Citizens Bank of the Ozarks in Camdenton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 27, 2001

  • Citizens Bank of the Ozarks in Camdenton, Missouri (MO)
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Citizens Bank of the Ozarks - Overview

  • General
  • FDIC Certificate #: 17033
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Peoples Bank of the Ozarks (#1650)
    Federal Reserve ID: 296447
    Date Established: September 13, 1907
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 11097
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 27, 1951
    Last Structure Change Effective Date: April 27, 2001
    Last Structure Change Process Date: May 11, 2001
    Last Data Update: May 11, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 256 East Highway 54, Camdenton, MO 65020
    County: Camden
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $34.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $32,542Total assets
  • $1,369Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,577Securities
  • $3,701Federal funds sold & reverse repurchase agreements
  • $17,546Net loans & leases
  • $392Loan loss allowance
  • $0Trading account assets
  • $1,006Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $343All other assets
  • $32,542Total liabilities and capital
  • $28,866Total liabilities
  • $28,731Total deposits
  • $24,531Interest-bearing deposits
  • $28,731Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $135All other liabilities
  • $3,676Total equity capital
  • $3,676Total bank equity capital
  • $3,676Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $100Undivided profits
  • Memoranda
  • $3,476Noncurrent loans and leases
  • $925Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $89Earning assets
  • $0Long-term assets (5+ years)
  • $103Average Assets, year-to-date
  • $29,824Average Assets, quarterly
  • $0Volatile liabilities
  • $33,305Insider loans
  • $32,518FHLB advances
  • $2,236Loans and leases held for sale
  • $47Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $925Total unused commitments
  • $0Restructured Loans and leases
  • $207Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $2,423Total interest income
  • $1,115Total interest expense
  • $1,308Net interest income
  • $277Provision for loan and lease losses
  • $190Total noninterest income
  • $0Fiduciary activities
  • $144Service charges on deposit accounts
  • $0Trading account gains & fees
  • $46Additional noninterest income
  • $1,106Total noninterest expense
  • $609Salaries and employee benefits
  • $178Premises and equipment expense
  • $319Additional noninterest expense
  • $115Pre-tax net operating income
  • $0Securities gains (losses)
  • $30Applicable income taxes
  • $85Income before extraordinary items
  • $0Extraordinary gains - net
  • $85Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $131Sale, conversion, retirement of capital stock, net
  • $144Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.92%Yield on earning assets
  • 3.64%Cost of funding earning assets
  • 4.27%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 3.61%Noninterest expense to earning assets
  • 0.26%Net operating income to assets
  • 0.26%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 2.31%Return on equity (ROE)
  • -1.60%Retained earnings to average equity (YTD only)
  • 0.68%Net charge-offs to loans
  • 211.45%Credit loss provision to net charge-offs
  • 2.99%Efficiency ratio
  • 73,832Assets per employee
  • 1.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 169.41%Loss allowance to loans
  • 2.19%Loss allowance to noncurrent loans
  • 440.45%Noncurrent assets plus other real estate owned to assets
  • 0.27%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 61.07%Net loans and leases to core deposits
  • 66.22%Equity capital to assets
  • 11.30%Core capital (leverage) ratio
  • 11.32%Tier 1 risk-based capital ratio
  • 22.47%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $33,305Average earning assets
  • $3,687Average equity
  • $30,612Average loans

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