider loans $23,563
FHLB advances $7,866
Loans and leases held for sale $23,353
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $3,078
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $0
Derivatives$493
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $522
Total interest expense $210
Net interest income $312
Provision for loan and lease losses $42
Total noninterest income $76
Fiduciary activities $0
Service charges on deposit accounts $70
Trading account gains & fees $0
Additional noninterest income $6
Total noninterest expense $614
Salaries and employee benefits $235
Premises and equipment expense $46
Additional noninterest expense $333
Pre-tax net operating income -$268
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items -$268
Extraordinary gains - net $0
Net income attributable to bank -$268
Net charge-offs $0
Cash dividends -$268
Sale, conversion, retirement of capital stock, net $0
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets2.77%
Cost of funding earning assets 1.11%
Net interest margin 1.65%
Noninterest income to earning assets 0.40%
Noninterest expense to earning assets 3.25%
Net operating income to assets -1.18%
Return on assets (ROA) -1.18%
Pretax return on assets -1.18%
Return on equity (ROE) -8.35%
Retained earnings to average equity (YTD only) -8.35%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$158,247
Cash dividends to net income (YTD only)3.31%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 7.68%
Noncurrent assets plus other real estate owned to assets 197.42%
Noncurrent loans to loans 1.01%
Net loans and leases to deposits3.89%
Net loans and leases to core deposits 28.56%
Equity capital to assets 31.80%
Core capital (leverage) ratio 13.29%
Tier 1 risk-based capital ratio 13.18%
Total risk-based capital ratio 39.13%
Memoranda
Average assets$40
Average earning assets$22,637
Average equity $3,209
Average loans $18,872
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1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
07392Chappell Hill Bank5060 Main Street, Chappell Hill, TX 77426January 01, 1907Full Service Brick and Mortar
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