China Trust Bank of New York in New York City, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 29, 1997

  • China Trust Bank of New York in New York City, New York (NY)
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China Trust Bank of New York - Overview

  • General
  • FDIC Certificate #: 27483
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Chinatrust Bank (U.S.A.) (#19416)
    Federal Reserve ID: 1369085
    Date Established: March 27, 1989
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 40100
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 27, 1989
    Last Structure Change Effective Date: August 29, 1997
    Last Structure Change Process Date: September 09, 1997
    Last Data Update: September 09, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 88 Pine Street, New York City, NY 10005
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $519.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $152Total assets
  • $496,733Cash and due from depository institutions
  • $24,280Interest-bearing balances
  • $14,863Securities
  • $144,050Federal funds sold & reverse repurchase agreements
  • $85,800Net loans & leases
  • $218,626Loan loss allowance
  • $4,493Trading account assets
  • $0Bank premises and fixed assets
  • $14,152Other real estate owned
  • $947Goodwill and other intangibles
  • $8,866Life insurance assets
  • $12All other assets
  • $0Total liabilities and capital
  • $496,733Total liabilities
  • $462,096Total deposits
  • $454,816Interest-bearing deposits
  • $406,346Deposits held in domestic offices
  • 454816.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $7,280Total equity capital
  • $7,280Total bank equity capital
  • $34,637Perpetual preferred stock
  • $0Common stock
  • $5,000Surplus
  • $32,000Undivided profits
  • Memoranda
  • $-2,363Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,254Income earned, not collected on loans
  • $1,682Earning assets
  • $463,339Long-term assets (5+ years)
  • $17,262Average Assets, year-to-date
  • $491,330Average Assets, quarterly
  • $488,487Volatile liabilities
  • $115,118Insider loans
  • $4,152FHLB advances
  • $0Loans and leases held for sale
  • $2,164Unused loan commitments
  • $14,913Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $35,435Total risk weighted assets
  • $299,376Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $34,502Total interest expense
  • $17,759Net interest income
  • $16,743Provision for loan and lease losses
  • $452Total noninterest income
  • $2,767Fiduciary activities
  • $0Service charges on deposit accounts
  • $780Trading account gains & fees
  • $0Additional noninterest income
  • $1,987Total noninterest expense
  • $14,285Salaries and employee benefits
  • $6,940Premises and equipment expense
  • $2,795Additional noninterest expense
  • $4,550Pre-tax net operating income
  • $4,773Securities gains (losses)
  • $623Applicable income taxes
  • -$408Income before extraordinary items
  • $5,804Extraordinary gains - net
  • $0Net income attributable to bank
  • $5,804Net charge-offs
  • $5,140Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $7,000Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.53%Cost of funding earning assets
  • 3.87%Net interest margin
  • 3.65%Noninterest income to earning assets
  • 0.60%Noninterest expense to earning assets
  • 3.12%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 1.10%Return on equity (ROE)
  • 19.24%Retained earnings to average equity (YTD only)
  • 19.24%Net charge-offs to loans
  • 2.31%Credit loss provision to net charge-offs
  • 8.79%Efficiency ratio
  • 73,214Assets per employee
  • 3.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.01%Loss allowance to noncurrent loans
  • 358.29%Noncurrent assets plus other real estate owned to assets
  • 0.44%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 48.07%Net loans and leases to core deposits
  • 64.36%Equity capital to assets
  • 6.97%Core capital (leverage) ratio
  • 7.30%Tier 1 risk-based capital ratio
  • 11.84%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $491,330Average earning assets
  • $30,165Average equity
  • $458,474Average loans

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