Chesterfield Federal Savings and Loan Association of Chicago in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 01, 2004

  • Chesterfield Federal Savings and Loan Association of Chicago in Chicago, Illinois (IL)
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Chesterfield Federal Savings and Loan Association of Chicago - Overview

  • General
  • FDIC Certificate #: 28259
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MIDAMERICA BANK, FSB (#28671)
    Federal Reserve ID: 1013575
    Date Established: January 01, 1924
    WWW: http://www.chesterfieldfed.com
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 1247
    FDIC's unique #: 41093
    Numeric code: 37
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 20, 1934
    Last Structure Change Effective Date: November 01, 2004
    Last Structure Change Process Date: December 01, 2004
    Last Data Update: December 01, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 10801 South Western Avenue, Chicago, IL 60643
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $358.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 102Total employees (full-time equivalent)
  • $362,434Total assets
  • $115,571Cash and due from depository institutions
  • $104,612Interest-bearing balances
  • $69,911Securities
  • $4,000Federal funds sold & reverse repurchase agreements
  • $148,556Net loans & leases
  • $1,278Loan loss allowance
  • $0Trading account assets
  • $2,268Bank premises and fixed assets
  • $0Other real estate owned
  • $484Goodwill and other intangibles
  • $0Life insurance assets
  • $21,644All other assets
  • $362,434Total liabilities and capital
  • $298,775Total liabilities
  • $290,401Total deposits
  • $287,829Interest-bearing deposits
  • $290,401Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $8,374All other liabilities
  • $63,659Total equity capital
  • $63,659Total bank equity capital
  • $63,659Perpetual preferred stock
  • $0Common stock
  • $43Surplus
  • $21,632Undivided profits
  • Memoranda
  • $41,984Noncurrent loans and leases
  • $22,805Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $196Earning assets
  • $0Long-term assets (5+ years)
  • $263Average Assets, year-to-date
  • $327,079Average Assets, quarterly
  • $0Volatile liabilities
  • $364,801Insider loans
  • $365,702FHLB advances
  • $75,059Loans and leases held for sale
  • $406Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $22,805Total unused commitments
  • $0Restructured Loans and leases
  • $1,278Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $13,290Total interest income
  • $4,708Total interest expense
  • $8,582Net interest income
  • -$75Provision for loan and lease losses
  • $4,099Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,099Additional noninterest income
  • $9,083Total noninterest expense
  • $6,141Salaries and employee benefits
  • $1,594Premises and equipment expense
  • $1,348Additional noninterest expense
  • $3,673Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,396Applicable income taxes
  • $2,277Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,277Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$74Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.02%Yield on earning assets
  • 1.42%Cost of funding earning assets
  • 2.60%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 2.75%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 3.65%Return on equity (ROE)
  • 3.65%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • 101.35%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 71,556Assets per employee
  • 3.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 652.04%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 51.16%Net loans and leases to core deposits
  • 68.99%Equity capital to assets
  • 17.56%Core capital (leverage) ratio
  • 17.41%Tier 1 risk-based capital ratio
  • 46.55%Total risk-based capital ratio
  • Memoranda
  • $47Average assets
  • $364,801Average earning assets
  • $62,368Average equity
  • $330,643Average loans

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