Citizens Bank in Bancroft, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2000

  • Citizens Bank in Bancroft, Nebraska (NE)
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Citizens Bank - Overview

  • General
  • FDIC Certificate #: 1159
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank (#5384)
    Federal Reserve ID: 340854
    Date Established: January 01, 1891
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 793
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 2000
    Last Structure Change Process Date: October 17, 2000
    Last Data Update: October 17, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Bancroft, NE 68004
    County: Cuming
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $11.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $13,367Total assets
  • $1,415Cash and due from depository institutions
  • $200Interest-bearing balances
  • $2,694Securities
  • $2,200Federal funds sold & reverse repurchase agreements
  • $6,015Net loans & leases
  • $105Loan loss allowance
  • $0Trading account assets
  • $92Bank premises and fixed assets
  • $0Other real estate owned
  • $795Goodwill and other intangibles
  • $0Life insurance assets
  • $156All other assets
  • $13,367Total liabilities and capital
  • $11,653Total liabilities
  • $11,546Total deposits
  • $8,458Interest-bearing deposits
  • $11,546Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $107All other liabilities
  • $1,714Total equity capital
  • $1,714Total bank equity capital
  • $1,714Perpetual preferred stock
  • $0Common stock
  • $240Surplus
  • $1,246Undivided profits
  • Memoranda
  • $228Noncurrent loans and leases
  • $48Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2Earning assets
  • $0Long-term assets (5+ years)
  • $105Average Assets, year-to-date
  • $11,109Average Assets, quarterly
  • $395Volatile liabilities
  • $11,999Insider loans
  • $12,532FHLB advances
  • $1,485Loans and leases held for sale
  • $196Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $48Total unused commitments
  • $0Restructured Loans and leases
  • $95Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $730Total interest income
  • $303Total interest expense
  • $427Net interest income
  • $5Provision for loan and lease losses
  • $35Total noninterest income
  • $0Fiduciary activities
  • $28Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7Additional noninterest income
  • $331Total noninterest expense
  • $182Salaries and employee benefits
  • $25Premises and equipment expense
  • $124Additional noninterest expense
  • $126Pre-tax net operating income
  • $0Securities gains (losses)
  • $64Applicable income taxes
  • $62Income before extraordinary items
  • $0Extraordinary gains - net
  • $62Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.27%Yield on earning assets
  • 3.02%Cost of funding earning assets
  • 4.25%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.29%Noninterest expense to earning assets
  • 0.52%Net operating income to assets
  • 0.52%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 3.64%Return on equity (ROE)
  • 3.64%Retained earnings to average equity (YTD only)
  • -0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 59,524Assets per employee
  • 3.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.72%Loss allowance to noncurrent loans
  • 5250.00%Noncurrent assets plus other real estate owned to assets
  • 0.01%Noncurrent loans to loans
  • 0.03%Net loans and leases to deposits
  • 52.10%Net loans and leases to core deposits
  • 59.79%Equity capital to assets
  • 12.82%Core capital (leverage) ratio
  • 8.25%Tier 1 risk-based capital ratio
  • 12.40%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $11,999Average earning assets
  • $1,702Average equity
  • $10,047Average loans

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