Citizens National Bank in Shelbyville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 07, 1993

  • Citizens National Bank in Shelbyville, Missouri (MO)
  • Show street view No street view available for this location

Citizens National Bank - Overview

  • General
  • FDIC Certificate #: 12473
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank Midwest, National Association (#1420)
    Federal Reserve ID: 489454
    Date Established: January 01, 1894
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7939
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 07, 1993
    Last Structure Change Process Date: September 14, 1993
    Last Data Update: September 14, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 116-120 North Washington Street, Shelbyville, MO 63469
    County: Shelby
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $20.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $5Total assets
  • $20,919Cash and due from depository institutions
  • $1,011Interest-bearing balances
  • $37Securities
  • $3,676Federal funds sold & reverse repurchase agreements
  • $3,500Net loans & leases
  • $12,087Loan loss allowance
  • $213Trading account assets
  • $0Bank premises and fixed assets
  • $73Other real estate owned
  • $275Goodwill and other intangibles
  • $297Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $20,919Total liabilities
  • $19,374Total deposits
  • $19,230Interest-bearing deposits
  • $18,005Deposits held in domestic offices
  • 19230.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $144Total equity capital
  • $144Total bank equity capital
  • $1,545Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $250Undivided profits
  • Memoranda
  • $1,045Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $35Income earned, not collected on loans
  • $203Earning assets
  • $19,300Long-term assets (5+ years)
  • $3,866Average Assets, year-to-date
  • $20,206Average Assets, quarterly
  • $20,436Volatile liabilities
  • $1,672Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $828Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,545Total risk weighted assets
  • $14,749Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,166Total interest expense
  • $845Net interest income
  • $1,321Provision for loan and lease losses
  • $0Total noninterest income
  • $98Fiduciary activities
  • $0Service charges on deposit accounts
  • $49Trading account gains & fees
  • $0Additional noninterest income
  • $49Total noninterest expense
  • $439Salaries and employee benefits
  • $134Premises and equipment expense
  • $14Additional noninterest expense
  • $291Pre-tax net operating income
  • $980Securities gains (losses)
  • $142Applicable income taxes
  • $377Income before extraordinary items
  • $745Extraordinary gains - net
  • $0Net income attributable to bank
  • $745Net charge-offs
  • -$5Cash dividends
  • $600Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 11.47%Cost of funding earning assets
  • 4.47%Net interest margin
  • 6.99%Noninterest income to earning assets
  • 0.52%Noninterest expense to earning assets
  • 2.32%Net operating income to assets
  • 3.22%Return on assets (ROA)
  • 3.69%Pretax return on assets
  • 5.55%Return on equity (ROE)
  • 46.33%Retained earnings to average equity (YTD only)
  • 9.02%Net charge-offs to loans
  • -0.04%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 30,937Assets per employee
  • 4.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 80.54%Loss allowance to loans
  • 1.73%Loss allowance to noncurrent loans
  • 608.57%Noncurrent assets plus other real estate owned to assets
  • 1.48%Noncurrent loans to loans
  • 0.28%Net loans and leases to deposits
  • 62.85%Net loans and leases to core deposits
  • 68.84%Equity capital to assets
  • 7.39%Core capital (leverage) ratio
  • 7.54%Tier 1 risk-based capital ratio
  • 10.47%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $20,206Average earning assets
  • $1,608Average equity
  • $18,886Average loans

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