City Bank & Trust Company in Mc Minnville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 07, 1998

  • City Bank & Trust Company in Mc Minnville, Tennessee (TN)
  • Show street view No street view available for this location

City Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 6108
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank, National Association (#4979)
    Federal Reserve ID: 84635
    Date Established: April 10, 1912
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 10445
    FDIC's unique #: 4129
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 07, 1998
    Last Structure Change Process Date: July 22, 1998
    Last Data Update: July 22, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 104 West Main Street, Mc Minnville, TN 37110
    County: Warren
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): McMinnville, TN (#32660)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $278.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 121Total employees (full-time equivalent)
  • $268,417Total assets
  • $8,456Cash and due from depository institutions
  • $120Interest-bearing balances
  • $106,697Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $145,335Net loans & leases
  • $1,913Loan loss allowance
  • $0Trading account assets
  • $2,061Bank premises and fixed assets
  • $45Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $5,823All other assets
  • $268,417Total liabilities and capital
  • $233,606Total liabilities
  • $219,155Total deposits
  • $190,947Interest-bearing deposits
  • $219,155Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,274Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,787Other borrowed funds
  • $0Subordinated debt
  • $3,390All other liabilities
  • $34,811Total equity capital
  • $34,811Total bank equity capital
  • $34,811Perpetual preferred stock
  • $0Common stock
  • $1,250Surplus
  • $5,000Undivided profits
  • Memoranda
  • $28,561Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,248Earning assets
  • $0Long-term assets (5+ years)
  • $1,876Average Assets, year-to-date
  • $252,152Average Assets, quarterly
  • $61,351Volatile liabilities
  • $267,450Insider loans
  • $268,234FHLB advances
  • $35,661Loans and leases held for sale
  • $2,010Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $30,999Total unused commitments
  • $0Restructured Loans and leases
  • $150,428Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $20,681Total interest income
  • $9,323Total interest expense
  • $11,358Net interest income
  • $413Provision for loan and lease losses
  • $1,869Total noninterest income
  • $342Fiduciary activities
  • $1,223Service charges on deposit accounts
  • $0Trading account gains & fees
  • $304Additional noninterest income
  • $6,873Total noninterest expense
  • $3,817Salaries and employee benefits
  • $1,211Premises and equipment expense
  • $1,845Additional noninterest expense
  • $5,941Pre-tax net operating income
  • $36Securities gains (losses)
  • $1,748Applicable income taxes
  • $4,229Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,229Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $431Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.22%Yield on earning assets
  • 3.71%Cost of funding earning assets
  • 4.52%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 2.73%Noninterest expense to earning assets
  • 1.57%Net operating income to assets
  • 1.58%Return on assets (ROA)
  • 2.23%Pretax return on assets
  • 12.84%Return on equity (ROE)
  • 6.77%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 95.82%Credit loss provision to net charge-offs
  • 14.74%Efficiency ratio
  • 51,962Assets per employee
  • 2.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 47.29%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 153.29%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 66.32%Net loans and leases to core deposits
  • 77.40%Equity capital to assets
  • 12.97%Core capital (leverage) ratio
  • 12.54%Tier 1 risk-based capital ratio
  • 22.44%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $267,450Average earning assets
  • $32,947Average equity
  • $251,487Average loans

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