Citizens Bank in Muskogee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 14, 1994

  • Citizens Bank in Muskogee, Oklahoma (OK)
  • Show street view No street view available for this location

Citizens Bank - Overview

  • General
  • FDIC Certificate #: 4153
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BOKF, National Association (#4214)
    Federal Reserve ID: 845256
    Date Established: April 13, 1926
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Interstate: No)
    FDIC's unique #: 2713
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 14, 1994
    Last Structure Change Process Date: November 29, 1994
    Last Data Update: November 29, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 325 West Broadway, Muskogee, OK 74401
    County: Muskogee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Muskogee, OK (#34780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $136.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $68Total assets
  • $139,596Cash and due from depository institutions
  • $8,315Interest-bearing balances
  • $0Securities
  • $55,842Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $69,198Loan loss allowance
  • $906Trading account assets
  • $0Bank premises and fixed assets
  • $4,003Other real estate owned
  • $587Goodwill and other intangibles
  • $1,587Life insurance assets
  • $64All other assets
  • $0Total liabilities and capital
  • $139,596Total liabilities
  • $129,177Total deposits
  • $121,932Interest-bearing deposits
  • $101,061Deposits held in domestic offices
  • 121932.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $4,569Trading liabilities
  • $0Other borrowed funds
  • $801Subordinated debt
  • $0All other liabilities
  • $1,875Total equity capital
  • $1,875Total bank equity capital
  • $10,419Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $7,419Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,055Income earned, not collected on loans
  • $421Earning assets
  • $125,040Long-term assets (5+ years)
  • $23,447Average Assets, year-to-date
  • $142,496Average Assets, quarterly
  • $140,119Volatile liabilities
  • $13,052Insider loans
  • $1,176FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $7,123Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,355Total risk weighted assets
  • $87,572Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $10,079Total interest expense
  • $3,188Net interest income
  • $6,891Provision for loan and lease losses
  • $230Total noninterest income
  • $1,653Fiduciary activities
  • $75Service charges on deposit accounts
  • $837Trading account gains & fees
  • $0Additional noninterest income
  • $741Total noninterest expense
  • $4,806Salaries and employee benefits
  • $2,144Premises and equipment expense
  • $773Additional noninterest expense
  • $1,889Pre-tax net operating income
  • $3,508Securities gains (losses)
  • $219Applicable income taxes
  • $1,026Income before extraordinary items
  • $2,701Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,701Net charge-offs
  • $91Cash dividends
  • $2,400Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.94%Cost of funding earning assets
  • 2.51%Net interest margin
  • 5.43%Noninterest income to earning assets
  • 1.30%Noninterest expense to earning assets
  • 3.79%Net operating income to assets
  • 1.78%Return on assets (ROA)
  • 1.90%Pretax return on assets
  • 2.62%Return on equity (ROE)
  • 25.62%Retained earnings to average equity (YTD only)
  • 2.85%Net charge-offs to loans
  • 0.13%Credit loss provision to net charge-offs
  • 252.75%Efficiency ratio
  • 55,875Assets per employee
  • 2.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.86%Loss allowance to loans
  • 1.29%Loss allowance to noncurrent loans
  • 44.09%Noncurrent assets plus other real estate owned to assets
  • 1.89%Noncurrent loans to loans
  • 2.93%Net loans and leases to deposits
  • 56.75%Net loans and leases to core deposits
  • 60.73%Equity capital to assets
  • 7.46%Core capital (leverage) ratio
  • 7.30%Tier 1 risk-based capital ratio
  • 11.82%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $142,496Average earning assets
  • $10,545Average equity
  • $126,869Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents