Citizens State Bank in Anton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Citizens State Bank - Overview

  • General
  • FDIC Certificate #: 16581
    Status: Active
    Federal Reserve ID: 489155
    Bank Holding Company (Regulatory Top Holder): Anton Bancshares, Inc. (RSSDID: 1109209, Location: Anton, TX)
    Date Established: June 07, 1947
    WWW: http://www.csbanton.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 10726
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 07, 1947
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 224 North Main Street, Anton, TX 79313
    County: Hockley
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Lubbock-Levelland, TX (#352)
    Core Based Statistical Area (CBSA): Levelland, TX (#30220)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.0 mil
    Equity capital: $2.4 mil
    Deposits held in domestic offices: $33.4 mil
    Return on assets (ROA): 0.22% ($0.1 mil)
    Quarterly return on assets: -0.06% (-$0.0 mil)
    Return on Equity (ROE): 3.04% ($0.1 mil)
    Quarterly return on equity: -0.82% (-$0.0 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: 0.16% ($57.6 mil)
    Quarterly Pretax return on assets: -0.06% (-$21.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $35,998Total assets
  • $3,490Cash and due from depository institutions
  • $2,000Interest-bearing balances
  • $8,173Securities
  • $12,800Federal funds sold & reverse repurchase agreements
  • $10,993Net loans & leases
  • $176Loan loss allowance
  • $0Trading account assets
  • $167Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $35,998Life insurance assets
  • $375All other assets
  • $33,552Total liabilities and capital
  • $33,360Total liabilities
  • $27,098Total deposits
  • $33,360Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $192Subordinated debt
  • $2,446All other liabilities
  • $2,446Total equity capital
  • $2,446Total bank equity capital
  • $0Perpetual preferred stock
  • $168Common stock
  • $1,832Surplus
  • $446Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $271Long-term assets (5+ years)
  • $33,966Average Assets, year-to-date
  • $2,740Average Assets, quarterly
  • $33,960Volatile liabilities
  • $34,585Insider loans
  • $16,944FHLB advances
  • $34,316Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,446Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,551Restructured Loans and leases
  • $538Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,163Total interest income
  • $360Total interest expense
  • $803Net interest income
  • $0Provision for loan and lease losses
  • $138Total noninterest income
  • $0Fiduciary activities
  • $94Service charges on deposit accounts
  • $0Trading account gains & fees
  • $44Additional noninterest income
  • $886Total noninterest expense
  • $385Salaries and employee benefits
  • $159Premises and equipment expense
  • $342Additional noninterest expense
  • $55Pre-tax net operating income
  • $0Securities gains (losses)
  • -$19Applicable income taxes
  • $74Income before extraordinary items
  • $0Extraordinary gains - net
  • $74Net income attributable to bank
  • $0Net charge-offs
  • $74Cash dividends
  • -$57Sale, conversion, retirement of capital stock, net
  • $65Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.61%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 2.49%Net interest margin
  • 0.43%Noninterest income to earning assets
  • 2.75%Noninterest expense to earning assets
  • 0.22%Net operating income to assets
  • 0.22%Return on assets (ROA)
  • 0.16%Pretax return on assets
  • 3.04%Return on equity (ROE)
  • 0.37%Retained earnings to average equity (YTD only)
  • -0.41%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 94,155Assets per employee
  • 4.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 87.84%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 32.95%Net loans and leases to core deposits
  • 35.22%Equity capital to assets
  • 6.79%Core capital (leverage) ratio
  • 7.13%Tier 1 risk-based capital ratio
  • 14.44%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $33,960Average earning assets
  • $2,431Average equity
  • $32,194Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010726Citizens State Bank224 North Main Street, Anton, TX 79313June 07, 1947Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents