City Bank & Trust Co. in Lincoln, Nebraska (NE)



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City Bank & Trust Co. routing number info

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City Bank & Trust Co.
GeneralFDIC Certificate #: 5396
Status: Active
Federal Reserve ID: 79855
Bank Holding Company (Regulatory Top Holder): Tcm Company (RSSDID: 1141553, Location: Crete, NE)
Date Established: April 18, 1910
WWW: http://www.citybankandtrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 14204
FDIC's unique #: 3643
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 2929 Pine Lake Road, Lincoln, NE 68516
County: Lancaster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $194.1 mil
Equity capital: $22.6 mil
Deposits held in domestic offices: $148.4 mil
Return on assets (ROA): -0.55% (-$1.1 mil)
Quarterly return on assets: 0.54% ($1.0 mil)
Return on Equity (ROE): -4.97% (-$1.1 mil)
Quarterly return on equity: 4.67% ($1.1 mil)
Net income: -$1.1 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: -0.84% (-$1,630.7 mil)
Quarterly Pretax return on assets: 0.80% ($1,553.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)32
Total assets$194,134
Cash and due from depository institutions$24,980
Interest-bearing balances$21,705
Securities$15,417
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$140,175
Loan loss allowance $3,334
Trading account assets$0
Bank premises and fixed assets$553
Other real estate owned$6,806
Goodwill and other intangibles$0
All other assets$6,203
Life insurance assets$194,134
Total liabilities and capital$171,575
Total liabilities$148,354
Total deposits$134,602
Interest-bearing deposits$148,354
Deposits held in domestic offices$95
% insured (estimated)958.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$21,460
Other borrowed funds $0
Subordinated debt $803
All other liabilities $22,559
Total equity capital$22,559
Total bank equity capital$22,559
Perpetual preferred stock$0
Common stock$608
Surplus$15,442
Undivided profits $6,509
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $322
Income earned, not collected on loans $4,651
Earning assets $0
Long-term assets (5+ years) $797
Average Assets, year-to-date $177,297
Average Assets, quarterly $2,171
Volatile liabilities $201,630
Insider loans $195,166
FHLB advances $145,742
Loans and leases held for sale $194,509
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $22,128
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $10,539
Derivatives$139
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $9,085
Total interest expense $3,224
Net interest income $5,861
Provision for loan and lease losses $2,835
Total noninterest income -$27
Fiduciary activities $1
Service charges on deposit accounts $209
Trading account gains & fees $0
Additional noninterest income -$237
Total noninterest expense $4,701
Salaries and employee benefits $2,399
Premises and equipment expense $537
Additional noninterest expense $1,765
Pre-tax net operating income -$1,702
Securities gains (losses) $0
Applicable income taxes -$583
Income before extraordinary items -$1,119
Extraordinary gains - net $0
Net income attributable to bank -$1,119
Net charge-offs $0
Cash dividends -$1,119
Sale, conversion, retirement of capital stock, net $3,112
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.94%
Cost of funding earning assets 1.75%
Net interest margin 3.19%
Noninterest income to earning assets -0.01%
Noninterest expense to earning assets 2.56%
Net operating income to assets -0.55%
Return on assets (ROA) -0.55%
Pretax return on assets -0.84%
Return on equity (ROE) -4.97%
Retained earnings to average equity (YTD only) -4.97%
Net charge-offs to loans 2.01%
Credit loss provision to net charge-offs 91.10%
Efficiency ratio0.36%
Assets per employee$80,579
Cash dividends to net income (YTD only)6.07%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 2.32%
Noncurrent assets plus other real estate owned to assets 71.68%
Noncurrent loans to loans 5.90%
Net loans and leases to deposits3.24%
Net loans and leases to core deposits 94.49%
Equity capital to assets 98.80%
Core capital (leverage) ratio 11.62%
Tier 1 risk-based capital ratio 11.38%
Total risk-based capital ratio 15.18%
Memoranda
Average assets$16
Average earning assets$201,630
Average equity $22,500
Average loans $183,976
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Total Fiduciary and Related Assets (December 31, 2011)
(Dollar figures in thousands)
Total fiduciary and related assets$1
Number of Fiduciary Accounts and Related Asset Accounts1
Fiduciary powers grantedYes
Fiduciary or related activityYes
Managed Assets$287
Number of Accounts1
Personal trust and agency accounts$285
Employee benefit-defined contribution accounts$285
Employee benefit-defined benefit accounts$0
Other retirement accounts$0
Corporate trust and agency accounts$0
Investment management agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
Non-managed Assets$0
Number of Accounts3
Personal trust and agency accounts$0
Employee benefit-defined contribution accounts$0
Employee benefit-defined benefit accounts$0
Other retirement accounts$2
Corporate trust and agency accounts$0
Other fiduciary accounts$0
Fiduciary accounts held in foreign offices$0
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4 Nebraska Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
03643City Bank & Trust Co.2929 Pine Lake Road, Lincoln, NE 68516April 18, 1910Full Service Brick and Mortar
1207645Crete Branch1135 Main Street, Crete, NE 68333October 30, 1997Full Service Brick and Mortar
2363482Savannah Pines Living Center3900 Pine Lake Road, Lincoln, NE 68516April 17, 2002Full Service Brick and Mortar
3451790City Bank & Trust Company940 'p' Street, Lincoln, NE 68508June 14, 2006Full Service Brick and Mortar
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