City Bank & Trust Co. in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • City Bank & Trust Co. in Lincoln, Nebraska (NE)
  • Show street view No street view available for this location

City Bank & Trust Co. - Overview

  • General
  • FDIC Certificate #: 5396
    Status: Active
    Federal Reserve ID: 79855
    Bank Holding Company (Regulatory Top Holder): Tcm Company (RSSDID: 1141553, Location: Crete, NE)
    Date Established: April 18, 1910
    WWW: http://www.citybankandtrust.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 14204
    FDIC's unique #: 3643
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2929 Pine Lake Road, Lincoln, NE 68516
    County: Lancaster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
    Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
    CBSA Metro Statistical Area: Lincoln, NE (#30700)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $194.1 mil
    Equity capital: $22.6 mil
    Deposits held in domestic offices: $148.4 mil
    Return on assets (ROA): -0.55% (-$1.1 mil)
    Quarterly return on assets: 0.54% ($1.0 mil)
    Return on Equity (ROE): -4.97% (-$1.1 mil)
    Quarterly return on equity: 4.67% ($1.1 mil)
    Net income: -$1.1 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: -0.84% (-$1,630.7 mil)
    Quarterly Pretax return on assets: 0.80% ($1,553.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 32Total employees (full-time equivalent)
  • $194,134Total assets
  • $24,980Cash and due from depository institutions
  • $21,705Interest-bearing balances
  • $15,417Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $140,175Net loans & leases
  • $3,334Loan loss allowance
  • $0Trading account assets
  • $553Bank premises and fixed assets
  • $6,806Other real estate owned
  • $0Goodwill and other intangibles
  • $194,134Life insurance assets
  • $6,203All other assets
  • $171,575Total liabilities and capital
  • $148,354Total liabilities
  • $134,602Total deposits
  • $148,354Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 958.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $21,460Trading liabilities
  • $0Other borrowed funds
  • $803Subordinated debt
  • $22,559All other liabilities
  • $22,559Total equity capital
  • $22,559Total bank equity capital
  • $0Perpetual preferred stock
  • $608Common stock
  • $15,442Surplus
  • $6,509Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $322Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,651Income earned, not collected on loans
  • $0Earning assets
  • $797Long-term assets (5+ years)
  • $177,297Average Assets, year-to-date
  • $2,171Average Assets, quarterly
  • $201,630Volatile liabilities
  • $195,166Insider loans
  • $145,742FHLB advances
  • $194,509Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $22,128Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,539Restructured Loans and leases
  • $139Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,085Total interest income
  • $3,224Total interest expense
  • $5,861Net interest income
  • $2,835Provision for loan and lease losses
  • -$27Total noninterest income
  • $1Fiduciary activities
  • $209Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$237Additional noninterest income
  • $4,701Total noninterest expense
  • $2,399Salaries and employee benefits
  • $537Premises and equipment expense
  • $1,765Additional noninterest expense
  • -$1,702Pre-tax net operating income
  • $0Securities gains (losses)
  • -$583Applicable income taxes
  • -$1,119Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,119Net income attributable to bank
  • $0Net charge-offs
  • -$1,119Cash dividends
  • $3,112Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.94%Yield on earning assets
  • 1.75%Cost of funding earning assets
  • 3.19%Net interest margin
  • -0.01%Noninterest income to earning assets
  • 2.56%Noninterest expense to earning assets
  • -0.55%Net operating income to assets
  • -0.55%Return on assets (ROA)
  • -0.84%Pretax return on assets
  • -4.97%Return on equity (ROE)
  • -4.97%Retained earnings to average equity (YTD only)
  • 2.01%Net charge-offs to loans
  • 91.10%Credit loss provision to net charge-offs
  • 0.36%Efficiency ratio
  • 80,579Assets per employee
  • 6.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.32%Loss allowance to noncurrent loans
  • 71.68%Noncurrent assets plus other real estate owned to assets
  • 5.90%Noncurrent loans to loans
  • 3.24%Net loans and leases to deposits
  • 94.49%Net loans and leases to core deposits
  • 98.80%Equity capital to assets
  • 11.62%Core capital (leverage) ratio
  • 11.38%Tier 1 risk-based capital ratio
  • 15.18%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $201,630Average earning assets
  • $22,500Average equity
  • $183,976Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $287Managed Assets
  • 1Number of Accounts
  • $285Personal trust and agency accounts
  • $285Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 3Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Nebraska Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03643City Bank & Trust Co.2929 Pine Lake Road, Lincoln, NE 68516April 18, 1910Full Service Brick and Mortar
    1207645Crete Branch1135 Main Street, Crete, NE 68333October 30, 1997Full Service Brick and Mortar
    2363482Savannah Pines Living Center3900 Pine Lake Road, Lincoln, NE 68516April 17, 2002Full Service Brick and Mortar
    3451790City Bank & Trust Company940 'p' Street, Lincoln, NE 68508June 14, 2006Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with City Bank & Trust Co..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents