Citizens Bank of Tulsa in Tulsa, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 11, 2000

  • Citizens Bank of Tulsa in Tulsa, Oklahoma (OK)
  • Show street view No street view available for this location

Citizens Bank of Tulsa - Overview

  • General
  • FDIC Certificate #: 23349
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Gold BANK (#413)
    Federal Reserve ID: 275554
    Date Established: March 16, 1981
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    OTS Docket #: 11769
    FDIC's unique #: 16367
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 16, 1981
    Last Structure Change Effective Date: November 11, 2000
    Last Structure Change Process Date: December 01, 2000
    Last Data Update: December 01, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 2500 West Edison Street, Tulsa, OK 74127
    County: Tulsa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
    Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
    Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
    CBSA Metro Statistical Area: Tulsa, OK (#46140)
  • Financial Summary
  • Total assets: $282.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 53Total employees (full-time equivalent)
  • $293,952Total assets
  • $21,329Cash and due from depository institutions
  • $350Interest-bearing balances
  • $42,613Securities
  • $1,300Federal funds sold & reverse repurchase agreements
  • $220,598Net loans & leases
  • $2,929Loan loss allowance
  • $0Trading account assets
  • $4,417Bank premises and fixed assets
  • $693Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,002All other assets
  • $293,952Total liabilities and capital
  • $270,087Total liabilities
  • $267,278Total deposits
  • $231,844Interest-bearing deposits
  • $267,278Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $762Other borrowed funds
  • $0Subordinated debt
  • $2,047All other liabilities
  • $23,865Total equity capital
  • $23,865Total bank equity capital
  • $23,865Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $5,850Undivided profits
  • Memoranda
  • $17,015Noncurrent loans and leases
  • $31,815Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $157Earning assets
  • $0Long-term assets (5+ years)
  • $1,291Average Assets, year-to-date
  • $264,861Average Assets, quarterly
  • $38,668Volatile liabilities
  • $274,096Insider loans
  • $286,112FHLB advances
  • $45,245Loans and leases held for sale
  • $933Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $31,815Total unused commitments
  • $0Restructured Loans and leases
  • $2,929Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $22,192Total interest income
  • $10,397Total interest expense
  • $11,795Net interest income
  • $400Provision for loan and lease losses
  • $1,696Total noninterest income
  • $0Fiduciary activities
  • $201Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,495Additional noninterest income
  • $4,465Total noninterest expense
  • $2,041Salaries and employee benefits
  • $485Premises and equipment expense
  • $1,939Additional noninterest expense
  • $8,626Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,941Applicable income taxes
  • $5,685Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,685Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $325Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.73%Yield on earning assets
  • 4.09%Cost of funding earning assets
  • 4.64%Net interest margin
  • 0.67%Noninterest income to earning assets
  • 1.76%Noninterest expense to earning assets
  • 2.07%Net operating income to assets
  • 2.07%Return on assets (ROA)
  • 3.15%Pretax return on assets
  • 26.55%Return on equity (ROE)
  • 26.55%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • 123.08%Credit loss provision to net charge-offs
  • 27.77%Efficiency ratio
  • 33,096Assets per employee
  • 5.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.31%Loss allowance to noncurrent loans
  • 1865.61%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 82.54%Net loans and leases to core deposits
  • 99.35%Equity capital to assets
  • 8.12%Core capital (leverage) ratio
  • 8.50%Tier 1 risk-based capital ratio
  • 9.87%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $274,096Average earning assets
  • $21,409Average equity
  • $254,151Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens Bank of Tulsa.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents