Citizens State Bank in Anton, Texas (TX)



Show street view No street view available for this location

Citizens State Bank routing number info

Table of contents:
Citizens State Bank
GeneralFDIC Certificate #: 16581
Status: Active
Federal Reserve ID: 489155
Bank Holding Company (Regulatory Top Holder): Anton Bancshares, Inc. (RSSDID: 1109209, Location: Anton, TX)
Date Established: June 07, 1947
WWW: http://www.csbanton.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Domestic: 1, Interstate: No)
FDIC's unique #: 10726
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: June 07, 1947
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 224 North Main Street, Anton, TX 79313
County: Hockley
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Combined Statistical Area (CSA): Lubbock-Levelland, TX (#352)
Core Based Statistical Area (CBSA): Levelland, TX (#30220)
CBSA Micro Statistical Area: Yes
History of ChangesChange in Geographic Region/Area/Territory/Field Office
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $36.0 mil
Equity capital: $2.4 mil
Deposits held in domestic offices: $33.4 mil
Return on assets (ROA): 0.22% ($0.1 mil)
Quarterly return on assets: -0.06% (-$0.0 mil)
Return on Equity (ROE): 3.04% ($0.1 mil)
Quarterly return on equity: -0.82% (-$0.0 mil)
Net income: $0.1 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.16% ($57.6 mil)
Quarterly Pretax return on assets: -0.06% (-$21.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)8
Total assets$35,998
Cash and due from depository institutions$3,490
Interest-bearing balances$2,000
Securities$8,173
Federal funds sold & reverse repurchase agreements$12,800
Net loans & leases$10,993
Loan loss allowance $176
Trading account assets$0
Bank premises and fixed assets$167
Other real estate owned$0
Goodwill and other intangibles$0
All other assets$375
Life insurance assets$35,998
Total liabilities and capital$33,552
Total liabilities$33,360
Total deposits$27,098
Interest-bearing deposits$33,360
Deposits held in domestic offices$92
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $192
All other liabilities $2,446
Total equity capital$2,446
Total bank equity capital$2,446
Perpetual preferred stock$0
Common stock$168
Surplus$1,832
Undivided profits $446
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $271
Average Assets, year-to-date $33,966
Average Assets, quarterly $2,740
Volatile liabilities $33,960
Insider loans $34,585
FHLB advances $16,944
Loans and leases held for sale $34,316
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $2,446
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,551
Derivatives$538
Back to page top, Back to table top

Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $1,163
Total interest expense $360
Net interest income $803
Provision for loan and lease losses $0
Total noninterest income $138
Fiduciary activities $0
Service charges on deposit accounts $94
Trading account gains & fees $0
Additional noninterest income $44
Total noninterest expense $886
Salaries and employee benefits $385
Premises and equipment expense $159
Additional noninterest expense $342
Pre-tax net operating income $55
Securities gains (losses) $0
Applicable income taxes -$19
Income before extraordinary items $74
Extraordinary gains - net $0
Net income attributable to bank $74
Net charge-offs $0
Cash dividends $74
Sale, conversion, retirement of capital stock, net -$57
Net operating income $65
Back to page top, Back to table top

Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.61%
Cost of funding earning assets 1.12%
Net interest margin 2.49%
Noninterest income to earning assets 0.43%
Noninterest expense to earning assets 2.75%
Net operating income to assets 0.22%
Return on assets (ROA) 0.22%
Pretax return on assets 0.16%
Return on equity (ROE) 3.04%
Retained earnings to average equity (YTD only) 0.37%
Net charge-offs to loans -0.41%
Credit loss provision to net charge-offs 0.00%
Efficiency ratio0.00%
Assets per employee$94,155
Cash dividends to net income (YTD only)4.50%
Condition Ratios (%)
Loss allowance to loans 87.84%
Loss allowance to noncurrent loans 1.58%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.00%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 32.95%
Equity capital to assets 35.22%
Core capital (leverage) ratio 6.79%
Tier 1 risk-based capital ratio 7.13%
Total risk-based capital ratio 14.44%
Memoranda
Average assets$15
Average earning assets$33,960
Average equity $2,431
Average loans $32,194
Back to page top, Back to table top

1 Texas Branch as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
010726Citizens State Bank224 North Main Street, Anton, TX 79313June 07, 1947Full Service Brick and Mortar
Back to page top

User Contributions:

Comment about this bank, ask questions, or add new information about it:

CAPTCHA


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens State Bank.
Based on public records. Inadvertent errors are possible.
BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.