Citizens Bank and Trust Company of Baytown, Texas in city_name, state_name

Citizens Bank and Trust Company of Baytown, Texas in Baytown, Texas (TX)
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Citizens Bank and Trust Company of Baytown, Texas - Overview

General
FDIC Certificate #: 12665
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Amegy Bank National Association (#24107)
Federal Reserve ID: 203856
Date Established: September 19, 1920
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 5 (Interstate: No)
OTS Docket #: 9912
FDIC's unique #: 8036
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 29, 2000
Last Structure Change Process Date: January 24, 2001
Last Data Update: January 24, 2001
Data Source Date: April 05, 2012
Location
Address: 1300 Rollingbrook, Baytown, TX 77521
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $286.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
143Total employees (full-time equivalent)
$287,757Total assets
$30,757Cash and due from depository institutions
$1Interest-bearing balances
$174,198Securities
$0Federal funds sold & reverse repurchase agreements
$74,264Net loans & leases
$2,000Loan loss allowance
$0Trading account assets
$2,218Bank premises and fixed assets
$487Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$5,833All other assets
$287,757Total liabilities and capital
$262,233Total liabilities
$245,054Total deposits
$165,798Interest-bearing deposits
$245,054Deposits held in domestic offices
0.00%% insured (estimated)
$15,200Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,000Other borrowed funds
$0Subordinated debt
$979All other liabilities
$25,524Total equity capital
$25,524Total bank equity capital
$25,524Perpetual preferred stock
$0Common stock
$4,000Surplus
$12,000Undivided profits
Memoranda
$9,524Noncurrent loans and leases
$27,102Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$417Earning assets
$0Long-term assets (5+ years)
$552Average Assets, year-to-date
$248,463Average Assets, quarterly
$115,660Volatile liabilities
$286,090Insider loans
$283,481FHLB advances
$34,795Loans and leases held for sale
$11,789Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$27,102Total unused commitments
$0Restructured Loans and leases
$1,529Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$17,718Total interest income
$5,818Total interest expense
$11,900Net interest income
$198Provision for loan and lease losses
$6,570Total noninterest income
$636Fiduciary activities
$4,180Service charges on deposit accounts
$0Trading account gains & fees
$1,754Additional noninterest income
$11,940Total noninterest expense
$5,566Salaries and employee benefits
$2,333Premises and equipment expense
$4,041Additional noninterest expense
$6,332Pre-tax net operating income
$0Securities gains (losses)
$2,016Applicable income taxes
$4,316Income before extraordinary items
$0Extraordinary gains - net
$4,316Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$198Sale, conversion, retirement of capital stock, net
$3,750Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.83%Yield on earning assets
2.24%Cost of funding earning assets
4.59%Net interest margin
2.53%Noninterest income to earning assets
4.60%Noninterest expense to earning assets
1.51%Net operating income to assets
1.51%Return on assets (ROA)
2.21%Pretax return on assets
15.93%Return on equity (ROE)
2.09%Retained earnings to average equity (YTD only)
0.27%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
32.98%Efficiency ratio
64,645Assets per employee
2.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
86.89%Loss allowance to loans
2.62%Loss allowance to noncurrent loans
479.62%Noncurrent assets plus other real estate owned to assets
0.31%Noncurrent loans to loans
0.55%Net loans and leases to deposits
30.31%Net loans and leases to core deposits
32.79%Equity capital to assets
8.87%Core capital (leverage) ratio
10.26%Tier 1 risk-based capital ratio
23.56%Total risk-based capital ratio
Memoranda
$25Average assets
$286,090Average earning assets
$27,091Average equity
$259,311Average loans

Citizens Bank and Trust Company of Baytown, Texas in Baytown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens Bank and Trust Company of Baytown, Texas - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Citizens Bank and Trust Company of Baytown, Texas in Baytown, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens Bank and Trust Company of Baytown, Texas - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Citizens Bank and Trust Company of Baytown, Texas in Baytown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches