Citizens State Bank of Tyler, Incorporated in Tyler, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens State Bank of Tyler, Incorporated - Overview

  • General
  • FDIC Certificate #: 10582
    Status: Active
    Federal Reserve ID: 207957
    Bank Holding Company (Regulatory Top Holder): Citizens State Agency Of Tyler, Inc. (RSSDID: 1123287, Location: Tyler, MN)
    Date Established: May 28, 1917
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 6783
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 111 North Tyler St, Tyler, MN 56178
    County: Lincoln
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $18.7 mil
    Equity capital: $1.6 mil
    Deposits held in domestic offices: $16.9 mil
    Return on assets (ROA): -0.26% (-$0.0 mil)
    Quarterly return on assets: -0.63% (-$0.1 mil)
    Return on Equity (ROE): -2.79% (-$0.1 mil)
    Quarterly return on equity: -7.34% (-$0.1 mil)
    Net income: -$0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.26% (-$48.5 mil)
    Quarterly Pretax return on assets: -0.63% (-$117.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $18,655Total assets
  • $3,944Cash and due from depository institutions
  • $2,453Interest-bearing balances
  • $8,904Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $5,081Net loans & leases
  • $208Loan loss allowance
  • $0Trading account assets
  • $365Bank premises and fixed assets
  • $83Other real estate owned
  • $0Goodwill and other intangibles
  • $18,655Life insurance assets
  • $278All other assets
  • $17,038Total liabilities and capital
  • $16,924Total liabilities
  • $11,577Total deposits
  • $16,924Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $114Subordinated debt
  • $1,617All other liabilities
  • $1,617Total equity capital
  • $1,617Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $1,000Surplus
  • $517Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $470Income earned, not collected on loans
  • $0Earning assets
  • $106Long-term assets (5+ years)
  • $16,438Average Assets, year-to-date
  • $2,032Average Assets, quarterly
  • $17,364Volatile liabilities
  • $19,124Insider loans
  • $11,060FHLB advances
  • $19,659Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,536Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $172Restructured Loans and leases
  • $86Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $550Total interest income
  • $31Total interest expense
  • $519Net interest income
  • $101Provision for loan and lease losses
  • -$6Total noninterest income
  • $0Fiduciary activities
  • $58Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$64Additional noninterest income
  • $481Total noninterest expense
  • $297Salaries and employee benefits
  • $36Premises and equipment expense
  • $148Additional noninterest expense
  • -$69Pre-tax net operating income
  • $24Securities gains (losses)
  • $0Applicable income taxes
  • -$45Income before extraordinary items
  • $0Extraordinary gains - net
  • -$45Net income attributable to bank
  • $0Net charge-offs
  • -$45Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.90%Yield on earning assets
  • 0.22%Cost of funding earning assets
  • 3.68%Net interest margin
  • -0.04%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • -0.40%Net operating income to assets
  • -0.26%Return on assets (ROA)
  • -0.26%Pretax return on assets
  • -2.79%Return on equity (ROE)
  • -2.79%Retained earnings to average equity (YTD only)
  • -0.05%Net charge-offs to loans
  • -3366.67%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 93,762Assets per employee
  • 3.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.93%Loss allowance to noncurrent loans
  • 44.26%Noncurrent assets plus other real estate owned to assets
  • 2.96%Noncurrent loans to loans
  • 8.89%Net loans and leases to deposits
  • 30.02%Net loans and leases to core deposits
  • 30.02%Equity capital to assets
  • 8.67%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 13.89%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $17,364Average earning assets
  • $1,616Average equity
  • $14,096Average loans

List of branches

  • 1 Minnesota Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06783Citizens State Bank Of Tyler, Incorporated111 North Tyler St, Tyler, MN 56178May 28, 1917Full Service Brick and Mortar

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