Citizens Bank in Loup City in Loup City, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2009

  • Citizens Bank in Loup City in Loup City, Nebraska (NE)
  • Show street view No street view available for this location

Citizens Bank in Loup City - Overview

  • General
  • FDIC Certificate #: 57296
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens Bank & Trust Company (#5469)
    Federal Reserve ID: 3044818
    Date Established: January 28, 2002
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 53549
    FDIC's unique #: 360734
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 28, 2002
    Last Structure Change Effective Date: December 01, 2009
    Last Structure Change Process Date: December 07, 2009
    Last Data Update: December 07, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 133 South 7th Street, Loup City, NE 68853
    County: Sherman
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $24.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $15,603Total assets
  • $655Cash and due from depository institutions
  • $200Interest-bearing balances
  • $2,097Securities
  • $762Federal funds sold & reverse repurchase agreements
  • $11,644Net loans & leases
  • $107Loan loss allowance
  • $0Trading account assets
  • $68Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $377All other assets
  • $15,603Total liabilities and capital
  • $13,584Total liabilities
  • $13,389Total deposits
  • $12,315Interest-bearing deposits
  • $13,389Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $100Other borrowed funds
  • $0Subordinated debt
  • $95All other liabilities
  • $2,019Total equity capital
  • $2,019Total bank equity capital
  • $2,019Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $19Noncurrent loans and leases
  • $4,436Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $36Earning assets
  • $0Long-term assets (5+ years)
  • $257Average Assets, year-to-date
  • $14,703Average Assets, quarterly
  • $2,398Volatile liabilities
  • $14,686Insider loans
  • $15,329FHLB advances
  • $4,258Loans and leases held for sale
  • $809Unused loan commitments
  • $100Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,436Total unused commitments
  • $0Restructured Loans and leases
  • $107Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $1,009Total interest income
  • $425Total interest expense
  • $584Net interest income
  • $0Provision for loan and lease losses
  • $95Total noninterest income
  • $0Fiduciary activities
  • $83Service charges on deposit accounts
  • $0Trading account gains & fees
  • $12Additional noninterest income
  • $445Total noninterest expense
  • $230Salaries and employee benefits
  • $49Premises and equipment expense
  • $166Additional noninterest expense
  • $234Pre-tax net operating income
  • $0Securities gains (losses)
  • $72Applicable income taxes
  • $162Income before extraordinary items
  • $0Extraordinary gains - net
  • $162Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.26%Yield on earning assets
  • 3.06%Cost of funding earning assets
  • 4.20%Net interest margin
  • 0.68%Noninterest income to earning assets
  • 3.20%Noninterest expense to earning assets
  • 1.10%Net operating income to assets
  • 1.10%Return on assets (ROA)
  • 1.59%Pretax return on assets
  • 8.49%Return on equity (ROE)
  • 8.49%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 58.50%Efficiency ratio
  • 65,538Assets per employee
  • 3.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.91%Loss allowance to noncurrent loans
  • 297.22%Noncurrent assets plus other real estate owned to assets
  • 0.23%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 86.97%Net loans and leases to core deposits
  • 127.52%Equity capital to assets
  • 12.94%Core capital (leverage) ratio
  • 13.70%Tier 1 risk-based capital ratio
  • 16.35%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $14,686Average earning assets
  • $1,908Average equity
  • $13,890Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens Bank in Loup City.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents