Citizens State Bank of Tyler, Incorporated in Tyler, Minnesota (MN)
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Citizens State Bank of Tyler, Incorporated routing number info
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| Citizens State Bank of Tyler, Incorporated | |
|---|---|
| General | FDIC Certificate #: 10582 Status: Active Federal Reserve ID: 207957 Bank Holding Company (Regulatory Top Holder): Citizens State Agency Of Tyler, Inc. (RSSDID: 1123287, Location: Tyler, MN) Date Established: May 28, 1917 WWW: http://www.csbtylermn.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 6783 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012 |
| Location | Address: 111 North Tyler St, Tyler, MN 56178 County: Lincoln Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Sioux Falls Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: West |
| History of Changes | Change in Location Merge BIF and SAIF Funds into DIF |
| Financial Summary | Total assets: $18.7 mil Equity capital: $1.6 mil Deposits held in domestic offices: $16.9 mil Return on assets (ROA): -0.26% (-$0.0 mil) Quarterly return on assets: -0.63% (-$0.1 mil) Return on Equity (ROE): -2.79% (-$0.1 mil) Quarterly return on equity: -7.34% (-$0.1 mil) Net income: -$0.0 mil Quarterly Net income: -$0.0 mil Pretax return on assets: -0.26% (-$48.5 mil) Quarterly Pretax return on assets: -0.63% (-$117.5 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 6 |
| Total assets | $18,655 |
| Cash and due from depository institutions | $3,944 |
| Interest-bearing balances | $2,453 |
| Securities | $8,904 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $5,081 |
| Loan loss allowance | $208 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $365 |
| Other real estate owned | $83 |
| Goodwill and other intangibles | $0 |
| All other assets | $278 |
| Life insurance assets | $18,655 |
| Total liabilities and capital | $17,038 |
| Total liabilities | $16,924 |
| Total deposits | $11,577 |
| Interest-bearing deposits | $16,924 |
| Deposits held in domestic offices | $100 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $0 |
| Subordinated debt | $114 |
| All other liabilities | $1,617 |
| Total equity capital | $1,617 |
| Total bank equity capital | $1,617 |
| Perpetual preferred stock | $0 |
| Common stock | $100 |
| Surplus | $1,000 |
| Undivided profits | $517 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $470 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $106 |
| Average Assets, year-to-date | $16,438 |
| Average Assets, quarterly | $2,032 |
| Volatile liabilities | $17,364 |
| Insider loans | $19,124 |
| FHLB advances | $11,060 |
| Loans and leases held for sale | $19,659 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $1,536 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $172 |
| Derivatives | $86 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $550 |
| Total interest expense | $31 |
| Net interest income | $519 |
| Provision for loan and lease losses | $101 |
| Total noninterest income | -$6 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $58 |
| Trading account gains & fees | $0 |
| Additional noninterest income | -$64 |
| Total noninterest expense | $481 |
| Salaries and employee benefits | $297 |
| Premises and equipment expense | $36 |
| Additional noninterest expense | $148 |
| Pre-tax net operating income | -$69 |
| Securities gains (losses) | $24 |
| Applicable income taxes | $0 |
| Income before extraordinary items | -$45 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | -$45 |
| Net charge-offs | $0 |
| Cash dividends | -$45 |
| Sale, conversion, retirement of capital stock, net | -$3 |
| Net operating income | $0 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 3.90% |
| Cost of funding earning assets | 0.22% |
| Net interest margin | 3.68% |
| Noninterest income to earning assets | -0.04% |
| Noninterest expense to earning assets | 3.41% |
| Net operating income to assets | -0.40% |
| Return on assets (ROA) | -0.26% |
| Pretax return on assets | -0.26% |
| Return on equity (ROE) | -2.79% |
| Retained earnings to average equity (YTD only) | -2.79% |
| Net charge-offs to loans | -0.05% |
| Credit loss provision to net charge-offs | -3366.67% |
| Efficiency ratio | 0.00% |
| Assets per employee | $93,762 |
| Cash dividends to net income (YTD only) | 3.11% |
| Condition Ratios (%) | |
| Loss allowance to loans | 0.00% |
| Loss allowance to noncurrent loans | 3.93% |
| Noncurrent assets plus other real estate owned to assets | 44.26% |
| Noncurrent loans to loans | 2.96% |
| Net loans and leases to deposits | 8.89% |
| Net loans and leases to core deposits | 30.02% |
| Equity capital to assets | 30.02% |
| Core capital (leverage) ratio | 8.67% |
| Tier 1 risk-based capital ratio | 7.81% |
| Total risk-based capital ratio | 13.89% |
| Memoranda | |
| Average assets | $15 |
| Average earning assets | $17,364 |
| Average equity | $1,616 |
| Average loans | $14,096 |
| 1 Minnesota Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 6783 | Citizens State Bank Of Tyler, Incorporated | 111 North Tyler St, Tyler, MN 56178 | May 28, 1917 | Full Service Brick and Mortar |  |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.