FDIC Certificate #: 1159 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Community Bank (#5384) Federal Reserve ID: 340854 Date Established: January 01, 1891 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Interstate: No) FDIC's unique #: 793 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: October 01, 2000 Last Structure Change Process Date: October 17, 2000 Last Data Update: October 17, 2000 Data Source Date: April 05, 2012
Location
Address: Main Street, Bancroft, NE 68004 County: Cuming Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Omaha Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $11.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
4Total employees (full-time equivalent)
$13,367Total assets
$1,415Cash and due from depository institutions
$200Interest-bearing balances
$2,694Securities
$2,200Federal funds sold & reverse repurchase agreements
$6,015Net loans & leases
$105Loan loss allowance
$0Trading account assets
$92Bank premises and fixed assets
$0Other real estate owned
$795Goodwill and other intangibles
$0Life insurance assets
$156All other assets
$13,367Total liabilities and capital
$11,653Total liabilities
$11,546Total deposits
$8,458Interest-bearing deposits
$11,546Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$107All other liabilities
$1,714Total equity capital
$1,714Total bank equity capital
$1,714Perpetual preferred stock
$0Common stock
$240Surplus
$1,246Undivided profits
Memoranda
$228Noncurrent loans and leases
$48Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2Earning assets
$0Long-term assets (5+ years)
$105Average Assets, year-to-date
$11,109Average Assets, quarterly
$395Volatile liabilities
$11,999Insider loans
$12,532FHLB advances
$1,485Loans and leases held for sale
$196Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$48Total unused commitments
$0Restructured Loans and leases
$95Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$730Total interest income
$303Total interest expense
$427Net interest income
$5Provision for loan and lease losses
$35Total noninterest income
$0Fiduciary activities
$28Service charges on deposit accounts
$0Trading account gains & fees
$7Additional noninterest income
$331Total noninterest expense
$182Salaries and employee benefits
$25Premises and equipment expense
$124Additional noninterest expense
$126Pre-tax net operating income
$0Securities gains (losses)
$64Applicable income taxes
$62Income before extraordinary items
$0Extraordinary gains - net
$62Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$1Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.27%Yield on earning assets
3.02%Cost of funding earning assets
4.25%Net interest margin
0.35%Noninterest income to earning assets
3.29%Noninterest expense to earning assets
0.52%Net operating income to assets
0.52%Return on assets (ROA)
1.05%Pretax return on assets
3.64%Return on equity (ROE)
3.64%Retained earnings to average equity (YTD only)
-0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
59,524Assets per employee
3.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
5250.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.03%Net loans and leases to deposits
52.10%Net loans and leases to core deposits
59.79%Equity capital to assets
12.82%Core capital (leverage) ratio
8.25%Tier 1 risk-based capital ratio
12.40%Total risk-based capital ratio
Memoranda
$14Average assets
$11,999Average earning assets
$1,702Average equity
$10,047Average loans
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