Citizens Bank & Trust of Kansas City in Kansas City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 08, 1995

  • Citizens Bank & Trust of Kansas City in Kansas City, Kansas (KS)
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Citizens Bank & Trust of Kansas City - Overview

  • General
  • FDIC Certificate #: 16762
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank Midwest, National Association (#32964)
    Federal Reserve ID: 1003053
    Date Established: Febuary 01, 1903
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10876
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 24, 1949
    Last Structure Change Effective Date: May 08, 1995
    Last Structure Change Process Date: July 19, 1995
    Last Data Update: July 19, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 3500 Rainbow Boulevard, Kansas City, KS 66103
    County: Wyandotte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $44.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $45,218Cash and due from depository institutions
  • $2,330Interest-bearing balances
  • $0Securities
  • $9,266Federal funds sold & reverse repurchase agreements
  • $725Net loans & leases
  • $30,952Loan loss allowance
  • $680Trading account assets
  • $0Bank premises and fixed assets
  • $998Other real estate owned
  • $399Goodwill and other intangibles
  • $548Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $45,218Total liabilities
  • $41,462Total deposits
  • $40,794Interest-bearing deposits
  • $33,044Deposits held in domestic offices
  • 40794.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $500Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $168Total equity capital
  • $168Total bank equity capital
  • $3,756Perpetual preferred stock
  • $0Common stock
  • $800Surplus
  • $2,084Undivided profits
  • Memoranda
  • $872Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $190Income earned, not collected on loans
  • $188Earning assets
  • $40,943Long-term assets (5+ years)
  • $426Average Assets, year-to-date
  • $43,195Average Assets, quarterly
  • $44,667Volatile liabilities
  • $3,001Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,891Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,759Total risk weighted assets
  • $33,122Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,466Total interest expense
  • $1,215Net interest income
  • $2,251Provision for loan and lease losses
  • $75Total noninterest income
  • $271Fiduciary activities
  • $0Service charges on deposit accounts
  • $214Trading account gains & fees
  • $0Additional noninterest income
  • $57Total noninterest expense
  • $1,656Salaries and employee benefits
  • $870Premises and equipment expense
  • $226Additional noninterest expense
  • $560Pre-tax net operating income
  • $791Securities gains (losses)
  • $0Applicable income taxes
  • $261Income before extraordinary items
  • $530Extraordinary gains - net
  • $0Net income attributable to bank
  • $530Net charge-offs
  • $67Cash dividends
  • $80Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.76%Cost of funding earning assets
  • 3.07%Net interest margin
  • 5.69%Noninterest income to earning assets
  • 0.68%Noninterest expense to earning assets
  • 4.18%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 1.83%Return on equity (ROE)
  • 15.01%Retained earnings to average equity (YTD only)
  • 12.75%Net charge-offs to loans
  • 0.22%Credit loss provision to net charge-offs
  • 111.94%Efficiency ratio
  • 65,662Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 15.09%Loss allowance to loans
  • 2.15%Loss allowance to noncurrent loans
  • 357.89%Noncurrent assets plus other real estate owned to assets
  • 1.30%Noncurrent loans to loans
  • 0.60%Net loans and leases to deposits
  • 75.87%Net loans and leases to core deposits
  • 80.83%Equity capital to assets
  • 8.31%Core capital (leverage) ratio
  • 8.64%Tier 1 risk-based capital ratio
  • 11.35%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $43,195Average earning assets
  • $3,530Average equity
  • $39,582Average loans

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